Equity
-€6,582
Debts exceed assets in financial year 2025.
Kastrum
Overview
Lifetime
2 annual accounts with figures on one time axispeak €6,192 (2025)
€6,192▲ €7,942
lowest -€5,375 (2024)
-€3,207▲ €2,168
peak -€3,375 (2024)
-€6,582▼ €3,207
€88,578▲ 38.0%
Board2 names since 2023
2 directors and 1 other
Documentsfilings and deeds
30-04-2026on the last day
2025abbreviated format
Gross margin from -€1,750 to €6,192Loss of €3,207Equity from -€3,375 to -€6,582Debts from €64,196 to €88,578
Key points
from the 2025 annual accountsLosses
-€8,582 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €78,000 estimated
The abbreviated format states no turnover.
Debts
€88,578 108% of the balance sheet
Suppliers 3%Taxes and wages 1%Other 96%
Starting capital
€2,000 120 shares
Position in the sector
-8.0%
Lower solvency than 91% of companies in construction of buildings. Sector median 36.1% · 2,647 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,556 companies had the same profile as Kastrum has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.8%
stopped another way
4.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,556 companies, not a prediction for Kastrum. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director,
- 60 sharesdeed of 06-04-2023
- 60 sharesdeed of 06-04-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800409653
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande gebouwen · Poperinge
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Poperinge
Incorporation
Founding capital of €2,000, 120 shares · Founders: and · Appointments: (director) and (director) · published on 06-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Kastrum Wervik | €81,996 | €6,192 | -8.0% | - |
| MYM CONSTRUCT Kraainem | €79,340 | €6,538 | 9.8% | - |
| K.A.N. Construction Molenbeek-Saint-Jean | €75,687 | €7,058 | 78.5% | - |
| PRO CONFORT Seraing | €92,610 | €6,579 | -2.0% | - |
| PRODAC CONSTRUCT Affligem | €91,529 | €5,137 | 21.7% | - |
| Tovmasyan Duffel | €90,594 | €5,203 | 49.6% | - |
| K-Solution Overijse | €81,727 | €7,698 | 36.7% | - |
These companies have the same main activity as Kastrum: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €75,700 and €92,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 04-04-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.345.300.7418940 Wervik, since 04-04-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 12-02-2025
Annual accounts to 30-09-2025
- €6,192
- €3,207▼ 40.3%
- -€6,582▼ 95.0%
- €81,996▲ 34.8%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on Kastrum
The 2025 annual accounts show negative equity (-€6,582) and a net result of -€3,207. Its solvency ranks better than 8% of 2,647 sector peers (NACE 41, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 30-04-2026, on the day of the deadline€6,192
▲ €7,942
-€3,063
▲ €2,254
-€3,207
▲ €2,168
-€7,970
▼ €2,667
-8.0%
▼ 2.5 percentage points
0.91
▼ 0.01
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €78,000. Estimated: probably between €37,000 and €150,000.
Balance sheet
balance sheet total €81,996 on 30-09-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-8.0%
Higher than 8% of 2,647 companies in 2025.
0.91
Higher than 18% of 2,599 companies in 2025.
-3.9%
Higher than 15% of 2,626 companies in 2025.
Kastrum
Middle half of the sector
80% of the sector
Abbreviated accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
81,996 | 60,821 | |
21/28 |
1,388 | 1,928 | |
21 |
1,388 | 1,928 | |
29/58 |
80,608 | 58,893 | |
3 |
69,121 | 53,476 | |
30/36 |
69,121 | 53,476 | |
40/41 |
10,488 | 4,436 | |
40 |
10,292 | 3,615 | |
41 |
195 | 821 | |
54/58 |
1,000 | 981 | |
| Balance sheet: equity and liabilities | |||
10/49 |
81,996 | 60,821 | |
10/15 |
-6,582 | -3,375 | |
10/11 |
2,000 | 2,000 | |
14 |
-8,582 | -5,375 | |
17/49 |
88,578 | 64,196 | |
42/48 |
88,578 | 64,196 | |
44 |
2,981 | 2,988 | |
440/4 |
2,981 | 2,988 | |
45 |
575 | - | |
450/3 |
575 | - | |
47/48 |
85,023 | 61,209 | |
| Income statement | |||
9900 |
6,192 | -1,750 | |
630 |
540 | 2,958 | |
640/8 |
8,716 | 610 | |
9901 |
-3,063 | -5,318 | |
75/76B |
- | 0 | |
75 |
- | 0 | |
65/66B |
143 | 58 | |
65 |
143 | 58 | |
9903 |
-3,207 | -5,375 | |
9904 |
-3,207 | -5,375 | |
9905 |
-3,207 | -5,375 | |
| Appropriation of the result | |||
9906 |
-8,582 | -5,375 | |
14P |
-5,375 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -2,523 | -2,360 | ||
| -2,667 | -2,417 | ||
| 0 | 2,700 | ||
| 19 | - | ||
| -7,970 | -5,304 | ||
| -8.0% | -5.5% | ||
| 0.91 | 0.92 | ||
| 0.13 | 0.08 | ||
| -3.9% | -8.8% | ||
| -17.60 | -41.04 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Intangible fixed assets | - | €2,700 |
| €540 | €2,958 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Kastrum
The operating result for 2025 is a loss of €3,063, smaller than the loss of €5,318 in 2024.
