JERKAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €236k and a net result of €32k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 5523 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
27 d early
2023
20 d early
2022
4 d early
2021
2 d early
2020
12 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€236k▲ 15.6%
2024 · €204k
2019: €176k
2020: €193k
2021: €214k
2022: €209k
2023: €211k
2024: €204k
2019 → 2025
Net result
€32k
2024 · €-6k
2019: €7k
2020: €17k
2021: €21k
2022: €-5k
2023: €1k
2024: €-6k
2019 → 2025
Total assets
€520k▼ 2.3%
2024 · €532k
2019: €574k
2020: €569k
2021: €566k
2022: €552k
2023: €544k
2024: €532k
2019 → 2025
Solvency
45.5%▲ 7.0pp
2024 · 38.4%
2019: 30.7%
2020: 34.0%
2021: 37.8%
2022: 37.9%
2023: 38.7%
2024: 38.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€214k-€209k▼ 2.1%€211k▲ 0.7%€204k▼ 3.1%€236k▲ 15.6%
Operating result€46k-€13k▼ 72.4%€20k▲ 55.7%€11k▼ 43.6%€61k▲ 451%
Net result€21k-€-5k€1k€-6k€32k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 451% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€513k▼ 1.9%
Current assets
€7k▼ 24.7%
Equity and liabilities €520k
Equity
€236k▲ 15.6%
Provisions
€10k=
Debt
€273k▼ 13.9%
The debt ratio falls from 59.6% to 52.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
45.5%▲
2024 · 38.4%
ROE
13.5%▲
2024 · -3.2%
ROA
6.1%▲
2024 · -1.2%
Debt
€273k▼
2024 · €317k
Debt ≤ 1 year
€198k▼
2024 · €211k
Debt > 1 year
€70k▼
2024 · €102k
Income taxes
€14k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€532k€520k▼
Fixed assets21/28€523k€513k▼
Tangible fixed assets22/27€344k€334k▼
Land and buildings22€344k€334k▼
Financial fixed assets28€179k€179k=
Current assets29/58€9k€7k▼
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€532k€520k▼
Equity10/15€204k€236k▲
Contributions10/11€19k€19k=
Reserves13€186k€218k▲
Tax-exempt reserves132€78k€78k=
Distributable reserves133€108k€140k▲
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Pensions and similar obligations160€10k€10k=
Amounts payable17/49€317k€273k▼
Amounts payable after more than one year17€102k€70k▼
Financial debts170/4€102k€70k▼
Amounts payable within one year42/48€211k€198k▼
Current portion of amounts payable after more than one year42€30k€32k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€171k€148k▼
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€73k▲
Operating profit (loss)9901€11k€61k▲
Financial income75/76B€9€6▼
Recurring financial income75€9€6▼
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€-4k€46k▲
Income taxes67/77€2k€14k▲
Profit (loss) for the period9904€-6k€32k▲
Profit (loss) for the period to be appropriated9905€-6k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€32k▲
Transfer from equity791/2€6k-
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-6k ▼563%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €200kEq €214k ▲10.7%
3 profitable years in a row build equity to €214k.
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speelmansrei 88000 BruggeGround area
102 m²
Building footprint
105 m²
Volume, LiDAR
924 m³
Parcel 31804D1292/00X000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JERKAT
since 20072.166.583.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D1292/00X000 | Flanders | 102 m² | 1 · 105 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JVA
BE 0552.590.291
Roeselare · Eq €236k
MINO
BE 0748.451.901
Lommel · Eq €236k
HOLDING RENNESON
BE 0502.863.539
Bouillon · Eq €236k
LEAD-IT
BE 0863.705.717
Antwerpen · Eq €236k
DORINE VERHAERT
BE 0827.361.696
Antwerpen · Eq €236k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2007
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.