KRUISRAKET
ActiveSummary
KRUISRAKET has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €77k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency82▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.96 in 2024; short-term debt: 31.7% and cash: 33.8% of total assets), and 43% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
11.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-02-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 d early
2024
2 d early
2023
19 d early
2022
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€380k▲ 25.6%
2024 · €302k
2022: €108k
2023: €195k
2024: €302k
2022 → 2025
Total assets
€667k▲ 6.1%
2024 · €628k
2022: €623k
2023: €654k
2024: €628k
2022 → 2025
Net result
€77k▼ 27.8%
2024 · €107k
2022: €88k
2023: €87k
2024: €107k
2022 → 2025
Working capital
€230k▲ 30.8%
2024 · €176k
2022: €-214k
2023: €87k
2024: €176k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€108k-€195k▲ 80.6%€302k▲ 55.0%€380k▲ 25.6%
Operating result€113k-€130k▲ 15.4%€156k▲ 19.6%€118k▼ 24.1%
Net result€88k-€87k▼ 1.0%€107k▲ 23.2%€77k▼ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €667k
Fixed assets
€226k ▼ 16.2%
Current assets
€441k ▲ 23.0%
Equity and liabilities €667k
Equity
€380k ▲ 25.6%
Debt
€287k ▼ 11.9%
Debt's share of the balance-sheet total falls from 51.9% to 43.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €201k
Cash flow
€123k▼
2024 · €153k
Current ratio
2.09▲
2024 · 1.96
Debt to equity
0.76▼
2024 · 1.08
ROE
20.4%▼
2024 · 35.5%
ROA
11.6%▼
2024 · 17.1%
Interest coverage
10.94▼
2024 · 15.41
Debt ≤ 1 year
€211k▲
2024 · €183k
Debt > 1 year
€75k▼
2024 · €137k
Income taxes
€26k▼
2024 · €35k
Staff costs
€309k▲
2024 · €268k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€628k€667k▲
Fixed assets21/28€270k€226k▼
Intangible fixed assets21€257k€217k▼
Tangible fixed assets22/27€13k€9k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€13k€8k▼
Current assets29/58€359k€441k▲
Amounts receivable within one year40/41€175k€211k▲
Trade receivables40€175k€211k▲
Cash at bank and in hand54/58€176k€225k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€628k€667k▲
Equity10/15€302k€380k▲
Contributions10/11€20k€20k=
Reserves13€282k€282k=
Distributable reserves133€282k€282k=
Profit (loss) carried forward14-€77k
Amounts payable17/49€326k€287k▼
Amounts payable after more than one year17€137k€75k▼
Financial debts170/4€137k€75k▼
Amounts payable within one year42/48€183k€211k▲
Current portion of amounts payable after more than one year42€60k€62k▲
Trade debts44€55k€70k▲
Suppliers440/4€55k€70k▲
Taxes, remuneration and social security45€69k€79k▲
Taxes450/3€32k€25k▼
Remuneration and social security454/9€37k€54k▲
Other amounts payable47/48-€24
Accrued charges and deferred income492/3€6k€531▼
Income statement
Code20242025
Remuneration, social security and pensions62€268k€309k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k▲
Other operating charges640/8€574€697▲
Gross operating margin9900€470k€474k▲
Operating profit (loss)9901€156k€118k▼
Financial income75/76B€54€1▼
Recurring financial income75€54€1▼
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€143k€103k▼
Income taxes67/77€35k€26k▼
Profit (loss) for the period9904€107k€77k▼
Profit (loss) for the period to be appropriated9905€107k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€107k€77k▼
Transfer to equity691/2€107k-
To other reserves6921€107k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €77k ▼27.8%
Net result drops to €77k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €107k ▲23.2%
Operating result €156k, net result €107k, both a record.
30-09
Financial
Equity above €200kEq €302k ▲55%
3 profitable years in a row build equity to €302k.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.57 to 1.34; short-term debt falls from €497k to €257k.
30-09
Financial
Equity above €150kEq €195k ▲80.6%
2 profitable years in a row build equity to €195k.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schierveldestraat(ONK) 78840 StadenGround area
2,495 m²
Building footprint
548 m²
Volume, LiDAR
779 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KRUISRAKET
since 20212.314.291.821
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014B0165/00B000 | Flanders | 1,537 m² | 1 · 112 m² | 9.2 m · 2 fl. |
| 36504D1338/00A000 | Flanders | 958 m² | 1 · 435 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,023 EUR awarded · 2,023 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 327 EUR | 327 EUR |
| 2024 | 1 | 387 EUR | 387 EUR |
| 2023 | 1 | 704 EUR | 704 EUR |
| 2022 | 1 | 605 EUR | 605 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2021
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
74120Graphic design and visual communication
63910Web portal activities
70200Business and other management consultancy
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.