Renovest
ActiveRenovest has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €419k and a net result of €19k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 64% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-41
Solvency73▼-12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.4 in 2024), and 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
31 d late
2023
29 d late
2022
30 d late
2021
27 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€419k▲ 4.4%
2024 · €402k
2018: €119k
2019: €127k
2020: €105k
2021: €128k
2022: €268k
2023: €350k
2024: €402k
2018 → 2025
Total assets
€971k▲ 45.9%
2024 · €665k
2018: €525k
2019: €559k
2020: €417k
2021: €412k
2022: €548k
2023: €610k
2024: €665k
2018 → 2025
Net result
€19k▼ 62.4%
2024 · €51k
2018: €20k
2019: €8k
2020: €-69k
2021: €24k
2022: €140k
2023: €82k
2024: €51k
2018 → 2025
Working capital
€187k▲ 78.5%
2024 · €105k
2018: €-76k
2019: €-87k
2020: €-151k
2021: €-115k
2022: €20k
2023: €-21k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€268k▲ 109%€350k▲ 30.7%€402k▲ 14.6%€419k▲ 4.4%
Operating result€22k-€167k▲ 657%€108k▼ 35.5%€72k▼ 33.3%€37k▼ 49.0%
Net result€24k-€140k▲ 488%€82k▼ 41.1%€51k▼ 37.8%€19k▼ 62.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €971k
Fixed assets
€232k▼ 21.9%
Current assets
€739k▲ 100%
Equity and liabilities €971k
Equity
€419k▲ 4.4%
Debt
€552k▲ 109%
The debt ratio rises from 39.6% to 56.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€122k▼
2024 · €159k
Cash flow
€105k▼
2024 · €138k
Solvency
43.2%▼
2024 · 60.4%
Current ratio
1.34▼
2024 · 1.40
Quick ratio
1.34▼
2024 · 1.39
Debt / equity
1.32▲
2024 · 0.66
ROE
4.6%▼
2024 · 12.8%
ROA
2.0%▼
2024 · 7.7%
Interest coverage
21.92▼
2024 · 76.88
Debt
€552k▲
2024 · €264k
Debt ≤ 1 year
€552k▲
2024 · €264k
Income taxes
€13k▼
2024 · €19k
Staff costs
€208k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€665k€971k▲
Fixed assets21/28€297k€232k▼
Tangible fixed assets22/27€297k€232k▼
Land and buildings22€205k€169k▼
Plant, machinery and equipment23€50k€38k▼
Furniture and vehicles24€42k€24k▼
Current assets29/58€369k€739k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€77k€359k▲
Trade receivables40€68k€347k▲
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€290k€367k▲
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€665k€971k▲
Equity10/15€402k€419k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€387k€405k▲
Amounts payable17/49€264k€552k▲
Amounts payable within one year42/48€264k€552k▲
Trade debts44€118k€91k▼
Suppliers440/4€118k€91k▼
Advances received on contracts in progress46-€310k
Taxes, remuneration and social security45€71k€57k▼
Taxes450/3€43k€32k▼
Remuneration and social security454/9€28k€24k▼
Other amounts payable47/48€75k€94k▲
Income statement
Code20242025
Remuneration, social security and pensions62€179k€208k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€86k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€342k€334k▼
Operating profit (loss)9901€72k€37k▼
Financial income75/76B€666€1k▲
Recurring financial income75€666€1k▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€70k€32k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€51k€19k▼
Profit (loss) for the period to be appropriated9905€51k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€387k€407k▲
Profit (loss) brought forward from the previous period14P€336k€387k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
Social balance
Average headcount (FTE)90874.44.7▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €140k ▲488%
Operating result €167k, net result €140k, both a record.
31-12
Financial
Equity above €200kEq €268k ▲109%
2 profitable years in a row build equity to €268k.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 27 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-69k ▼936%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Claudine Pattyn
CurrentDirector · since 22-07-2024
Patrick Deryckere
CurrentDirector · since 22-07-2024
22-07-2024
Claudine Pattyn: Appointed as Director
22-07-2024
Patrick Deryckere: Appointed as Director
Location & real-estate footprint
Registered office, De Haan · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterkasteellaan 248421 De HaanGround area
2,976 m²
Building footprint
704 m²
Volume, LiDAR
4,978 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
HOTEL MANOIR CARPE DIEM
since 20152.249.485.032
Renovest
since 20152.249.485.131
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35021B0006/00N042 ProtectedTownscape or village viewDe Haan Concessie: uitbreiding tot hele vroegere ConcessieSource ↗ |
Flanders | 2,014 m² | 1 · 449 m² | 12.8 m · 2 fl. |
| 35021B0006/00Z049 ProtectedTownscape or village viewDe Haan Concessie: uitbreiding tot hele vroegere ConcessieSource ↗ |
Flanders | 962 m² | 1 · 255 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,819 EUR awarded · 1,819 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,819 EUR | 1,819 EUR |
Schemes
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.249.485.032
Similar companies · same sector, comparable size
AUBERGE DU PECHEUR
BE 0472.482.644
Sint-Martens-Latem · Eq €419k
VODELIS
BE 0841.653.558
Dinant · Eq €420k
LA SOURCE
BE 0432.721.552
Profondeville · Eq €420k
H EN W
BE 0455.808.542
Kuurne · Eq €418k
BIBOB
BE 0667.769.972
Hasselt · Eq €422k
Of 2,384 companies in sector 55100 we hold annual accounts for 1,507. 1,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2015
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
55204Guest rooms (bed and breakfast)
47251Retail sale of wines and spirits
47551Retail sale of household furniture
47591Retail trade
47715Retail trade
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.