Kluzplus
ActiveThe computed 12-month bankruptcy probability of Kluzplus is 1.6% (moderate). The 2025 annual accounts show equity of €4k and a net result of €493. Its solvency ranks better than 14% of 27559 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability70
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€48k
Net result
€493
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €48k
Fixed assets
€38k
Current assets
€10k
Equity and liabilities €48k
Equity
€4k
Debt
€44k
Debt finances 90.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€9k
Solvency
9.3%
Current ratio
0.41
Quick ratio
0.41
Debt / equity
9.71
ROE
11.0%
ROA
1.0%
Interest coverage
6.85
Debt
€44k
Debt ≤ 1 year
€25k
Debt > 1 year
€18k
Income taxes
€644
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€48k
Fixed assets21/28€38k
Tangible fixed assets22/27€38k
Plant, machinery and equipment23€743
Furniture and vehicles24€37k
Current assets29/58€10k
Amounts receivable within one year40/41€6k
Trade receivables40€2k
Other amounts receivable41€4k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€4k
Contributions10/11€4k
Reserves13€493
Distributable reserves133€493
Amounts payable17/49€44k
Amounts payable after more than one year17€18k
Financial debts170/4€18k
Amounts payable within one year42/48€25k
Current portion of amounts payable after more than one year42€7k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€11k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€705
Gross operating margin9900€12k
Operating profit (loss)9901€2k
Financial income75/76B€308
Recurring financial income75€308
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€1k
Income taxes67/77€644
Profit (loss) for the period9904€493
Profit (loss) for the period to be appropriated9905€493
Appropriation of the result
Profit (loss) to be appropriated9906€493
Transfer to equity691/2€493
To other reserves6921€493
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Campanulalaan 72950 KapellenGround area
905 m²
Building footprint
186 m²
Volume, LiDAR
869 m³
Parcel 11362M0417/00G000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kluzplus
since 20252.369.150.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0417/00G000 | Flanders | 905 m² | 1 · 186 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1031.709.420
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RADIZON
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Schoten · Eq €4k
Of 4,096 companies in sector 43240 we hold annual accounts for 1,631. 572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.