KEVES
ActiveKEVES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-116k) and a net result of €-76k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+32
Solvency4▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.23 in 2024; short-term debt: 31.3% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.7%
Return on assets
-13.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-116k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
12 d early
2022
30 d late
2021
10 d early
2020
145 d late
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€169k
EBIT margin
21.9%
Net result
€-76k▲ 94.9%
2024 · €-1.47M
2018: €39k
2019: €-12k
2020: €100k
2021: €84k
2022: €138k
2023: €54k
2024: €-1.47M
2018 → 2025
Working capital
€-77k▲ 67.2%
2024 · €-234k
2018: €-113k
2019: €-174k
2020: €-85k
2021: €-356k
2022: €-318k
2023: €-93k
2024: €-234k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€169k-
Equity€1.56M-€1.59M▲ 2.1%€1.54M▼ 3.2%€-40k€-116k▼ 189%
Operating result€37k-€152k▲ 311%€-18k€-1.52M▼ 8,198%€-75k▲ 95.0%
Net result€84k-€138k▲ 64.6%€54k▼ 60.5%€-1.47M€-76k▲ 94.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75k in 2025 against €1.52M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €560k
Fixed assets
€462k▼ 20.0%
Current assets
€98k▲ 38.0%
Key figures and ratios
EBITDA
€40k▲
2024 · €-1.46M
Cash flow
€39k▲
2024 · €-1.41M
Solvency
-20.7%▼
2024 · -6.2%
Current ratio
0.56▲
2024 · 0.23
Quick ratio
0.56▲
2024 · 0.23
Debt / equity
-5.82▲
2024 · -17.16
ROA
-13.6%▲
2024 · -227.5%
Interest coverage
3.60▲
2024 · -99.19
Debt
€676k▼
2024 · €688k
Debt ≤ 1 year
€175k▼
2024 · €306k
Debt > 1 year
€501k▲
2024 · €383k
Income taxes
€10k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€648k€560k▼
Fixed assets21/28€577k€462k▼
Tangible fixed assets22/27€577k€462k▼
Land and buildings22€577k€462k▼
Current assets29/58€71k€98k▲
Amounts receivable within one year40/41-€20k
Other amounts receivable41-€20k
Cash at bank and in hand54/58€9k€47▼
Deferred charges and accrued income490/1€62k€78k▲
Equity and liabilities
Total equity and liabilities10/49€648k€560k▼
Equity10/15€-40k€-116k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€1.42M€1.27M▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€852k€852k=
Distributable reserves133€561k€414k▼
Profit (loss) carried forward14€-1.47M€-1.40M▲
Amounts payable17/49€688k€676k▼
Amounts payable after more than one year17€383k€501k▲
Financial debts170/4€383k€501k▲
Amounts payable within one year42/48€306k€175k▼
Current portion of amounts payable after more than one year42€62k€59k▼
Financial debts43€122k-
Credit institutions430/8€122k-
Taxes, remuneration and social security45€115k€109k▼
Taxes450/3€115k€109k▼
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€115k▲
Other operating charges640/8€10k€3k▼
Non-recurring operating charges66A€1.51M-
Gross operating margin9900€55k€43k▼
Operating profit (loss)9901€-1.52M€-75k▲
Financial income75/76B€111k€20k▼
Recurring financial income75€111k€20k▼
Non-recurring financial income76B€111k€20k▼
Financial charges65/66B€23k€11k▼
Recurring financial charges65€15k€11k▼
Non-recurring financial charges66B€8k-
Profit (loss) for the period before taxes9903€-1.44M€-66k▲
Income taxes67/77€39k€10k▼
Profit (loss) for the period9904€-1.47M€-76k▲
Profit (loss) for the period to be appropriated9905€-1.47M€-76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.47M€-1.55M▼
Profit (loss) brought forward from the previous period14P-€-1.47M
Transfer from equity791/2-€146k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-1.47M ▼2817%
Net result drops to €-1.47M, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €138k ▲64.6%
Operating result €152k, net result €138k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 145 days late
2020
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2003
Ground area
2,238 m²
Building footprint
625 m²
Volume, LiDAR
3,475 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Keves Consulting
since 20032.133.185.891
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072E0097/00A000 | Flanders | 1,839 m² | 1 · 489 m² | 8.4 m · 2 fl. |
| 23072E0102/00E003 | Flanders | 399 m² | 1 · 137 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 23,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-09-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.