Turnover
≈ €250,000 estimated
The micro format states no turnover.
HERNIEUW
Lifetime
1 annual account with figurespeak €19,415 (2025)
€19,415
peak €14,168 (2025)
€14,168
peak €16,168 (2025)
€16,168
€39,403
Board2 names since 2025
2 directorsVAN EYCKE Loewie and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Incorporation 12-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€39,403 71% of the balance sheet
Financial debts 30%Suppliers 28%Taxes and wages 10%Other 32%
Of this, €27,450 falls due within a year.
Starting capital
€2,000 100 shares
Checked score
67
Healthy
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 1.9%
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 2.0%▲ +0.1 percentage points vs 05-2026
07-2026: 2.4%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 0.9%▼ -1.5 percentage points vs 07-2026lowest value
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €55,571
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.39, cash €16,535
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 31% of them on solvency, 61% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as HERNIEUW has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HERNIEUW itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for HERNIEUW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39, below the usual 1.5. Short-term debt is 49.4% and cash 29.8% of total assets. 70.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN HOUDT Geoffrey 50 sharesdeed of 12-03-2025
- VAN EYCKE Loewie 50 sharesdeed of 12-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020864919
Incorporation
Founding capital of €2,000, 100 shares · Founders: VAN HOUDT Geoffrey and VAN EYCKE Loewie · Appointments: VAN HOUDT Geoffrey (director) and VAN EYCKE Loewie (director) · published on 12-03-2025 · Gazette deed
First establishment
Antwerpsesteenweg 25, Ranst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HERNIEUW Ranst | €55,571 | €19,415 | 29.1% | - |
| VMV CONSTRUCT Zaventem | €53,420 | €19,905 | 34.5% | - |
| MORAR CONCEPT Wemmel | €60,690 | €23,918 | 15.9% | - |
| JOVE PROJECTS Sint-Niklaas | €57,262 | €23,526 | 24.5% | - |
| Kluzplus Kapellen | €48,111 | €11,638 | 9.3% | - |
| JIEHA Bouw- en Tuinwerken Grobbendonk | €40,601 | €29,547 | 64.3% | - |
| KASO RENOVATIE Antwerp | €63,631 | €22,980 | 48.4% | - |
These companies have the same main activity as HERNIEUW: other construction installation (NACE 43240). They are comparable in size and age: total assets between €40,600 and €63,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 10-03-2025Normal situation
- Activity
- Other construction installationNACE 43240
- Establishment unit
- 2.371.087.2022520 Ranst, since 10-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-02-2026
Annual accounts 2025
- €55,571
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on HERNIEUW
HERNIEUW has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,168 and a net result of €14,168.
Its solvency ranks better than 31% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HERNIEUW
- What is the company number of HERNIEUW?
- The company number of HERNIEUW is 1020.864.919. The VAT number is the same number with BE in front: BE 1020.864.919.
- Where is HERNIEUW based?
- The registered office is at Antwerpsesteenweg 25, 2520 Ranst.Company details
- What does HERNIEUW do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of HERNIEUW?
- HERNIEUW is a private limited company (BV).
- When was HERNIEUW founded?
- HERNIEUW was founded on 10-03-2025.
- Is HERNIEUW still active?
- Yes, HERNIEUW is an active enterprise in the KBO register.
- What is the turnover of HERNIEUW?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €19,415 and 34 comparable companies (NACE 43240). It probably lies between €110,000 and €470,000. It is a rough estimate.Financials
- Is HERNIEUW profitable?
- In financial year 2025, HERNIEUW made a profit of €14,168.
- Where can I find the annual accounts of HERNIEUW?
- HERNIEUW filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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