KSTROCHUS
ActiveThe computed 12-month bankruptcy probability of KSTROCHUS is 1.7% (moderate). The 2025 annual accounts show equity of €302k and a net result of €452k. Its solvency ranks better than 19% of 10252 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability86
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 2.33; short-term debt: 36.8% and cash: 16.7% of total assets), but 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
14.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 10252 sector peers (2025).
NBB · sector comparisonPosition among 10252 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€302k
Total assets
€3.22M
Net result
€452k
Working capital
€1.57M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €3.22M
Fixed assets
€465k
Current assets
€2.75M
Equity and liabilities €3.22M
Equity
€302k
Debt
€2.91M
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€634k
Cash flow
€522k
Solvency
9.4%
Current ratio
2.33
Quick ratio
1.75
Debt / equity
9.64
ROE
149.6%
ROA
14.1%
Interest coverage
11.55
Debt
€2.91M
Debt ≤ 1 year
€1.18M
Debt > 1 year
€1.48M
Income taxes
€70k
Staff costs
€2.84M
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€3.22M
Formation expenses20€1k
Fixed assets21/28€465k
Tangible fixed assets22/27€465k
Plant, machinery and equipment23€458k
Other tangible fixed assets26€7k
Current assets29/58€2.75M
Stocks and contracts in progress3€682k
Stocks30/36€682k
Amounts receivable within one year40/41€318k
Trade receivables40€220k
Other amounts receivable41€98k
Current investments50/53€1.20M
Cash at bank and in hand54/58€536k
Deferred charges and accrued income490/1€15k
Equity and liabilities
Total equity and liabilities10/49€3.22M
Equity10/15€302k
Contributions10/11€150k
Reserves13€152k
Distributable reserves133€152k
Profit (loss) carried forward14€0
Amounts payable17/49€2.91M
Amounts payable after more than one year17€1.48M
Trade debts175€1.48M
Amounts payable within one year42/48€1.18M
Trade debts44€539k
Suppliers440/4€539k
Taxes, remuneration and social security45€345k
Taxes450/3€67k
Remuneration and social security454/9€278k
Other amounts payable47/48€300k
Accrued charges and deferred income492/3€250k
Income statement
Code2025
Remuneration, social security and pensions62€2.84M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k
Other operating charges640/8€2k
Gross operating margin9900€3.48M
Operating profit (loss)9901€564k
Financial income75/76B€13k
Recurring financial income75€13k
Financial charges65/66B€55k
Recurring financial charges65€55k
Profit (loss) for the period before taxes9903€522k
Income taxes67/77€70k
Profit (loss) for the period9904€452k
Profit (loss) for the period to be appropriated9905€452k
Appropriation of the result
Profit (loss) to be appropriated9906€452k
Transfer to equity691/2€152k
To other reserves6921€152k
Profit to be distributed694/7€300k
Directors or managers695€300k
Social balance
Average headcount (FTE)908739.9
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Beckstraat(Kor) 478500 KortrijkGround area
4,543 m²
Building footprint
2,601 m²
Volume, LiDAR
11,799 m³
Parcel 34022E0129/00T002, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delhaize Kortrijk Sint-Rochus
since 20242.359.017.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0129/00T002 | Flanders | 4,543 m² | 1 · 2,600 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 176 EUR awarded · 176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyKortrijk2.359.017.927
Similar companies · same sector, comparable size
VDP ICECUBES
BE 0795.335.860
Malle · Eq €303k
CHIN CHONG
BE 0817.124.040
Sint-Pieters-Leeuw · Eq €302k
TIGLAT
BE 0675.879.964
Chaumont-Gistoux · Eq €303k
BELMAR
BE 0474.145.007
Antwerpen · Eq €303k
HERMANS DIEPENBEEK
BE 0429.821.351
Izegem · Eq €302k
Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 3,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end30-06
Trade name NL
DELHAIZE KORTRIJK SINT-ROCHUS
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.