Equity
-€53,417
Debts exceed assets in financial year 2025.
Betrabo
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1993peak €330,621 (2008)
€21,953▲ 184%
lowest -€89,740 (2016)
€17,714▲ 375%
peak €174,071 (2008)
-€53,417▲ €17,714
€82,078▼ 19.7%
peak 6 FTE (2007)
-not published
Board1 name since 2022
1 directorPeter GOOLAERTS
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €7,733 to €21,953Result from €3,726 to €17,714Equity from -€71,130 to -€53,417Debts from €102,163 to €82,078Cash from €8,065 to €16,623
Key points
from the 2025 annual accountsDebts
€82,078 286% of the balance sheet
Financial debts 18%Suppliers 6%Taxes and wages 1%Other 74%
Of this, €67,078 falls due within a year.
Position in the sector
-186.4%
Lower solvency than 95% of companies in real estate. Sector median 28.9% · 17,190 companies.
Checked score
56
Fair
Financially stronger than 57% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.8%
01-2025: 4.1%▲ +0.3 percentage points vs 12-2024
02-2025: 4.5%▲ +0.4 percentage points vs 01-2025highest value
03-2025: 2.7%▼ -1.8 percentage points vs 02-2025
04-2025: 2.6%▼ -0.1 percentage points vs 03-2025
05-2025: 2.6%● unchanged vs 04-2025
06-2025: 2.6%● unchanged vs 05-2025
07-2025: 2.6%● unchanged vs 06-2025
08-2025: 2.6%● unchanged vs 07-2025
09-2025: 2.6%● unchanged vs 08-2025
10-2025: 2.6%● unchanged vs 09-2025
11-2025: 2.6%● unchanged vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 3.0%▲ +0.4 percentage points vs 12-2025
02-2026: 0.5%▼ -2.5 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.2%▼ -0.3 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€53,417
lowers risk
Size: total assets €28,661
Liquidity: current ratio 0.37, cash €16,623
Founded in 1991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 95% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as Betrabo has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Betrabo itself is lower: 0.2% within 12 months. It rests on far more data about Betrabo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for Betrabo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37 (0.3 in 2024), below 1. Short-term debt is 234% and cash 58% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17190 sector peers (2025).
NBB · sector comparisonPosition among 17190 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
4 days late
2023
on the day
2022
on the day
2021
3 days early
2020
2 days early
2019
327 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 46 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0446052718
Registered office moved from Meerhout to Olen
New registered office: Heibloem 1, 2250 Olen · Previous registered office: Goorstraat 21 2450 Meerhout · Gazette deed
Registered office moved from Olen to Meerhout
New registered office: Goorstraat 21, 2450 Meerhout · Previous registered office: Heibloem 1, 2250 Olen · Change of role: Peter GOOLAERTS, from director, formerly manager to director · General meeting of 26-12-2023 · Gazette deed
Registered office moved from Hulshout to Olen
New registered office: Heibloem 1, 2250 Olen · Previous registered office: Industriepark 56, 2235 Hulshout · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Betrabo Olen | €28,661 | €21,953 | -186.4% | - |
| GROUP PLANNING and PROMOTION Gistel | €36,374 | €20,447 | -578.1% | - |
| Urbanisme, Constructions et Techniques Jemeppe-sur-Sambre | €23,413 | €35,458 | -222.7% | - |
| PERREON 64 SA Chaudfontaine | €31,112 | €9,076 | 93.5% | - |
| KH Consult Lebbeke | €31,980 | €12,316 | 22.8% | - |
| KABOX Charleroi | €47,351 | €23,767 | 58.7% | - |
| IMMOBILIERE PAUL COPPIN Perwez | €27,925 | €7,090 | -449.1% | - |
These companies have the same main activity as Betrabo: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €23,400 and €47,400, founded between 1986 and 1999.
Official details
Source: KBO- Status
- Active since 19-12-1991Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Joint committee
- 124Construction · annual accounts 30-06-2023
- Establishment unit
- 2.055.908.0702250 Olen, since 27-01-1992
- Financial year end
- 30 June
- Peppol
- Reachable since 17-12-2025
Annual accounts to 30-06-2025
- ≈ €91,000estimated
- €28,661▼ 7.6%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on Betrabo
Betrabo files the micro format. That format states no turnover. The gross margin fell from €318,104 in 2007 to €21,953 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Betrabo
- What is the company number of Betrabo?
- The company number of Betrabo is 0446.052.718. The VAT number is the same number with BE in front: BE 0446.052.718.
- Where is Betrabo based?
- The registered office is at Heibloem 1, 2250 Olen.Company details
- What does Betrabo do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Betrabo?
- Betrabo is a private limited company (BV).
- When was Betrabo founded?
- Betrabo was founded on 19-12-1991.
- Is Betrabo still active?
- Yes, Betrabo is an active enterprise in the KBO register.
- Which joint committee does Betrabo fall under?
- In its 30-06-2023 annual accounts, Betrabo states joint committee 124 (Construction).
- What is the turnover of Betrabo?
- The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €21,953 and 48 comparable companies (NACE 68121). It probably lies between €45,000 and €290,000. It is a rough estimate.Financials
- Is Betrabo profitable?
- In financial year 2025, Betrabo made a profit of €17,714.
- Where can I find the annual accounts of Betrabo?
- Betrabo filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Betrabo due?
- Betrabo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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