Equity is negative. Debt (€88,578) exceeds the balance-sheet total (€81,996).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles), permanent representative
appointed by deed of 06-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 30-04-2026
Director (not named in the articles), permanent representative
appointed by deed of 06-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 30-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Bevoegdheden van het bestuursorgaan - Externe vertegenwoordiging Het bestuursorgaan zal overeenkomstig artikel 5:73 WVV, alle handelingen…”deed of 06-04-2023
Permanent representatives 2
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 04-04-2023 to date
-
- Director (not named in the articles), from 04-04-2023 to date
Control
Founders
,
This company
Kastrum
Equity -€6,582
Loss €3,207 in 2025
Capital
- Contribution
- €2,000
- Shares
- 120
- Contribution per share
- €16.67
- Equity per share
- -€54.85 in 2025
- Source
- deed of 06-04-2023
Articles of association
deed of 06-04-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of March at 19:00
Shareholders
At incorporation
deed of 06-04-2023 ↗
- 60 shares (50%) · €1,000
- 60 shares (50%) · €1,000
Network & group
No group
Kastrum has no parent and no holdings in its annual accounts. Kastrum shares no director with another company.
At the same address
Speiestraat 132, 8940 Wervik · 2 other companies| RENAAT GOEMAERE MANAGMENTVENNOOTSCHAP
registered office since 15-11-2022 · founded in 2022 |
total assets €79,824 (2025) 0793.597.085 |
| Bogo
registered office since 16-01-2023 |
founded in 2023 0797.194.795 |
Timeline
Timeline
7 events since 2023Filings
Permits
Establishments
2023202420252026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFabbreviated format · on the deadline day
2025
Annual accounts 2024 filed PDFabbreviated format · 6 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800409653
2024
Environmental permit granted Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande gebouwen · Poperinge
Environmental permit granted Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Poperinge
2023
IncorporationFounding capital of €2,000, 120 shares · Founders: and · Appointments: (director) and (director) · published on 06-04-20238 points ▸
- Founder, , mentioned twice in the deed
- Founder, , mentioned twice in the deed
- Founding capital, €2,000, 120 shares
- Registered office clause, Speiestraat 132, 8940 Wervik
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Permanent representative,
- Permanent representative,
- The deed holds 2 more points.
First establishment Speiestraat 132, Wervik
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0800.409.653
- VAT number
- BE 0800.409.653
- Peppol ID
- 0208:0800409653
- Other Peppol ID
- 9925:BE0800409653
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-04-2023
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of March at 19:00deed of 06-04-2023 (in Dutch)
- Peppol
- Reachable since 12-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Kastrum in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-04-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 06-04-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41101
Real estate development
41102
Construction of residential and non-residential buildings
68100
Real estate activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Voorgaande opsomming is aanwijzend en niet beperkend zodat de vennootschap alle handelingen kan stellen die op welke wijze dan ook kunnen…”deed of 06-04-2023 (in Dutch)
20 activities
- Voorgaande opsomming is aanwijzend en niet beperkend zodat de vennootschap alle handelingen kan stellen die op welke wijze dan ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
- De vennootschap kan alle om het even welke verrichtingen uitvoeren nodig of nuttig voor de verwezenlijking van haar voorwerp.
