Quaestor
ActiveQuaestor has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €477k and a net result of €59k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency81▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.08 in 2024; short-term debt: 18.7% and cash: 5.7% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
98 d late
2022
2 d late
2021
37 d early
2020
35 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€849k▼ 0.9%
2024 · €856k
2018: €858k
2019: €781k
2020: €781k
2021: €801k
2022: €807k
2023: €873k
2024: €856k
2018 → 2025
Net result
€59k▲ 25.7%
2024 · €47k
2018: €56k
2019: €56k
2020: €46k
2021: €46k
2022: €46k
2023: €53k
2024: €47k
2018 → 2025
Working capital
€7k▼ 24.1%
2024 · €9k
2018: €-404k
2019: €-371k
2020: €-343k
2021: €-265k
2022: €-226k
2023: €-167k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€375k-€415k▲ 10.5%€460k▲ 10.8%€457k▼ 0.6%€477k▲ 4.4%
Operating result€79k-€74k▼ 6.0%€88k▲ 18.2%€80k▼ 8.4%€93k▲ 15.8%
Net result€46k-€46k▼ 0.2%€53k▲ 13.7%€47k▼ 10.6%€59k▲ 25.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €849k
Fixed assets
€683k▼ 6.3%
Current assets
€166k▲ 29.8%
Equity and liabilities €849k
Equity
€477k▲ 4.4%
Provisions
€50k=
Debt
€322k▼ 7.9%
The debt ratio falls from 40.8% to 37.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €136k
Cash flow
€116k▲
2024 · €103k
Solvency
56.2%▲
2024 · 53.4%
Current ratio
1.04▼
2024 · 1.08
Quick ratio
0.79▼
2024 · 1.08
Debt / equity
0.67▼
2024 · 0.76
ROE
12.4%▲
2024 · 10.3%
ROA
7.0%▲
2024 · 5.5%
Interest coverage
12.90▲
2024 · 8.98
Debt
€322k▼
2024 · €349k
Debt ≤ 1 year
€159k▲
2024 · €119k
Debt > 1 year
€162k▼
2024 · €224k
Income taxes
€23k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€856k€849k▼
Fixed assets21/28€729k€683k▼
Tangible fixed assets22/27€275k€229k▼
Land and buildings22€161k€144k▼
Plant, machinery and equipment23€20k€12k▼
Furniture and vehicles24€95k€73k▼
Financial fixed assets28€454k€454k=
Current assets29/58€128k€166k▲
Stocks and contracts in progress3-€41k
Stocks30/36-€41k
Amounts receivable within one year40/41€5k€74k▲
Trade receivables40€3k€74k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€121k€49k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€856k€849k▼
Equity10/15€457k€477k▲
Contributions10/11€141k€141k=
Reserves13€316k€336k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€316k€336k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€50k€50k=
Provisions for liabilities and charges160/5€50k€50k=
Pensions and similar obligations160€50k€50k=
Amounts payable17/49€349k€322k▼
Amounts payable after more than one year17€224k€162k▼
Financial debts170/4€224k€162k▼
Amounts payable within one year42/48€119k€159k▲
Current portion of amounts payable after more than one year42€60k€62k▲
Financial debts43€12k€0▼
Credit institutions430/8€12k€0▼
Trade debts44€550€663▲
Suppliers440/4€550€663▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€22k€26k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€25k€70k▲
Accrued charges and deferred income492/3€7k€862▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€56k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€140k€153k▲
Operating profit (loss)9901€80k€93k▲
Financial income75/76B€205€535▲
Recurring financial income75€205€535▲
Financial charges65/66B€15k€12k▼
Recurring financial charges65€15k€12k▼
Profit (loss) for the period before taxes9903€65k€82k▲
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€47k€59k▲
Profit (loss) for the period to be appropriated9905€47k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€59k▲
Transfer from equity791/2€50k€39k▼
Transfer to equity691/2€47k€59k▲
To other reserves6921€47k€59k▲
Profit to be distributed694/7€50k€39k▼
Return on contributions (dividend)694€50k€39k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €59k ▲25.7%
Net result €59k, the highest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity triplescurrent ratio 1.08
Current ratio from 0.37 to 1.08; short-term debt falls from €264k to €119k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 98 days late
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €46k ▼17.9%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenkerkhofstraat 53670 OudsbergenGround area
994 m²
Building footprint
167 m²
Volume, LiDAR
1,107 m³
Parcel 72011C0609/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Paardenkerkhofstraat 5, 3670 Oudsbergen
since 19992.091.145.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011C0609/00N000 | Flanders | 994 m² | 1 · 167 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 300 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 35,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1998
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
32990Other manufacturing not elsewhere classified
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:erik@kebro.be