MATIBEL

Active

Private limited companyfounded 20232 yrs activePolderlaan 1, 8370 Blankenberge, BelgiumKBO/BCE: BE 1000.542.924

The computed 12-month bankruptcy probability of MATIBEL is 1.8% (moderate). The 2025 annual accounts show equity of €483k and a net result of €633k. Its solvency ranks better than 26% of 10242 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

73 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency44

Growth-

Stability67

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €35k at 30 days only on tighter terms

Liquidity ample (current ratio 2.48), but 83.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.3%

Return on assets

21.4%

Age of the figures

19 mo

Filed after the deadline

The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€483k

Total assets

€2.96M

Net result

€633k

Working capital

€1.67M

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €2.96M

94.5%

Fixed assets €162k

Current assets €2.80M

Equity and liabilities €2.96M

16.3%

83.7%

Equity €483k

Debt €2.48M

Debt finances 83.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€894k

Cash flow

€641k

Solvency

16.3%

Current ratio

2.48

Quick ratio

1.79

Debt / equity

5.12

ROE

131.0%

ROA

21.4%

Interest coverage

23.26

Debt

€2.48M

Debt ≤ 1 year

€1.13M

Debt > 1 year

€1.35M

Income taxes

€219k

Staff costs

€2.46M

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€2.96M

Fixed assets21/28€162k

Tangible fixed assets22/27€152k

Plant, machinery and equipment23€142k

Furniture and vehicles24€774

Other tangible fixed assets26€9k

Financial fixed assets28€9k

Current assets29/58€2.80M

Stocks and contracts in progress3€780k

Stocks30/36€780k

Amounts receivable within one year40/41€400k

Trade receivables40€209k

Other amounts receivable41€191k

Current investments50/53€817k

Cash at bank and in hand54/58€797k

Deferred charges and accrued income490/1€5k

Equity and liabilities

Total equity and liabilities10/49€2.96M

Equity10/15€483k

Contributions10/11€200k

Reserves13€283k

Distributable reserves133€283k

Profit (loss) carried forward14€0

Amounts payable17/49€2.48M

Amounts payable after more than one year17€1.35M

Trade debts175€1.35M

Amounts payable within one year42/48€1.13M

Trade debts44€194k

Suppliers440/4€194k

Advances received on contracts in progress46€105k

Taxes, remuneration and social security45€479k

Taxes450/3€218k

Remuneration and social security454/9€261k

Other amounts payable47/48€350k

Income statement Code2025

Remuneration, social security and pensions62€2.46M

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k

Other operating charges640/8€8k

Gross operating margin9900€3.36M

Operating profit (loss)9901€886k

Financial income75/76B€4k

Recurring financial income75€4k

Financial charges65/66B€38k

Recurring financial charges65€38k

Profit (loss) for the period before taxes9903€852k

Income taxes67/77€219k

Profit (loss) for the period9904€633k

Profit (loss) for the period to be appropriated9905€633k

Appropriation of the result

Profit (loss) to be appropriated9906€633k

Transfer to equity691/2€283k

To other reserves6921€283k

Profit to be distributed694/7€350k

Return on contributions (dividend)694€350k

Social balance

Average headcount (FTE)908737.8

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

30-09

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 30 days late

NBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2024

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

15-07-2024 BELLIGH, Ann: Resigned as Director

15-07-2024 Tom Jacobs: Resigned as Director

Location & real-estate footprint

Registered office, Blankenberge · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Polderlaan 18370 Blankenberge

Ground area

1.3 ha

Building footprint

3,008 m²