Equity
€235,017 ▲ 3.5%
B!DIFFERENCE has made a profit without a break since 2020.
B!DIFFERENCE
Lifetime
18 annual accounts with figures on one time axis, 23 filings since 2003peak €135,138 (2022)
€42,673▼ 13.2%
lowest -€98,811 (2018)
€7,934▲ 224%
peak €249,350 (2015)
€235,017▲ 3.5%
€434,412▲ 2.5%
Board10 names since 2002
7 directorsLANGENBERG Susanna and 6 others
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €49,140 to €42,673Result from €2,448 to €7,934Cash from €21,215 to €6,834
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 31% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.32, cash €6,834, halved
lowers risk
Size: total assets €669,429
Sector: Activities of head offices; management consultancy activities (NACE 70)
Founded in 2002
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 34% of them on solvency, 12% on liquidity, 31% on profitability and 48% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as B!DIFFERENCE has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B!DIFFERENCE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for B!DIFFERENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.32 (0.24 in 2024), below 1. Short-term debt is 47.4% and cash 1% of total assets. 64.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
2 days early
2023
1 day early
2022
2 days early
2021
2 days early
2020
2 days early
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LS
LANGENBERG Susanna
Director, since 12-09-2002
BK
BEYERS Kathleen
Director, since 01-12-2009
BM
BEYERS Mirjam
Director, since 01-12-2009
LR
LANGENBERG Raijmond
Director, since 01-12-2009
VG
VAN GORKOM Ineke
Director, since 01-12-2009
BE
BEYERS Eva-Fleur
Director, since 28-10-2014
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0478378165
1 director appointed, 2 resignations
Appointment: LANGENBERG Sophie (statutory director) · Resignations: SCHNITZER Catherine Susanne (statutory director) and GRUENTAL KLESTADT Anouschka (statutory director) · General meeting of 24-06-2020 · Gazette deed
First establishment
Gelbergenstraat 48, Kortenaken
Incorporation
published on 26-09-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B!DIFFERENCE Kortenaken | €669,429 | €42,673 | 35.1% | - |
| COGNITUS Meise | €728,421 | €42,458 | 90.4% | - |
| VAN NUWENBORG CONSULTING Opwijk | €714,218 | €43,339 | 62.5% | - |
| FLEEX Grimbergen | €720,177 | €42,702 | -5.8% | - |
| SCHANALAN Huldenberg | €573,287 | €43,539 | 95.4% | - |
| WDW-SERVICE Lubbeek | €698,133 | €49,632 | 57.5% | 0.3 |
| KEVES Lennik | €559,937 | €42,748 | -20.7% | - |
These companies have the same main activity as B!DIFFERENCE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €560,000 and €728,000, founded between 2000 and 2004.
Official details
Source: KBO- Status
- Active since 19-09-2002Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.131.513.5333471 Kortenaken, since 04-10-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 28-02-2025
Annual accounts 2025
- €669,429▲ 2.9%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on B!DIFFERENCE
B!DIFFERENCE files the micro format. That format states no turnover. The gross margin rose from €27,497 in 2008 to €42,673 in 2025.
The balance sheet grew most in 2015 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B!DIFFERENCE
- What is the company number of B!DIFFERENCE?
- The company number of B!DIFFERENCE is 0478.378.165. The VAT number is the same number with BE in front: BE 0478.378.165.
- Where is B!DIFFERENCE based?
- The registered office is at Gelbergenstraat 48, 3471 Kortenaken.Company details
- What does B!DIFFERENCE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of B!DIFFERENCE?
- B!DIFFERENCE is a private limited company (BV).
- When was B!DIFFERENCE founded?
- B!DIFFERENCE was founded on 19-09-2002.
- Is B!DIFFERENCE still active?
- Yes, B!DIFFERENCE is an active enterprise in the KBO register.
- What is the turnover of B!DIFFERENCE?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €42,673 and 144 comparable companies (NACE 70200). It probably lies between €74,000 and €170,000.Financials
- Is B!DIFFERENCE profitable?
- In financial year 2025, B!DIFFERENCE made a profit of €7,934.
- Where can I find the annual accounts of B!DIFFERENCE?
- B!DIFFERENCE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B!DIFFERENCE due?
- B!DIFFERENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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