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Kompetency

Active
Private limited companyfounded 2018active for 8 yearsVerheydenstraat 21, 1700 Dilbeek, BelgiumKBO/BCE: BE 0693.989.666
Summary

Kompetency has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,463 and a net result of -€3,596. Equity is growing by about 7.6% per year across the filed financial years. Its solvency ranks better than 92% of 975 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
KompetencyActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
€86,603total assets 2025
Equity
€78,463
Loss
-€3,596
Turnover not published (abbreviated or micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
  • BV CREACAPITADirector · permanent representative Katrien Lefevere
  • BV S20Director · permanent representative Frederic Soete
  • BV S20Director
2025 accounts on time1 of 3 deeds summarised
Why 92raises risk1 of the last 3 lateLoss of €3,596, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 10.72, cash €35,629Equity €78,463 (90.6% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 78, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.6% of total assets
Liquidity 100=
short-term debt 9.3% · cash 41.1%
Profitability 14+14
return on assets -4.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,375 companies, NACE 78, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.6 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 10.72, compared with 9.53 in 2024, above the usual 1.5; short-term debt: 9.3% and cash: 41.1% of total assets), and 9.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 89% on solvency, 97% on liquidity, 20% on profitability and 36% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.72, cash €35,629
NBB · annual accounts
lowers risk · Equity €78,463 (90.6% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Loss of €3,596, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€3,596
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
61 days late
2023
26 days early
2022
on the day
2021
31 days late
2020
31 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€14,445

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€3,596 View
  • Positive: Among the best 9% on solvencysector median 49.6% · 975 companies 90.6% View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€86,603
Loss
-€3,596
Solvency
90.6%
Total assets▼ 5.3%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2020
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than quadruples
  2. 20-11-2024Resignations: Katrien Lefevere (director) and Frederic Soete…
  3. 05-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
06-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Kompetency

What is the company number of Kompetency?
0693.989.666. In Belgium the VAT number is the company number with BE in front: BE 0693.989.666.
Where is Kompetency based?
The registered office is at Verheydenstraat 21, 1700 Dilbeek.Company details
What does Kompetency do?
According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of Kompetency?
Private limited company (BV).
When was Kompetency founded?
On 06-04-2018.
Is Kompetency still active?
Yes, Kompetency is an active enterprise in the KBO register.
What is the turnover of Kompetency?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Kompetency profitable?
In financial year 2025, Kompetency made a loss of €3,596.
Where can I find the annual accounts of Kompetency?
Kompetency filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kompetency due?
By 31-07-2027, for financial year 2026.Timeline

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