Polservices
ActiveThe computed 12-month bankruptcy probability of Polservices is 1.7% (moderate). The 2025 annual accounts show equity of €9k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 2041 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+12
Solvency42▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.85 in 2024; short-term debt: 68.3% and cash: 13.7% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
13%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2041 sector peers (2025).
NBB · sector comparisonPosition among 2041 sector peers
Solvency
better than 17%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €9k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-09-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
24 d early
2023
25 d early
2022
27 d early
2021
108 d early
2020
3 d early
2019
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▲ 279%
2024 · €2k
2019: €-5k
2020: €11k
2021: €-6k
2022: €-5k
2023: €-504
2024: €2k
2019 → 2025
Working capital
€1k
2024 · €-6k
2019: €-12k
2020: €-14k
2021: €-13k
2022: €-8k
2023: €17k
2024: €-6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€906▼ 83.6%€401▼ 55.7%€2k▲ 447%€9k▲ 310%
Operating result€-9k-€-951▲ 89.3%€2k€5k▲ 141%€12k▲ 156%
Net result€-6k-€-5k▲ 21.7%€-504▲ 89.1%€2k€7k▲ 279%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 156% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€15k▼ 25.7%
Current assets
€37k▲ 21.7%
Equity and liabilities €52k
Equity
€9k▲ 310%
Debt
€43k▼ 11.1%
The debt ratio falls from 95.7% to 82.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €16k
Cash flow
€12k▼
2024 · €14k
Solvency
17.2%▲
2024 · 4.3%
Current ratio
1.04▲
2024 · 0.85
Quick ratio
1.01▲
2024 · 0.82
Debt / equity
4.81▼
2024 · 22.19
ROE
75.6%▼
2024 · 81.7%
ROA
13.0%▲
2024 · 3.5%
Interest coverage
11.64▼
2024 · 17.41
Debt
€43k▼
2024 · €49k
Debt ≤ 1 year
€36k▼
2024 · €36k
Debt > 1 year
€8k▼
2024 · €13k
Income taxes
€3k▲
2024 · €2k
Staff costs
€23k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€52k▲
Fixed assets21/28€20k€15k▼
Tangible fixed assets22/27€20k€15k▼
Furniture and vehicles24€2k€811▼
Leasing and similar rights25€19k€14k▼
Financial fixed assets28€33€33=
Current assets29/58€31k€37k▲
Stocks and contracts in progress3€971€971=
Stocks30/36€971€971=
Amounts receivable within one year40/41€12k€28k▲
Trade receivables40€12k€28k▲
Other amounts receivable41€709€47▼
Cash at bank and in hand54/58€17k€7k▼
Deferred charges and accrued income490/1€768€709▼
Equity and liabilities
Total equity and liabilities10/49€51k€52k▲
Equity10/15€2k€9k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-20k€-13k▲
Investment grants15€1k€1k=
Amounts payable17/49€49k€43k▼
Amounts payable after more than one year17€13k€8k▼
Financial debts170/4€13k€8k▼
Amounts payable within one year42/48€36k€36k▼
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€3k€947▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€19k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€40k€42k▲
Operating profit (loss)9901€5k€12k▲
Financial income75/76B€0€11▲
Recurring financial income75€0€11▲
Financial charges65/66B€933€1k▲
Recurring financial charges65€933€1k▲
Profit (loss) for the period before taxes9903€4k€10k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-13k▲
Profit (loss) brought forward from the previous period14P€-22k€-20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Weakest financial yearnet €-6k ▼153%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sylvain Dupuislaan 1731070 AnderlechtGround area
165 m²
Building footprint
63 m²
Volume, LiDAR
425 m³
Parcel 21001A0360/00X013, Brussels · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Polservices
since 20062.156.287.234
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0360/00X013 | Brussels | 165 m² | 1 · 63 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2006
Fiscal year end31-03
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43120Site preparation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
45112
45250
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.