BRICOL Overijse
ActiveThe computed 12-month bankruptcy probability of BRICOL Overijse is 2.1% (moderate). The 2024 annual accounts show equity of €34k and a net result of €-28k. Equity is shrinking by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 9580 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
20
/ 100
Critical▼ -24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-49
Solvency10▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.82 in 2023), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.2%
Return on assets
-2.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9580 sector peers (2024).
NBB · sector comparisonPosition among 9580 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
28 d late
2022
31 d late
2021
29 d late
2021
62 d early
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-28k
2023 · €6k
2020: €32k
2021: €9k
2021: €6k
2022: €2k
2023: €6k
2020 → 2024
Working capital
€-153k▲ 6.9%
2023 · €-164k
2020: €-161k
2021: €-187k
2021: €-200k
2022: €-199k
2023: €-164k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212021202220232024Trend
Equity€113k-€54k▼ 52.5%€55k▲ 3.4%€61k▲ 10.9%€34k▼ 44.9%
Operating result€35k-€27k▼ 22.9%€2k▼ 94.4%€24k▲ 1,496%€10k▼ 57.1%
Net result€9k-€6k▼ 32.9%€2k▼ 69.3%€6k▲ 236%€-28k
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.07M
Fixed assets
€282k▼ 38.9%
Current assets
€791k▲ 2.7%
Equity and liabilities €1.07M
Equity
€34k▼ 44.9%
Debt
€1.04M▼ 11.2%
The debt ratio rises from 95.0% to 96.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€193k▼
2023 · €208k
Cash flow
€155k▼
2023 · €190k
Solvency
3.2%▼
2023 · 5.0%
Current ratio
0.84▲
2023 · 0.82
Quick ratio
0.07▼
2023 · 0.15
Debt / equity
30.73▲
2023 · 19.06
ROE
-81.6%▼
2023 · 9.8%
ROA
-2.6%▼
2023 · 0.5%
Interest coverage
5.08▼
2023 · 8.38
Debt
€1.04M▼
2023 · €1.17M
Debt ≤ 1 year
€944k▲
2023 · €934k
Debt > 1 year
€95k▼
2023 · €236k
Staff costs
€287k▼
2023 · €292k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.23M€1.07M▼
Fixed assets21/28€462k€282k▼
Intangible fixed assets21€187k€107k▼
Tangible fixed assets22/27€275k€175k▼
Land and buildings22€46k€42k▼
Plant, machinery and equipment23€214k€123k▼
Furniture and vehicles24€13k€9k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€770k€791k▲
Stocks and contracts in progress3€631k€727k▲
Stocks30/36€631k€727k▲
Amounts receivable within one year40/41€41k€11k▼
Trade receivables40€41k€11k▼
Cash at bank and in hand54/58€71k€31k▼
Deferred charges and accrued income490/1€27k€22k▼
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.07M▼
Equity10/15€61k€34k▼
Contributions10/11€15k€15k=
Reserves13€23k€23k=
Non-distributable reserves130/1€8k€8k=
Other1319€8k€8k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€23k€-4k▼
Amounts payable17/49€1.17M€1.04M▼
Amounts payable after more than one year17€236k€95k▼
Financial debts170/4€236k€95k▼
Amounts payable within one year42/48€934k€944k▲
Current portion of amounts payable after more than one year42€653k€653k▼
Trade debts44€227k€235k▲
Suppliers440/4€227k€235k▲
Taxes, remuneration and social security45€54k€56k▲
Taxes450/3€27k€22k▼
Remuneration and social security454/9€28k€34k▲
Income statement
Code20232024
Non-recurring operating income76A€39k-
Remuneration, social security and pensions62€292k€287k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€184k€182k▼
Other operating charges640/8€14k€5k▼
Gross operating margin9900€514k€484k▼
Operating profit (loss)9901€24k€10k▼
Financial income75/76B€11k€28▼
Recurring financial income75€11k€28▼
Financial charges65/66B€25k€38k▲
Recurring financial charges65€25k€38k▲
Profit (loss) for the period before taxes9903€10k€-28k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€6k€-28k▼
Profit (loss) for the period to be appropriated9905€6k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-4k▼
Profit (loss) brought forward from the previous period14P€17k€23k▲
Social balance
Average headcount (FTE)90877.88.9▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-28k ▼556%
Net result drops to €-28k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-10-2021
JLCO Consulting: Resigned as Director
21-10-2021
Olivier Lambert: Resigned as Manager
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 4053090 OverijseGround area
4,852 m²
Building footprint
2,734 m²
Volume, LiDAR
15,459 m³
Parcel 23062M0728/00G000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRICOL Overijse
since 20192.284.588.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0728/00G000 | Flanders | 4,852 m² | 1 · 2,734 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,708 companies in sector 47521 we hold annual accounts for 1,275. 559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2019
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.