PASS HUMAN RESOURCES EN FACILITY
ActivePASS HUMAN RESOURCES EN FACILITY has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 24% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+10
Solvency45▼-1
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.81 in 2024; short-term debt: 44.9% and cash: 15.1% of total assets), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
-0.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1193 sector peers (2025).
NBB · sector comparisonPosition among 1193 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d late
2023
2 d early
2022
on the day
2021
32 d early
2020
on the day
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€78k▼ 2.8%
2024 · €80k
2019: €80k
2020: €79k
2021: €87k
2022: €106k
2023: €92k
2024: €80k
2019 → 2025
Total assets
€390k▲ 4.2%
2024 · €375k
2019: €231k
2020: €405k
2021: €393k
2022: €445k
2023: €392k
2024: €375k
2019 → 2025
Net result
€-2k▲ 80.8%
2024 · €-12k
2019: €7k
2020: €-828
2021: €8k
2022: €19k
2023: €-14k
2024: €-12k
2019 → 2025
Working capital
€-30k▼ 7.5%
2024 · €-28k
2019: €25k
2020: €12k
2021: €23k
2022: €31k
2023: €-5k
2024: €-28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€106k▲ 22.1%€92k▼ 13.4%€80k▼ 12.9%€78k▼ 2.8%
Operating result€18k-€31k▲ 74.3%€-10k€-9k▲ 16.6%€3k
Net result€8k-€19k▲ 144%€-14k€-12k▲ 16.2%€-2k▲ 80.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€245k▼ 4.2%
Current assets
€145k▲ 22.2%
Equity and liabilities €390k
Equity
€78k▼ 2.8%
Provisions
€11k=
Debt
€302k▲ 6.3%
The debt ratio rises from 75.8% to 77.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €10k
Cash flow
€14k▲
2024 · €7k
Solvency
19.9%▼
2024 · 21.3%
Current ratio
0.83▲
2024 · 0.81
Quick ratio
0.83▲
2024 · 0.81
Debt / equity
3.89▲
2024 · 3.55
ROE
-2.9%▲
2024 · -14.9%
ROA
-0.6%▲
2024 · -3.2%
Interest coverage
3.92▲
2024 · 3.21
Debt
€302k▲
2024 · €284k
Debt ≤ 1 year
€175k▲
2024 · €147k
Debt > 1 year
€126k▼
2024 · €137k
Income taxes
€875▲
2024 · €135
Staff costs
€371k▼
2024 · €373k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€375k€390k▲
Fixed assets21/28€256k€245k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€253k€243k▼
Land and buildings22€216k€211k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€21k€20k▼
Current assets29/58€119k€145k▲
Amounts receivable within one year40/41€74k€85k▲
Trade receivables40€67k€76k▲
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€44k€59k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€375k€390k▲
Equity10/15€80k€78k▼
Contributions10/11€6k€6k=
Reserves13€86k€86k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€-13k€-15k▼
Provisions and deferred taxes16€11k€11k=
Provisions for liabilities and charges160/5€11k€11k=
Environmental obligations163€11k€11k=
Amounts payable17/49€284k€302k▲
Amounts payable after more than one year17€137k€126k▼
Financial debts170/4€137k€126k▼
Amounts payable within one year42/48€147k€175k▲
Current portion of amounts payable after more than one year42€12k€11k▼
Financial debts43-€19k
Credit institutions430/8-€19k
Trade debts44€68k€80k▲
Suppliers440/4€68k€80k▲
Taxes, remuneration and social security45€40k€45k▲
Taxes450/3€335€341▲
Remuneration and social security454/9€40k€45k▲
Other amounts payable47/48€27k€21k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€373k€371k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€2k€2k▼
Gross operating margin9900€391k€396k▲
Operating profit (loss)9901€-9k€3k▲
Financial income75/76B€55€435▲
Recurring financial income75€55€435▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-12k€-1k▲
Income taxes67/77€135€875▲
Profit (loss) for the period9904€-12k€-2k▲
Profit (loss) for the period to be appropriated9905€-12k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-15k▼
Profit (loss) brought forward from the previous period14P€-859€-13k▼
Social balance
Average headcount (FTE)9087-12.5
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-14k ▼174%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €19k ▲144%
Operating result €31k, net result €19k, both a record.
30-06
Financial
Equity above €100kEq €106k ▲22.1%
2 profitable years in a row build equity to €106k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klakvijverstraat(Gri) 489506 GeraardsbergenGround area
5,868 m²
Building footprint
473 m²
Volume, LiDAR
4,954 m³
2 parcels, Flanders · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Aalstersesteenweg 113, 9400 Ninove
since 19952.070.625.841
Klakvijverstraat(Gri) 48, 9506 Geraardsbergen
since 19952.070.625.940
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B0136/00X000 | Flanders | 3,450 m² | 1 · 308 m² | 19.8 m · 5 fl. |
| 41022A0361/00D000 | Flanders | 2,418 m² | 1 · 165 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BelgieVacature.be
BE 0844.129.632
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iTALENTS
BE 0643.792.859
Bornem · Eq €78k
M-Field Consultancy
BE 0794.617.070
Gent · Eq €78k
HAFU
BE 1023.663.071
Gent · Eq €77k
CAPITRIUM
BE 0740.608.262
Seraing · Eq €77k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-1994
Fiscal year end30-06
Activities, NACEBEL
43992Specialised construction activities
74501
78100Employment placement agencies
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.