- De vennootschap mag alle handels-, nijverheids-, financiële-, roerende en onroerende verrichtingen doen die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp of de verwezenlijking ervan kunnen bevorderen of vergemakkelijken.
- De vennootschap mag haar voorwerp verwezenlijken, zowel in het binnen- als in het buitenland, op alle wijzen die zij het best geschikt zal achten.
- De vennootschap mag op elke wijze ook betrokken zijn in zaken, ondernemingen of vennootschappen die hetzelfde, een soortgelijk, een gelijkaardig of samenhangend voorwerp hebben of haar grondstoffen kunnen leveren, of de afzet van haar producten kunnen vergemakkelijken.
- Het aannemen van alle bouwwerken in coördinatie met onderaannemers;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van elektrische en elektronische installaties, bedradingen en toestellen met inbegrip van verlichtingsinstallaties en verlichtingstoestellen;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van bel -, brand- en alarminstallaties, telefooninstallaties en apparaten daarvoor;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van koelinstallaties, klimaatbeheersingsinstallaties, installaties voor verwarming, verwarmingstoestellen, verwarmingssystemen en cv installaties, ongeacht de energiebron;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van sanitaire installaties, inrichtingen en toestellen;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van keukens en kasten met inbegrip van huishoudtoestellen;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van ventilatie -, airconditioning- en zonbeschermingssystemen en -toestellen;
- Het aannemen, ontwerpen, ontwikkelen, produceren, aan- en verkopen, in huur geven of nemen, in leasing geven of nemen, leveren, plaatsen of laten plaatsen, installeren of laten installeren, onderhouden en herstellen van systemen voor zonne-energie;
- Het uitbaten van een onderneming voor het verrichten van al dan niet gespecialiseerde bouwwerkzaamheden en bouwactiviteiten, waaronder metsel- en voegwerken;
- Het uitbaten van een onderneming voor het verrichten van dakwerken en kapconstructies, van een onderneming voor de bouw van daken en terrassen, isolatie van daken en outskeletbouw en alle dakwerkzaamheden. Het aannemen van zowel metalen als niet-metalen dakbedekking van gebouwen en het uitvoeren van alle zinkwerken. Het plaatsen van dakbedekking van ongeacht welk materiaal en het waterdicht maken van daken en dakterrassen. De aanneming van schrijnen timmerwerk, aanneming van plafonneer- en cementwerk, aanneming van metsel- en betonwerk, aanneming van tegelzetten, aanneming van niet-metalen dakbedekking, aanneming van waterdicht maken van bouwwerken, aanneming van sloopwerken;
- Het aannemen van alle werken in verband met en het verrichten van alle activiteiten kaderend in het aanleggen en het onderhouden van tuinen en parken;
- Het opzetten, het uitwerken, het berekenen, het bestuderen, het promoten, het uitvoeren, het coördineren en het ontwikkelen van alle projecten in verband met onroerende goederen in het algemeen, en de renovatie, de herbouw of de nieuwbouw in het bijzonder;
- De coördinatie, organisatie en exploitatie van een studiebureau, een organisatiebureau en een raadgevend bureau voor adviezen met betrekking tot voormelde voorwerpen, installaties, activiteiten en inrichtingen;
- De aan- en verkoop, de in- en uitvoer, de promotie, het verdelen en het optreden als vertegenwoordiger van bouwstoffen, bouwspecialiteiten en overige materialen dienstig voor de bouw;
- Het uitoefenen van de werkzaamheden van al dan niet gerechtelijk expert met betrekking tot voormelde voorwerpen, installaties, activiteiten en inrichtingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Speiestraat 132 registered office 8940 Wervik | 04-04-2023 | 2.345.300.741 |
Buildings and parcels at the address
- Ground area
- 140 m²
- Buildings
- 65 m²
- Volume, LiDAR
- 558 m³
- Tallest building
- 10.9 m
Buildings to scale, each on its own parcel
Environmental permits
2 applications in Flanders since 2023 · 2 granted| 15-04-2024 | Granted | Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande gebouwen submitted 30-01-2024 · project 2023107327 | Poperinge |
| 08-01-2024 | Granted | Nieuwbouw van bijgebouwen en niet overdekte lage constructie submitted 11-10-2023 · project 2023132874 | Poperinge |
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 33029C0929/06_000 | 140 m² | 1 · 65 m² | 10.9 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0800.409.653