Kova
ActiveKova has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €358. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-15
Solvency48▼-52
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.53 against 7.61 in 2024; short-term debt: 77.3% and cash: 10.4% of total assets), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
60 d late
2023
75 d late
2022
47 d early
2021
59 d late
2020
45 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€358▼ 94.0%
2024 · €6k
2018: €361
2019: €445
2020: €22k
2021: €8k
2022: €8k
2023: €-4k
2024: €6k
2018 → 2025
Working capital
€-134k
2024 · €84k
2018: €44k
2019: €44k
2020: €66k
2021: €75k
2022: €82k
2023: €78k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€82k▲ 10.6%€78k▼ 5.1%€84k▲ 7.7%€85k▲ 0.4%
Operating result€9k-€8k▼ 8.1%€9k▲ 10.6%€9k▲ 5.8%€409▼ 95.7%
Net result€8k-€8k▼ 3.5%€-4k€6k€358▼ 94.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€219k
Current assets
€154k
Equity and liabilities €372k
Equity
€85k▲ 0.4%
Debt
€288k▲ 2,158%
The debt ratio rises from 13.1% to 77.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1k
Cash flow
€1k
Solvency
22.7%▼
2024 · 86.9%
Current ratio
0.53▼
2024 · 7.61
Quick ratio
0.53▼
2024 · 7.61
Debt / equity
3.40▲
2024 · 0.15
ROE
0.4%▼
2024 · 7.1%
ROA
0.1%▼
2024 · 6.2%
Debt
€288k▲
2024 · €13k
Debt ≤ 1 year
€288k▲
2024 · €13k
Income taxes
€51▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€372k▲
Fixed assets21/28-€219k
Tangible fixed assets22/27-€19k
Plant, machinery and equipment23-€19k
Financial fixed assets28-€200k
Current assets29/58€97k€154k▲
Amounts receivable within one year40/41€76k€105k▲
Trade receivables40-€9k
Other amounts receivable41€76k€97k▲
Cash at bank and in hand54/58€11k€39k▲
Deferred charges and accrued income490/1€10k€10k=
Equity and liabilities
Total equity and liabilities10/49€97k€372k▲
Equity10/15€84k€85k▲
Contributions10/11€20k€20k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€57k€57k▲
Amounts payable17/49€13k€288k▲
Amounts payable within one year42/48€13k€288k▲
Trade debts44€411-
Suppliers440/4€411-
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€9k€285k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€790
Other operating charges640/8€4k€816▼
Gross operating margin9900€14k€2k▼
Operating profit (loss)9901€9k€409▼
Financial charges65/66B€300-
Recurring financial charges65€300-
Profit (loss) for the period before taxes9903€9k€409▼
Income taxes67/77€3k€51▼
Profit (loss) for the period9904€6k€358▼
Profit (loss) for the period to be appropriated9905€6k€358▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€57k▼
Profit (loss) brought forward from the previous period14P€56k€57k▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼153%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 50.36
Current ratio from 24.16 to 50.36; short-term debt falls from €3k to €2k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 45 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲4875%
Operating result €22k, net result €22k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 5761180 UkkelGround area
89 m²
Building footprint
89 m²
Volume, LiDAR
784 m³
Parcel 21016B0081/00B002, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0081/00B002 | Brussels | 89 m² | 1 · 89 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AD PROJETS
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CONNECTER
BE 0750.677.258
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PHONE TM CONSULT
BE 0845.863.655
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2010
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
73300Public relations and communication consultancy
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.