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RMH POOL CHARLEROI

Active
Private limited companyfounded 2021active for 4 yearsAvenue des Petits Sapins 16, 4900 Spa, BelgiumKBO/BCE: BE 0779.323.239
Summary

RMH POOL CHARLEROI has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €919,173 and a net result of €181,858. Equity has been growing by about 25% per year since 2022. Its solvency ranks better than 88% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 23-12-2021 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2023
Establishment unit
2.325.646.561 6061 Charleroi, since 03-01-2022
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board
  • HOLHSTAMM RALPHDirector

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€510,911
▲ 54.2%
Turnover
≈ €2.7m
estimated
Profit
€181,858
▲ 113%
Equity
€919,173
▲ 24.7%
Total assets
€1.2m
▲ 0.3%
Employees on 31-12-2025
5
=
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 4.14, cash €176,838Equity €919,173 (78.0% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+12
equity 78.0% of total assets
Liquidity 61+22
short-term debt 22.0% · cash 15.0%
Profitability 88+10
return on assets 15.4%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5%lowest value 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.6 percentage points vs 09-2025 11-2025: 1.2%▼ -0.3 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.2 percentage points vs 06-2026 08-2026: 1.9%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -1.4 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.14 (2.57 in 2024), above the usual 1.5. Short-term debt is 22% and cash 15% of total assets. 22% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 68% on liquidity, 83% on profitability and 76% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 4.14, cash €176,838
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €919,173 (78.0% of total assets)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
75 days late
2023
28 days late
2022
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 41 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €85,413 to €181,858 ▲ 113% View
  • Positive: Higher solvency than 87% of companies in retail tradesector median 36.6% · 12,775 companies 78.0% View

Recent changes

  1. · Gazette deed IncorporationAppointment: HOLHSTAMM Ralf (director)
All 7 events

Comparable companies

These companies have the same main activity as RMH POOL CHARLEROI: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €880,000 and €2.2m, founded between 2019 and 2022.

CompanyTotal assetsGross margin
RMH POOL CHARLEROI Spa€1.2m€0.5m
KOBRIC Scherpenheuvel-Zichem€1.4m€0.4m
City XL Elsene€0.9m€0.4m
RMH POOL & SPA Spa€2.2m€0.7m
BOUWSHOP LEDE Hoogstraten€1.9m€0.4m
DIY STEPHANIE Ukkel€2.0m€0.6m
Hout- en Bouwmarkt HBM Kasterlee€0.9m€0.4m
Full comparison

Key facts about RMH POOL CHARLEROI

What is the company number of RMH POOL CHARLEROI?
The company number of RMH POOL CHARLEROI is 0779.323.239. The VAT number is the same number with BE in front: BE 0779.323.239.
Where is RMH POOL CHARLEROI based?
The registered office is at Avenue des Petits Sapins 16, 4900 Spa.Company details
What does RMH POOL CHARLEROI do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of RMH POOL CHARLEROI?
The legal form of RMH POOL CHARLEROI is Private limited company (BV).
When was RMH POOL CHARLEROI founded?
RMH POOL CHARLEROI was founded on 23-12-2021.
Is RMH POOL CHARLEROI still active?
Yes, RMH POOL CHARLEROI is an active enterprise in the KBO register.
How many employees does RMH POOL CHARLEROI have?
RMH POOL CHARLEROI had an average of 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RMH POOL CHARLEROI fall under?
In its 2023 annual accounts, RMH POOL CHARLEROI states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of RMH POOL CHARLEROI?
The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €510,911 and 34 comparable companies (NACE 475). It probably lies between €1.8m and €4.0m.
Is RMH POOL CHARLEROI profitable?
In financial year 2025, RMH POOL CHARLEROI made a profit of €181,858.
Where can I find the annual accounts of RMH POOL CHARLEROI?
RMH POOL CHARLEROI filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RMH POOL CHARLEROI due?
RMH POOL CHARLEROI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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