SCHANALAN
ActiveSCHANALAN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €547k and a net result of €27k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-23
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 35.13 against 25.46 in 2024), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
4.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
174 d late
2023
on the day
2022
4 d early
2021
33 d early
2020
37 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€547k▲ 5.2%
2024 · €520k
2018: €380k
2019: €435k
2020: €389k
2021: €431k
2022: €456k
2023: €470k
2024: €520k
2018 → 2025
Total assets
€573k▲ 4.3%
2024 · €550k
2018: €388k
2019: €588k
2020: €403k
2021: €446k
2022: €476k
2023: €492k
2024: €550k
2018 → 2025
Net result
€27k▼ 46.4%
2024 · €50k
2018: €14k
2019: €155k
2020: €-46k
2021: €42k
2022: €25k
2023: €14k
2024: €50k
2018 → 2025
Working capital
€550k▲ 6.7%
2024 · €516k
2018: €361k
2019: €427k
2020: €388k
2021: €436k
2022: €439k
2023: €459k
2024: €516k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€431k-€456k▲ 5.8%€470k▲ 3.0%€520k▲ 10.7%€547k▲ 5.2%
Operating result€41k-€32k▼ 21.7%€16k▼ 49.8%€62k▲ 285%€35k▼ 44.1%
Net result€42k-€25k▼ 40.1%€14k▼ 45.4%€50k▲ 266%€27k▼ 46.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€7k▼ 46.4%
Current assets
€566k▲ 5.5%
Equity and liabilities €573k
Equity
€547k▲ 5.2%
Debt
€27k▼ 11.5%
The debt ratio falls from 5.5% to 4.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▼
2024 · €69k
Cash flow
€34k▼
2024 · €57k
Solvency
95.4%▲
2024 · 94.5%
Current ratio
35.13▲
2024 · 25.46
Quick ratio
35.13▲
2024 · 25.46
Debt / equity
0.05▼
2024 · 0.06
ROE
4.9%▼
2024 · 9.6%
ROA
4.7%▼
2024 · 9.1%
Interest coverage
147.05▼
2024 · 277.12
Debt
€27k▼
2024 · €30k
Debt ≤ 1 year
€16k▼
2024 · €21k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€550k€573k▲
Fixed assets21/28€13k€7k▼
Tangible fixed assets22/27€13k€7k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€109€109=
Current assets29/58€537k€566k▲
Amounts receivable within one year40/41€176k€151k▼
Trade receivables40€41k€35k▼
Other amounts receivable41€135k€116k▼
Cash at bank and in hand54/58€359k€414k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€550k€573k▲
Equity10/15€520k€547k▲
Contributions10/11€8k€8k=
Reserves13€212k€239k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€210k€236k▲
Profit (loss) carried forward14€300k€300k=
Amounts payable17/49€30k€27k▼
Amounts payable within one year42/48€21k€16k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€6k-
Accrued charges and deferred income492/3€9k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€71k€44k▼
Operating profit (loss)9901€62k€35k▼
Financial income75/76B€9k€8k▼
Recurring financial income75€9k€8k▼
Financial charges65/66B€250€288▲
Recurring financial charges65€250€288▲
Profit (loss) for the period before taxes9903€71k€43k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€50k€27k▼
Profit (loss) for the period to be appropriated9905€50k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€350k€327k▼
Profit (loss) brought forward from the previous period14P€300k€300k=
Transfer to equity691/2€50k€27k▼
To other reserves6921€50k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 174 days late
2024
30-09
Financial
Equity above €500kEq €520k ▲10.7%
4 profitable years in a row build equity to €520k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-46k ▼130%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 13current ratio 49.45
Current ratio from 3.90 to 49.45; short-term debt falls from €147k to €8k.
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €155k ▲1005%
Operating result €176k, net result €155k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schonenberg 153040 HuldenbergGround area
2,721 m²
Building footprint
137 m²
Volume, LiDAR
1,244 m³
Parcel 24045A0318/00A002, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Schonenberg 15, 3040 Huldenberg
since 20022.114.307.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24045A0318/00A002 | Flanders | 2,721 m² | 1 · 137 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.