Krea-bys

Active

Private limited companyfounded 2008active for 18 yearsPuttekomheide 22, 3150 Haacht, BelgiumKBO/BCE: BE 0896.664.535

Summary

Krea-bys has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,490 and a net result of -€8,668. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 74% of 9,316 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

Krea-bysActiveChecked score 83/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€78,331total assets 2025

Equity: €51,490
Loss: -€8,668

Turnover not published (micro format)

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Verreth BenDirector
Verreth YvesDirector

2025 accounts 3 days early1 of 2 deeds summarised

Why 83raises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €8,668 (financial year 2025)lowers riskLiquidity: current ratio 4.93, cash €23,746Founded in 2008Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 91-9

equity 65.7% of total assets

Liquidity 87-13

short-term debt 12.1% · cash 30.3%

Profitability 5-77

return on assets -11.1%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.4%▲ +0.3 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026highest value

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.93, compared with 10.3 in 2024, above the usual 1.5; short-term debt: 12.1% and cash: 30.3% of total assets), and 34.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 75% on solvency, 88% on liquidity, 11% on profitability and 22% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 4.93, cash €23,746

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Loss of €8,668 (financial year 2025)

NBB · annual accounts

Founded in 2008

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

14 days late

2023

1 day early

2022

4 days early

2021

47 days early

2020

5 days early

2019

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end27-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-01-2026 Annual accounts filedfinancial year 2025 · micro…
14-02-2025 Annual accounts filedfinancial year 2024 · micro…
30-01-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Among the weakest 15% on net resultsector median €8,523 · 9,306 companies -€8,668 View
Board2 directors in office 2 View
Total assets 20256 financial years filed €78,331 View

By topic

Financials

Financial year: 2025
Total assets: €78,331
Loss: -€8,668
Solvency: 65.7%

Total assets▲ 18.4%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

Verreth BenDirector
Verreth YvesDirector

Go to Board & ownership

Timeline

Events: 21
Since: 2010
Next accounts: by 31-01-2027

27-12-2023Resignations: Verreth Yves (statutory manager) and Verreth…
30-06-2023Back to profit
30-06-2023Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 19-03-2008
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 14

Who signs: Each director alone
Annual meeting: Second Friday of December at 18:00

Go to Articles of association

Key facts about Krea-bys

What is the company number of Krea-bys?: 0896.664.535. In Belgium the VAT number is the company number with BE in front: BE 0896.664.535.
Where is Krea-bys based?: The registered office is at Puttekomheide 22, 3150 Haacht.Company details
What does Krea-bys do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Krea-bys?: Private limited company (BV).
When was Krea-bys founded?: On 19-03-2008.
Is Krea-bys still active?: Yes, Krea-bys is an active enterprise in the KBO register.
What is the turnover of Krea-bys?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Krea-bys profitable?: In financial year 2025, Krea-bys made a loss of €8,668.
Where can I find the annual accounts of Krea-bys?: Krea-bys filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Krea-bys due?: By 31-01-2027, for financial year 2026.Timeline