KONKREA
ActiveKONKREA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €8k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 82% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.15 against 5.73 in 2024; short-term debt: 21.6% and cash: 41.6% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
1.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
98 d late
2022
2 d early
2021
37 d early
2020
35 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€443k▲ 10.7%
2024 · €400k
2018: €583k
2019: €628k
2020: €628k
2021: €566k
2022: €594k
2023: €465k
2024: €400k
2018 → 2025
Net result
€8k▲ 4,318%
2024 · €179
2018: €14k
2019: €14k
2020: €38k
2021: €45k
2022: €7k
2023: €3k
2024: €179
2018 → 2025
Working capital
€301k▲ 5.4%
2024 · €286k
2018: €259k
2019: €239k
2020: €239k
2021: €319k
2022: €333k
2023: €323k
2024: €286k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€328k-€335k▲ 2.2%€338k▲ 1.0%€339k▲ 0.1%€347k▲ 2.3%
Operating result€65k-€11k▼ 83.2%€29k▲ 171%€-2k€8k
Net result€45k-€7k▼ 83.9%€3k▼ 55.4%€179▼ 94.5%€8k▲ 4,318%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €443k
Fixed assets
€46k▼ 14.6%
Current assets
€397k▲ 14.6%
Equity and liabilities €443k
Equity
€347k▲ 2.3%
Debt
€97k▲ 56.2%
The debt ratio rises from 15.4% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €10k
Cash flow
€25k▲
2024 · €12k
Solvency
78.2%▼
2024 · 84.6%
Current ratio
4.15▼
2024 · 5.73
Quick ratio
2.69▼
2024 · 3.32
Debt / equity
0.28▲
2024 · 0.18
ROE
2.3%▲
2024 · 0.1%
ROA
1.8%▲
2024 · 0.0%
Interest coverage
71.27▲
2024 · 8.09
Debt
€97k▲
2024 · €62k
Debt ≤ 1 year
€95k▲
2024 · €60k
Income taxes
€3k▲
2024 · €254
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€443k▲
Fixed assets21/28€54k€46k▼
Tangible fixed assets22/27€54k€46k▼
Plant, machinery and equipment23€13k€16k▲
Furniture and vehicles24€42k€31k▼
Current assets29/58€346k€397k▲
Stocks and contracts in progress3€145k€140k▼
Stocks30/36€145k€140k▼
Amounts receivable within one year40/41€70k€71k▲
Trade receivables40€39k€71k▲
Other amounts receivable41€31k€0▼
Cash at bank and in hand54/58€129k€184k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€400k€443k▲
Equity10/15€339k€347k▲
Contributions10/11€19k€19k=
Reserves13€320k€328k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€320k€328k▲
Amounts payable17/49€62k€97k▲
Amounts payable within one year42/48€60k€95k▲
Trade debts44€2k€35k▲
Suppliers440/4€2k€35k▲
Taxes, remuneration and social security45€307€10k▲
Taxes450/3€307€10k▲
Other amounts payable47/48€58k€51k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€12k€28k▲
Operating profit (loss)9901€-2k€8k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€1k€353▼
Recurring financial charges65€1k€353▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€433€11k▲
Income taxes67/77€254€3k▲
Profit (loss) for the period9904€179€8k▲
Profit (loss) for the period to be appropriated9905€179€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€179€8k▲
Transfer to equity691/2€179€8k▲
To other reserves6921€179€8k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €179 ▼94.5%
Net result drops to €179, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 98 days late
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €45k ▲18.9%
Net result €45k, the highest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenkerkhofstraat 53670 OudsbergenGround area
994 m²
Building footprint
167 m²
Volume, LiDAR
1,107 m³
Parcel 72011C0609/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Korofloor
since 20072.163.598.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011C0609/00N000 | Flanders | 994 m² | 1 · 167 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MFORM
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BATTICE BRICO GARDEN
BE 0822.146.462
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BHM Steel
BE 0600.811.664
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LIMBURGS STAALSERVICE CENTER
BE 0891.734.460
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Of 732 companies in sector 46820 we hold annual accounts for 388. 255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2007
Fiscal year end30-09
Activities, NACEBEL
46820Wholesale trade
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:erik@kebro.be