KoenDtex
ActiveKoenDtex is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €254k and a net result of €17k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 7962 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
30 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▲ 7.1%
2024 · €237k
2018: €143k
2019: €118k
2020: €124k
2021: €152k
2022: €182k
2023: €209k
2024: €237k
2018 → 2025
Net result
€17k▼ 40.6%
2024 · €29k
2018: €9k
2019: €-24k
2020: €6k
2021: €29k
2022: €31k
2023: €28k
2024: €29k
2018 → 2025
Total assets
€269k▼ 10.2%
2024 · €299k
2018: €242k
2019: €222k
2020: €224k
2021: €243k
2022: €249k
2023: €274k
2024: €299k
2018 → 2025
Solvency
94.6%▲ 15.3pp
2024 · 79.3%
2018: 59.1%
2019: 53.4%
2020: 55.1%
2021: 62.4%
2022: 73.0%
2023: 76.3%
2024: 79.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€182k▲ 19.7%€209k▲ 15.2%€237k▲ 13.2%€254k▲ 7.1%
Operating result€40k-€43k▲ 7.0%€43k▼ 0.3%€40k▼ 5.7%€29k▼ 29.2%
Net result€29k-€31k▲ 6.4%€28k▼ 7.3%€29k=€17k▼ 40.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 29% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€114k▼ 15.0%
Current assets
€154k▼ 6.3%
Equity and liabilities €269k
Equity
€254k▲ 7.1%
Debt
€15k▼ 76.6%
The debt ratio falls from 20.7% to 5.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
94.6%▲
2024 · 79.3%
ROE
6.7%▼
2024 · 12.0%
ROA
6.3%▼
2024 · 9.5%
Debt
€15k▼
2024 · €62k
Debt ≤ 1 year
€15k▼
2024 · €62k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€269k▼
Fixed assets21/28€134k€114k▼
Tangible fixed assets22/27€134k€114k▼
Land and buildings22€109k€96k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€17k€11k▼
Current assets29/58€165k€154k▼
Amounts receivable within one year40/41€78k€77k▼
Trade receivables40€78k€77k▼
Cash at bank and in hand54/58€86k€77k▼
Equity and liabilities
Total equity and liabilities10/49€299k€269k▼
Equity10/15€237k€254k▲
Contributions10/11€13k€13k=
Reserves13€224k€241k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€222k€239k▲
Amounts payable17/49€62k€15k▼
Amounts payable within one year42/48€62k€15k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€13k€8k▼
Other amounts payable47/48€48k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€63k€51k▼
Operating profit (loss)9901€40k€29k▼
Financial income75/76B€47€12▼
Recurring financial income75€47€12▼
Financial charges65/66B€123€114▼
Recurring financial charges65€123€114▼
Profit (loss) for the period before taxes9903€40k€28k▼
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€29k€17k▼
Profit (loss) for the period to be appropriated9905€29k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€17k▼
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 10.63
Current ratio from 2.66 to 10.63; short-term debt falls from €62k to €15k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €200kEq €209k ▲15.2%
4 profitable years in a row build equity to €209k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €31k ▲6.4%
Operating result €43k, net result €31k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €152k ▲22.7%
2 profitable years in a row build equity to €152k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-24k ▼368%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
DE RUYCK Koen
CurrentDirector · since 13-12-2023
13-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelstraat(Z) 258550 ZwevegemGround area
794 m²
Building footprint
111 m²
Volume, LiDAR
657 m³
Parcel 34042D0241/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KoenDtex
since 20122.205.653.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0241/00C000 | Flanders | 794 m² | 1 · 111 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EMLI INVEST
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DE BROGNIEZ INVEST
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JODEP
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.