Summary
MIVERBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €254,057 and a net result of €52,321. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 2413 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 d early
2024
51 d early
2023
26 d early
2022
27 d early
2021
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€254,057▼ 9.8%
2024 · €281,736
Net result
€52,321▼ 61.7%
2024 · €136,485
Total assets
€292,645▼ 17.5%
2024 · €354,691
Solvency
86.8%▲ 7.4pp
2024 · 79.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€176,000€192,000▲ 9.1%€192,000=€99,000▼ 48.4%
Operating result-€1,658-€157,693€171,212▲ 8.6%€182,339▲ 6.5%€71,256▼ 60.9%
Net result-€1,658-€115,395€125,513▲ 8.8%€136,485▲ 8.7%€52,321▼ 61.7%
Equity€343-€115,737▲ 33,692%€241,250▲ 108%€281,736▲ 16.8%€254,057▼ 9.8%
Total assets€343-€191,458▲ 55,800%€297,588▲ 55.4%€354,691▲ 19.2%€292,645▼ 17.5%
Debt€75,721€56,338▼ 25.6%€72,956▲ 29.5%€38,588▼ 47.1%
Working capital€96,822€223,837▲ 131%€222,652▼ 0.5%€186,354▼ 16.3%
Solvency100.0%-60.5%▼ 39.5pp81.1%▲ 20.6pp79.4%▼ 1.6pp86.8%▲ 7.4pp
Why a figure moved sharply
- 2023 Equity +108%, Total assets +55% on 2022. Cause not known from the registers.
- 2022 Equity +33,692%, Total assets +55,800% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292,645
Fixed assets
€74,142 ▼ 8.2%
Current assets
€218,503 ▼ 20.2%
Equity and liabilities €292,645
Equity
€254,057 ▼ 9.8%
Debt
€38,588 ▼ 47.1%
Debt's share of the balance-sheet total falls from 20.6% to 13.2%. Equity and debt are lower.
Key figures and ratios
ROE
20.6%▼
2024 · 48.4%
ROA
17.9%▼
2024 · 38.5%
Debt ≤ 1 year
€32,149▼
2024 · €51,255
Debt > 1 year
€6,439▼
2024 · €21,700
Income taxes
€17,846▼
2024 · €44,551
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €176,000 | €192,000 | €200,816 | €102,039 | ▼ 49.2% |
| Turnover70 | - | €176,000 | €192,000 | €192,000 | €99,000 | ▼ 48.4% |
| Other operating income74 | - | - | - | €8,816 | €3,039 | ▼ 65.5% |
| Operating charges60/66A | - | €18,307 | €20,788 | €18,477 | €30,782 | ▲ 66.6% |
| Services and other goods61 | - | €2,623 | €2,671 | €8,910 | €10,733 | ▲ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €10,821 | €16,232 | €8,940 | €19,491 | ▲ 118% |
| Other operating charges640/8 | - | €4,863 | €1,885 | €627 | €558 | ▼ 11.0% |
| Gross operating margin9900 | -€1,658 | - | - | - | - | - |
| Operating profit (loss)9901 | -€1,658 | €157,693 | €171,212 | €182,339 | €71,256 | ▼ 60.9% |
| Financial charges65/66B | - | €831 | €1,227 | €1,303 | €1,090 | ▼ 16.4% |
| Recurring financial charges65 | - | €831 | €1,227 | €1,303 | €1,090 | ▼ 16.4% |
| Debt charges650 | - | €831 | €1,052 | €1,112 | €878 | ▼ 21.1% |
| Other financial charges652/9 | - | - | €175 | €191 | €212 | ▲ 11.0% |
| Profit (loss) for the period before taxes9903 | -€1,658 | €156,861 | €169,985 | €181,036 | €70,167 | ▼ 61.2% |
| Income taxes67/77 | - | €41,467 | €44,472 | €44,551 | €17,846 | ▼ 59.9% |
| Taxes670/3 | - | €41,467 | €44,915 | €44,551 | €17,846 | ▼ 59.9% |
| Tax adjustments and reversals of tax provisions77 | - | - | €442 | - | - | - |
| Profit (loss) for the period9904 | -€1,658 | €115,395 | €125,513 | €136,485 | €52,321 | ▼ 61.7% |
| Profit (loss) for the period to be appropriated9905 | -€1,658 | €115,395 | €125,513 | €136,485 | €52,321 | ▼ 61.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €343 | €191,458 | €297,588 | €354,691 | €292,645 | ▼ 17.5% |
| Fixed assets21/28 | - | €70,339 | €54,107 | €80,784 | €74,142 | ▼ 8.2% |
| Tangible fixed assets22/27 | - | €70,339 | €54,107 | €80,784 | €74,142 | ▼ 8.2% |
