KAYDESIGN
ActiveSummary
KAYDESIGN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,386 and a net result of €2,579. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 2576 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+39
Solvency81▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.74 in 2024; short-term debt: 37.1% and cash: 1.7% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
4.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
15 d late
2023
19 d early
2022
48 d early
2021
46 d early
2020
35 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€32,386▲ 8.7%
2024 · €29,807
Total assets
€57,953▼ 16.0%
2024 · €68,984
Net result
€2,579
2024 · -€1,512
Working capital
€24,264▲ 8.1%
2024 · €22,449
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,067€3,466€3,597▲ 3.8%-€2,768€5,471
Net result€140▼ 98.8%€901▲ 542%€482▼ 46.5%-€1,512€2,579
Equity€29,936▲ 0.5%€30,837▲ 3.0%€31,319▲ 1.6%€29,807▼ 4.8%€32,386▲ 8.7%
Total assets€59,143▼ 27.6%€61,025▲ 3.2%€66,941▲ 9.7%€68,984▲ 3.1%€57,953▼ 16.0%
Debt€29,207▼ 43.7%€30,188▲ 3.4%€35,622▲ 18.0%€39,176▲ 10.0%€25,567▼ 34.7%
Working capital€16,305▲ 21.6%€15,836▼ 2.9%€29,305▲ 85.1%€22,449▼ 23.4%€24,264▲ 8.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,471 after a loss of €2,768 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,953
Fixed assets
€12,185 ▼ 23.8%
Current assets
€45,769 ▼ 13.6%
Equity and liabilities €57,953
Equity
€32,386 ▲ 8.7%
Debt
€25,567 ▼ 34.7%
Debt's share of the balance-sheet total falls from 56.8% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,605▲
2024 · €1,677
Cash flow
€6,713▲
2024 · €2,934
Current ratio
2.13▲
2024 · 1.74
Quick ratio
0.75▼
2024 · 0.79
Debt to equity
0.79▼
2024 · 1.31
ROE
8.0%▲
2024 · -5.1%
ROA
4.4%▲
2024 · -2.2%
Interest coverage
13.27▲
2024 · 2.25
Debt ≤ 1 year
€21,505▼
2024 · €30,542
Debt > 1 year
€3,663▼
2024 · €7,915
Income taxes
€2,169▲
2024 · -€2,002
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,554 | €3,390 | €3,884 | €4,446 | €4,134 | ▼ 7.0% |
| Other operating charges640/8 | - | €1,159 | €2,110 | €891 | €1,734 | ▲ 94.6% |
| Gross operating margin9900 | €5,950 | €8,015 | €9,590 | €2,568 | €11,339 | ▲ 342% |
| Operating profit (loss)9901 | -€1,067 | €3,466 | €3,597 | -€2,768 | €5,471 | ▲ 298% |
| Financial income75/76B | - | €0 | €0 | - | €0 | - |
| Recurring financial income75 | €13 | €0 | €0 | - | €0 | - |
| Financial charges65/66B | - | €356 | €1,118 | €746 | €724 | ▼ 3.0% |
| Recurring financial charges65 | €1,105 | €356 | €1,118 | €746 | €724 | ▼ 3.0% |
| Profit (loss) for the period before taxes9903 | -€2,159 | €3,109 | €2,479 | -€3,514 | €4,747 | ▲ 235% |
| Income taxes67/77 | -€2,300 | €2,209 | €1,997 | -€2,002 | €2,169 | ▲ 208% |
| Profit (loss) for the period9904 | €140 | €901 | €482 | -€1,512 | €2,579 | ▲ 271% |
| Profit (loss) for the period to be appropriated9905 | €140 | €901 | €482 | -€1,512 | €2,579 | ▲ 271% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,143 | €61,025 | €66,941 | €68,984 | €57,953 | ▼ 16.0% |
| Fixed assets21/28 | €14,310 | €15,349 | €15,380 | €15,993 | €12,185 | ▼ 23.8% |
| Tangible fixed assets22/27 | €14,100 | €15,139 | €15,170 | €15,783 | €11,974 | ▼ 24.1% |
| Plant, machinery and equipment23 | - | - | - | - | €320 | - |
| Furniture and vehicles24 | - | €1,493 | €1,761 | €822 | - | - |
| Other tangible fixed assets26 | - | €13,645 | €13,409 | €14,961 | €11,654 | ▼ 22.1% |
| Financial fixed assets28 | €210 | €210 | €210 | €210 | €210 | = |
| Current assets29/58 | €44,833 | €45,676 | €51,561 | €52,990 | €45,769 | ▼ 13.6% |
| Stocks and contracts in progress3 | €31,500 | €29,000 | €29,000 | €29,000 | €29,700 | ▲ 2.4% |
