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KOBRIC

Active
Private limited companyfounded 2021active for 5 yearsGroenstraat(KAG) 49, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0762.696.350
Summary

KOBRIC has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371,370 and a net result of €53,535. Equity has been growing by about 11% per year since 2021. Its solvency ranks better than 38% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 29-01-2021 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 5 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.312.643.811 2550 Kontich, since 29-01-2021
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Board and ownership

Board
  • ELLMI BVDirector · since 23-04-2021

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€433,626
▲ 18.3%
Turnover
≈ €2.3m
estimated
Profit
€53,535
▲ 73×
Equity
€371,370
▲ 1.0%
Total assets
€1.4m
▼ 1.0%
Employees on 31-12-2025
9
▼ 18.2%
Filed on 29-04-2026, 93 days before the deadline
Score breakdownraises riskFounded in 2021Size: 7.3 FTE, total assets €1.4mSector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 29-04-2026)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 51=
equity 26.0% of total assets
Liquidity 39-3
short-term debt 36.2% · cash 4.2%
Profitability 68+29
return on assets 3.8%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025lowest value 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%▲ +0.8 percentage points vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.8%▲ +0.2 percentage points vs 03-2026highest value 05-2026: 1.4%▼ -0.4 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.1 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.4%▼ -0.1 percentage points vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (2.06 in 2024), above the usual 1.5. Short-term debt is 36.2% and cash 4.2% of total assets. However, 74% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 42% of them on solvency, 36% on liquidity, 48% on profitability and 43% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 7.3 FTE, total assets €1.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-04-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
93 days early
2024
66 days early
2023
48 days early
2022
18 days early
2021
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 52 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €729 to €53,535 ▲ 73× View
  • Positive: 9th largest employer in Scherpenheuvel-Zichem, Wholesale and retail trade sectorin the Checked rankings No. 9 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €53,535 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as KOBRIC: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €764,000 and €2.3m, founded between 2019 and 2022.

CompanyTotal assetsGross margin
KOBRIC Scherpenheuvel-Zichem€1.4m€0.4m
RMH POOL CHARLEROI Spa€1.2m€0.5m
BRICOL Overijse Overijse€1.0m€0.4m
TOOLSEN Jabbeke€1.9m€0.6m
RMH POOL & SPA Spa€2.2m€0.7m
BURTON-BRICOLAGE Fosses-la-Ville€2.3m€0.6m
BRICO JABER Anderlecht€0.8m€0.3m
Full comparison

Key facts about KOBRIC

What is the company number of KOBRIC?
The company number of KOBRIC is 0762.696.350. The VAT number is the same number with BE in front: BE 0762.696.350.
Where is KOBRIC based?
The registered office is at Groenstraat(KAG) 49, 3270 Scherpenheuvel-Zichem.Company details
What does KOBRIC do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of KOBRIC?
The legal form of KOBRIC is Private limited company (BV).
When was KOBRIC founded?
KOBRIC was founded on 29-01-2021.
Is KOBRIC still active?
Yes, KOBRIC is an active enterprise in the KBO register.
How many employees does KOBRIC have?
KOBRIC had an average of 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does KOBRIC fall under?
In its 2024 annual accounts, KOBRIC states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of KOBRIC?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €433,626 and 34 comparable companies (NACE 475). It probably lies between €1.6m and €3.4m.
Is KOBRIC profitable?
In financial year 2025, KOBRIC made a profit of €53,535.
Where can I find the annual accounts of KOBRIC?
KOBRIC filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KOBRIC due?
KOBRIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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