M-Field Consultancy
ActiveM-Field Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €24k. Equity is growing by ~44.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-6
Solvency78▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.01 in 2024; short-term debt: 23.6% and cash: 60.7% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
156 d early
2024
50 d early
2023
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 45.7%
2024 · €53k
2023: €31k
2024: €53k
2023 → 2025
Total assets
€147k▲ 29.7%
2024 · €114k
2023: €95k
2024: €114k
2023 → 2025
Net result
€24k▲ 3.3%
2024 · €24k
2023: €28k
2024: €24k
2023 → 2025
Working capital
€59k▲ 47.6%
2024 · €40k
2023: €21k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€53k▲ 74.5%€78k▲ 45.7%
Operating result€38k-€32k▼ 15.7%€34k▲ 6.8%
Net result€28k-€24k▼ 15.8%€24k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€54k▲ 56.9%
Current assets
€93k▲ 17.9%
Equity and liabilities €147k
Equity
€78k▲ 45.7%
Debt
€69k▲ 15.4%
The debt ratio falls from 53.0% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €42k
Cash flow
€28k▼
2024 · €34k
Solvency
52.8%▲
2024 · 47.0%
Current ratio
2.69▲
2024 · 2.01
Quick ratio
2.69▲
2024 · 2.01
Debt / equity
0.89▼
2024 · 1.13
ROE
31.4%▼
2024 · 44.3%
ROA
16.6%▼
2024 · 20.8%
Interest coverage
14.59▼
2024 · 19.64
Debt
€69k▲
2024 · €60k
Debt ≤ 1 year
€35k▼
2024 · €39k
Debt > 1 year
€34k▲
2024 · €20k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€147k▲
Fixed assets21/28€34k€54k▲
Tangible fixed assets22/27€34k€54k▲
Furniture and vehicles24€999€3k▲
Leasing and similar rights25€29k€47k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€79k€93k▲
Amounts receivable within one year40/41€12k€1k▼
Trade receivables40€12k€1k▼
Cash at bank and in hand54/58€63k€89k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€114k€147k▲
Equity10/15€53k€78k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€51k€75k▲
Amounts payable17/49€60k€69k▲
Amounts payable after more than one year17€20k€34k▲
Financial debts170/4€20k€34k▲
Amounts payable within one year42/48€39k€35k▼
Current portion of amounts payable after more than one year42€10k€12k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€22k€15k▼
Taxes450/3€22k€15k▼
Other amounts payable47/48€6k€6k▼
Accrued charges and deferred income492/3€421€373▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€4k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€43k€44k▲
Operating profit (loss)9901€32k€34k▲
Financial income75/76B€232€312▲
Recurring financial income75€232€312▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€30k€32k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€24k€24k▲
Profit (loss) for the period to be appropriated9905€24k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€75k▲
Profit (loss) brought forward from the previous period14P€28k€51k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €24k ▼15.8%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rita Gorrstraat 149041 GentGround area
338 m²
Building footprint
81 m²
Parcel 44051B1684/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
M-Field Consultancy
since 20222.338.926.950
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1684/00K000 | Flanders | 338 m² | 1 · 81 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PASS HUMAN RESOURCES EN FACILITY
BE 0453.605.850
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BelgieVacature.be
BE 0844.129.632
Antwerpen · Eq €78k
iTALENTS
BE 0643.792.859
Bornem · Eq €78k
HAFU
BE 1023.663.071
Gent · Eq €77k
CAPITRIUM
BE 0740.608.262
Seraing · Eq €77k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2022
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
68110Buying and selling of own real estate
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.