KHALID BEN
ActiveKHALID BEN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €22k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94=
Solvency62▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.1 in 2024; short-term debt: 35.3% and cash: 16% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
19.9%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
on the day
2022
on the day
2021
2 d late
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 9.1%
2024 · €38k
2020: €16k
2021: €38k
2022: €51k
2023: €62k
2024: €38k
2020 → 2025
Total assets
€112k▼ 13.5%
2024 · €130k
2020: €36k
2021: €60k
2022: €65k
2023: €82k
2024: €130k
2020 → 2025
Net result
€22k▼ 13.8%
2024 · €26k
2020: €4k
2021: €22k
2022: €13k
2023: €27k
2024: €26k
2020 → 2025
Working capital
€19k▲ 267%
2024 · €5k
2020: €12k
2021: €28k
2022: €43k
2023: €52k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€51k▲ 33.8%€62k▲ 21.9%€38k▼ 38.6%€42k▲ 9.1%
Operating result€32k-€20k▼ 36.3%€41k▲ 105%€41k▼ 0.4%€35k▼ 15.8%
Net result€22k-€13k▼ 40.5%€27k▲ 111%€26k▼ 4.5%€22k▼ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€54k▼ 28.8%
Current assets
€58k▲ 7.8%
Equity and liabilities €112k
Equity
€42k▲ 9.1%
Debt
€71k▼ 23.0%
The debt ratio falls from 70.6% to 62.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €45k
Cash flow
€37k▲
2024 · €30k
Solvency
37.1%▲
2024 · 29.4%
Current ratio
1.47▲
2024 · 1.10
Quick ratio
1.47▲
2024 · 1.10
Debt / equity
1.69▼
2024 · 2.40
ROE
53.7%▼
2024 · 68.0%
ROA
19.9%▼
2024 · 20.0%
Interest coverage
22.85▼
2024 · 40.49
Debt
€71k▼
2024 · €92k
Debt ≤ 1 year
€40k▼
2024 · €49k
Debt > 1 year
€31k▼
2024 · €43k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€112k▼
Fixed assets21/28€76k€54k▼
Tangible fixed assets22/27€73k€51k▼
Plant, machinery and equipment23€679€597▼
Furniture and vehicles24€71k€50k▼
Other tangible fixed assets26€753€632▼
Financial fixed assets28€3k€3k=
Current assets29/58€54k€58k▲
Amounts receivable within one year40/41€29k€31k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€17k€17k▲
Cash at bank and in hand54/58€19k€18k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€130k€112k▼
Equity10/15€38k€42k▲
Contributions10/11€13k€19k▲
Reserves13€26k€23k▼
Distributable reserves133€26k€23k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€92k€71k▼
Amounts payable after more than one year17€43k€31k▼
Financial debts170/4€43k€31k▼
Amounts payable within one year42/48€49k€40k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Other amounts payable47/48€16k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€15k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€46k€53k▲
Operating profit (loss)9901€41k€35k▼
Financial income75/76B€9€405▲
Recurring financial income75€9€405▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€40k€33k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€26k€22k▼
Profit (loss) for the period to be appropriated9905€26k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€22k▼
Transfer from equity791/2€50k€25k▼
Transfer to equity691/2€26k€22k▼
To other reserves6921€26k€22k▼
Profit to be distributed694/7€50k€25k▼
Return on contributions (dividend)694€50k€25k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2020net €27k ▲111%
Operating result €41k, net result €27k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tolstraat 89320 AalstGround area
879 m²
Building footprint
99 m²
Parcel 41047B0007/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
KHALID BEN
since 20182.282.552.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41047B0007/00T000 | Flanders | 879 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2018
Fiscal year end30-09
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
58110Book publishing
82990Other business support services
85599Other education
86909Human health activities
86995Nutrition and dietetics services
90201Performing arts by independent artists
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.