| Contracts in progress37 | - | €29,000 | €29,000 | €29,000 | €29,700 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €12,663 | €14,897 | €18,829 | €15,942 | €14,157 | ▼ 11.2% |
| Trade receivables40 | - | €14,202 | €18,134 | €13,056 | €14,005 | ▲ 7.3% |
| Other amounts receivable41 | - | €695 | €695 | €2,886 | €152 | ▼ 94.7% |
| Cash at bank and in hand54/58 | - | €1,309 | €3,566 | €6,996 | €991 | ▼ 85.8% |
| Deferred charges and accrued income490/1 | - | €470 | €166 | €1,053 | €920 | ▼ 12.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,143 | €61,025 | €66,941 | €68,984 | €57,953 | ▼ 16.0% |
| Equity10/15 | €29,936 | €30,837 | €31,319 | €29,807 | €32,386 | ▲ 8.7% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €23,736 | €24,637 | €25,119 | €23,607 | €26,186 | ▲ 10.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €22,777 | €23,259 | €21,747 | €24,326 | ▲ 11.9% |
| Amounts payable17/49 | €29,207 | €30,188 | €35,622 | €39,176 | €25,567 | ▼ 34.7% |
| Amounts payable after more than one year17 | - | - | €13,018 | €7,915 | €3,663 | ▼ 53.7% |
| Financial debts170/4 | - | - | €13,018 | €7,915 | €3,663 | ▼ 53.7% |
| Amounts payable within one year42/48 | €28,528 | €29,840 | €22,256 | €30,542 | €21,505 | ▼ 29.6% |
| Current portion of amounts payable after more than one year42 | - | - | €3,920 | €4,101 | €4,252 | ▲ 3.7% |
| Trade debts44 | €2,579 | €2,248 | €1,445 | €5,772 | €2,701 | ▼ 53.2% |
| Suppliers440/4 | - | €2,248 | €1,445 | €5,772 | €2,701 | ▼ 53.2% |
| Advances received on contracts in progress46 | - | - | - | €908 | - | - |
| Taxes, remuneration and social security45 | - | €7,137 | €9,804 | €5,331 | €9,855 | ▲ 84.9% |
| Taxes450/3 | - | €7,137 | €7,962 | €5,331 | €9,855 | ▲ 84.9% |
| Remuneration and social security454/9 | - | - | €1,842 | - | - | - |
| Other amounts payable47/48 | - | €20,455 | €7,088 | €14,430 | €4,697 | ▼ 67.4% |
| Accrued charges and deferred income492/3 | - | €348 | €348 | €720 | €400 | ▼ 44.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €140 | €901 | €482 | -€1,512 | €2,579 | ▲ 271% |
| + Depreciation and write-downs630 | €6,554 | €3,390 | €3,884 | €4,446 | €4,134 | ▼ 7.0% |
| Operating cash flow (approximation) | €6,694 | €4,291 | €4,366 | €2,934 | €6,713 | ▲ 129% |
| Investment in fixed assets (approximation) | - | -€4,429 | -€3,915 | -€5,059 | -€326 | ▲ 93.6% |
| Change in cash | - | - | €2,257 | €3,430 | -€6,005 | ▼ 275% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2,579
Net result €2,579 after one loss-making year.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €11,988 ▲1,782%
Operating result €17,186, net result €11,988, both a record.
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €637
Net result €637 after one loss-making year.
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Ground area
150 m²
Building footprint
135 m²
Volume, LiDAR
1,178 m³
Parcel 11805E0515/00C002, Flanders · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kaydesign
since 20082.174.609.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0515/00C002 | Flanders | 150 m² | 1 · 135 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,544 companies in sector 95290 we hold annual accounts for 418. 318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-2008
Fiscal year end30-09
Activities, NACEBEL 2025
95290Repair and maintenance of other personal and household goods
74120Graphic design and visual communication
74209Other photographic activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807790363
Also
9925:BE0807790363
Registered
15-11-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.