KH Consult
ActiveSummary
KH Consult has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+22
Solvency48▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.02 in 2024; short-term debt: 77.2% and cash: 52.8% of total assets), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
154 d early
2023
13 d early
2022
32 d early
2021
21 d early
2020
15 d late
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 296%
2024 · €2k
2019: €-4k
2020: €-5k
2021: €-5k
2022: €-3k
2023: €2k
2024: €2k
2019 → 2025
Total assets
€32k▲ 29.3%
2024 · €25k
2019: €295
2020: €257
2021: €356
2022: €21k
2023: €44k
2024: €25k
2019 → 2025
Net result
€5k
2024 · €-68
2019: €-411
2020: €-409
2021: €-73
2022: €2k
2023: €5k
2024: €-68
2019 → 2025
Working capital
€6k▲ 1,049%
2024 · €483
2019: €-4k
2020: €-5k
2021: €-5k
2022: €-5k
2023: €-866
2024: €483
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-3k▲ 35.4%€2k€2k▼ 3.6%€7k▲ 296%
Operating result€-73-€3k€8k▲ 194%€1k▼ 82.6%€7k▲ 461%
Net result€-73-€2k€5k▲ 191%€-68€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 461% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€2k ▲ 27.8%
Current assets
€30k ▲ 29.4%
Equity and liabilities €32k
Equity
€7k ▲ 296%
Debt
€25k ▲ 7.9%
Debt's share of the balance-sheet total falls from 92.6% to 77.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €3k
Cash flow
€7k▲
2024 · €1k
Current ratio
1.22▲
2024 · 1.02
Debt to equity
3.39▼
2024 · 12.44
ROE
74.7%▲
2024 · -3.7%
ROA
17.0%▲
2024 · -0.3%
Interest coverage
123.66▲
2024 · 59.09
Debt ≤ 1 year
€25k▲
2024 · €23k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€32k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€2k▲
Current assets29/58€23k€30k▲
Amounts receivable within one year40/41€5k€13k▲
Trade receivables40€0€12k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€19k€17k▼
Equity and liabilities
Total equity and liabilities10/49€25k€32k▲
Equity10/15€2k€7k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-6k€-891▲
Amounts payable17/49€23k€25k▲
Amounts payable within one year42/48€23k€25k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€18k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€6k€12k▲
Operating profit (loss)9901€1k€7k▲
Financial income75/76B€52€64▲
Recurring financial income75€52€64▲
Financial charges65/66B€46€72▲
Recurring financial charges65€46€72▲
Profit (loss) for the period before taxes9903€1k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-68€5k▲
Profit (loss) for the period to be appropriated9905€-68€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-891▲
Profit (loss) brought forward from the previous period14P€-6k€-6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 15 days late
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 15 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Snijdersstraat 529280 LebbekeGround area
1,468 m²
Building footprint
141 m²
Volume, LiDAR
1,042 m³
Parcel 42011B0751/00D000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Grote Snijdersstraat 52, 9280 Lebbeke
since 19992.093.009.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0751/00D000 | Flanders | 1,468 m² | 1 · 141 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARROM CONSTRUCT
BE 0783.545.907
Ukkel · Eq €7,285
MIIX OUDENAARDE
BE 0774.478.880
Deinze · Eq €7,305
EL-CO +
BE 0805.399.512
Etalle · Eq €7,260
KOmpleet
BE 1019.710.817
Brugge · Eq €7,308
GAMMA SIGNATURE
BE 0748.527.224
Buggenhout · Eq €7,252
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 2,687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
82990Other business support services
41001General construction of residential buildings
56301Cafés and bars
68310Real estate agency activities
82100Office administrative and support services
82300Organisation of conventions and trade shows
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:kathleen@khconsult.be
E-mail:patrickdemaere@skynet.be
Phone:0486/364747