| Plant, machinery and equipment23 | - | - | - | €1,766 | €10,784 | ▲ 511% |
| Furniture and vehicles24 | - | €70,339 | €54,107 | €79,018 | €63,358 | ▼ 19.8% |
| Current assets29/58 | €343 | €121,120 | €243,481 | €273,908 | €218,503 | ▼ 20.2% |
| Amounts receivable within one year40/41 | €2 | - | €3,709 | €2,500 | €532 | ▼ 78.7% |
| Other amounts receivable41 | €2 | - | €3,709 | €2,500 | €532 | ▼ 78.7% |
| Cash at bank and in hand54/58 | €340 | €121,120 | €239,773 | €270,658 | €217,173 | ▼ 19.8% |
| Deferred charges and accrued income490/1 | - | - | - | €750 | €799 | ▲ 6.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €343 | €191,458 | €297,588 | €354,691 | €292,645 | ▼ 17.5% |
| Equity10/15 | €343 | €115,737 | €241,250 | €281,736 | €254,057 | ▼ 9.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€1,658 | €113,737 | €239,250 | €279,736 | €252,057 | ▼ 9.9% |
| Amounts payable17/49 | - | €75,721 | €56,338 | €72,956 | €38,588 | ▼ 47.1% |
| Amounts payable after more than one year17 | - | €51,423 | €36,694 | €21,700 | €6,439 | ▼ 70.3% |
| Financial debts170/4 | - | €51,423 | €36,694 | €21,700 | €6,439 | ▼ 70.3% |
| Credit institutions173 | - | €51,423 | €36,694 | €21,700 | €6,439 | ▼ 70.3% |
| Amounts payable within one year42/48 | - | €24,298 | €19,644 | €51,255 | €32,149 | ▼ 37.3% |
| Current portion of amounts payable after more than one year42 | - | €14,471 | €14,730 | €14,993 | €15,261 | ▲ 1.8% |
| Trade debts44 | - | - | - | €2,053 | €2,242 | ▲ 9.2% |
| Suppliers440/4 | - | - | - | €2,053 | €2,242 | ▲ 9.2% |
| Taxes, remuneration and social security45 | - | €9,827 | €4,915 | €34,209 | €13,846 | ▼ 59.5% |
| Taxes450/3 | - | €9,827 | €4,915 | €34,209 | €13,846 | ▼ 59.5% |
| Other amounts payable47/48 | - | - | - | - | €800 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,658 | €115,395 | €125,513 | €136,485 | €52,321 | ▼ 61.7% |
| + Depreciation and write-downs630 | - | €10,821 | €16,232 | €8,940 | €19,491 | ▲ 118% |
| Operating cash flow (approximation) | -€1,658 | €126,216 | €141,745 | €145,426 | €71,813 | ▼ 50.6% |
| Investment in fixed assets (approximation) | - | - | €0 | -€35,617 | -€12,850 | ▲ 63.9% |
| Change in cash | - | €120,779 | €118,653 | €30,885 | -€53,485 | ▼ 273% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €136,485 ▲8.7%
Operating result €182,339, net result €136,485, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 12.39
Current ratio from 4.98 to 12.39; short-term debt falls from €24,298 to €19,644.
31-12
Financial
Equity above €200,000Eq €241,250 ▲108%
2 profitable years in a row build equity to €241,250.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €115,395
Net result €115,395 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €115,737 ▲33,692%
Equity rises from €343 to €115,737.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
Ground area
1,286 m²
Building footprint
225 m²
Volume, LiDAR
1,149 m³
Parcel 12006E0042/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groenstraat 18A, 2221 Heist-op-den-Berg
since 20212.325.074.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006E0042/00D000 | Flanders | 1,286 m² | 1 · 225 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EMLI INVEST
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DE BROGNIEZ INVEST
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,678 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0777697104
Also
9925:BE0777697104
Registered
29-11-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.