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BRU-CONSTRUCT

Active
Public limited companyfounded 200322 yrs activeWaterloosesteenweg 1336, 1180 Ukkel, BelgiumKBO/BCE: BE 0862.142.928
Summary

BRU-CONSTRUCT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,356) and a net result of €9,104. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101NACE 70111
1 site
Size
€28,671total assets 2025
Equity
-€37,356
Profit
€9,104
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 57 d early0 of 11 deeds read
Why 56Capped at 59: negative equity- Negative equity -€37,356+ Size: total assets €28,671+ Founded in 2003+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 58% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -130.3% of total assets
Liquidity 52+4
short-term debt 11.9% · cash 2.5%
Profitability 100+30
return on assets 31.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▼ -3.1% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%▼ -3.5% vs 04-2025 06-2025: 0.3%▼ -3.3% vs 05-2025lowest value 07-2025: 0.3%● 0.0% vs 06-2025lowest value 08-2025: 0.4%▲ +18.2% vs 07-2025 09-2025: 0.8%▲ +88.5% vs 08-2025highest value 10-2025: 0.8%● 0.0% vs 09-2025highest value 11-2025: 0.8%● 0.0% vs 10-2025highest value 12-2025: 0.8%● 0.0% vs 11-2025highest value 01-2026: 0.8%● 0.0% vs 12-2025highest value 02-2026: 0.8%● 0.0% vs 01-2026highest value 03-2026: 0.8%▼ -2.5% vs 02-2026 04-2026: 0.8%▲ +1.5% vs 03-2026 05-2026: 0.7%▼ -4.3% vs 04-2026 06-2026: 0.7%▼ -4.0% vs 05-2026 07-2026: 0.3%▼ -50.2% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Size: total assets €28,671 lowers the probability for this profile
  • Negative equity -€37,356 raises the probability
  • Founded in 2003 lowers the probability for this profile
  • Legal form Public limited company lowers the probability
No credit on open account
Liquidity ample (current ratio 8.12 against 7.52 in 2024; short-term debt: 11.9% and cash: 2.5% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 59%, profitability 95%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €28,671
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€37,356
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16076 sector peers (2025).
NBB · sector comparison
Position among 16076 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
1 d late
2023
27 d late
2022
39 d early
2021
61 d late
2020
130 d late
2018
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €587

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€37,356 View
  • Caution: Among the weakest 5% on solvencysector median 29.4% · 16,076 companies -130.3% View
  • Total assets 20256 fiscal years filed €28,671 View

By topic

Financials

Fiscal year
2025
Total assets
€28,671
Profit
€9,104
Solvency
-130.3%
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 04-06-2026Annual accounts filed
  2. 01-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Development of residential building projectsNACE 68121
Founded
11-12-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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