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Kluzplus

Active
Private limited companyfounded 2025active for 1 yearCampanulalaan 7, 2950 Kapellen, BelgiumKBO/BCE: BE 1018.402.307
Summary

The computed 12-month bankruptcy probability of Kluzplus is 2.6% (moderate). The 2025 annual accounts show equity of €4,493 and a net result of €493. Its solvency ranks better than 14% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Turnover
≈ €150,000
Estimated: probably between €67,000 and €280,000
Total assets
€48,111
Net result
€493
Working capital
-€14,774

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €48,111
Fixed assets €37,740
Current assets €10,371
Equity and liabilities €48,111
Equity €4,493
Debt €43,618
Debt finances 90.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€10,932
Cash flow
€9,001
Current ratio
0.41
Debt to equity
9.71
ROE
11.0%
ROA
1.0%
Interest coverage
6.85
Debt ≤ 1 year
€25,145
Debt > 1 year
€18,472
Income taxes
€644

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96.9% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
96.9% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€48,111
Fixed assets21/28€37,740
Tangible fixed assets22/27€37,740
Plant, machinery and equipment23€743
Furniture and vehicles24€36,997
Current assets29/58€10,371
Amounts receivable within one year40/41€6,065
Trade receivables40€2,140
Other amounts receivable41€3,925
Cash at bank and in hand54/58€4,306
Equity and liabilities
Total equity and liabilities10/49€48,111
Equity10/15€4,493
Contributions10/11€4,000
Reserves13€493
Distributable reserves133€493
Amounts payable17/49€43,618
Amounts payable after more than one year17€18,472
Financial debts170/4€18,472
Amounts payable within one year42/48€25,145
Current portion of amounts payable after more than one year42€6,832
Trade debts44€4,895
Suppliers440/4€4,895
Taxes, remuneration and social security45€2,250
Taxes450/3€2,250
Other amounts payable47/48€11,168
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,508
Other operating charges640/8€705
Gross operating margin9900€11,638
Operating profit (loss)9901€2,424
Financial income75/76B€308
Recurring financial income75€308
Financial charges65/66B€1,595
Recurring financial charges65€1,595
Profit (loss) for the period before taxes9903€1,137
Income taxes67/77€644
Profit (loss) for the period9904€493
Profit (loss) for the period to be appropriated9905€493
Appropriation of the result
Profit (loss) to be appropriated9906€493
Transfer to equity691/2€493
To other reserves6921€493

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,508
Other operating charges640/8€705
Gross operating margin9900€11,638
Operating profit (loss)9901€2,424
Financial income75/76B€308
Recurring financial income75€308
Financial charges65/66B€1,595
Recurring financial charges65€1,595
Profit (loss) for the period before taxes9903€1,137
Income taxes67/77€644
Profit (loss) for the period9904€493
Profit (loss) for the period to be appropriated9905€493
Line2025
Assets
Total assets20/58€48,111
Fixed assets21/28€37,740
Tangible fixed assets22/27€37,740
Plant, machinery and equipment23€743
Furniture and vehicles24€36,997
Current assets29/58€10,371
Amounts receivable within one year40/41€6,065
Trade receivables40€2,140
Other amounts receivable41€3,925
Cash at bank and in hand54/58€4,306
Equity and liabilities
Total equity and liabilities10/49€48,111
Equity10/15€4,493
Contributions10/11€4,000
Reserves13€493
Distributable reserves133€493
Amounts payable17/49€43,618
Amounts payable after more than one year17€18,472
Financial debts170/4€18,472
Amounts payable within one year42/48€25,145
Current portion of amounts payable after more than one year42€6,832
Trade debts44€4,895
Suppliers440/4€4,895
Taxes, remuneration and social security45€2,250
Taxes450/3€2,250
Other amounts payable47/48€11,168
Line2025
Profit (loss) for the period9904€493
+ Depreciation and write-downs630€8,508
Operating cash flow (approximation)€9,001

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 21-07-2026 2026-00313352

Similar companies · same sector, comparable size

Of the 4,010 active companies whose main activity is other construction installation (NACE 43240), figures are known for 1,635. 582 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.