KARA HR
ActiveKARA HR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-50
Solvency12▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.06 against 1.29 in 2024; short-term debt: 90.4% and cash: 8.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13%
Return on assets
-10.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192122232425
2018 to 2025 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
20 d late
2023
54 d late
2022
12 d early
2021
30 d late
2019
34 d late
2018
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-11k▼ 514%
2024 · €-2k
2018: €1k
2019: €-10k
2021: €-4k
2022: €-3k
2023: €-6k
2024: €-2k
2018 → 2025
Total assets
€88k▲ 52.7%
2024 · €58k
2018: €72k
2019: €62k
2021: €30k
2022: €81k
2023: €66k
2024: €58k
2018 → 2025
Net result
€-10k
2024 · €4k
2018: €-1k
2019: €-11k
2021: €3k
2022: €-14k
2023: €-3k
2024: €4k
2018 → 2025
Working capital
€5k▼ 63.9%
2024 · €13k
2018: €1k
2019: €-10k
2021: €-5k
2022: €12k
2023: €9k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-3k▲ 9.4%€-6k▼ 82.1%€-2k▲ 68.3%€-11k▼ 514%
Operating result€6k-€-13k€-2k▲ 82.2%€7k€-8k
Net result€3k-€-14k€-3k▲ 81.5%€4k€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€4k▲ 3,718%
Current assets
€85k▲ 46.4%
Key figures and ratios
EBITDA
€-7k
Cash flow
€-8k
Solvency
-13.0%▼
2024 · -3.2%
Current ratio
1.06▼
2024 · 1.29
Quick ratio
1.06▼
2024 · 1.29
Debt / equity
-8.70▲
2024 · -31.96
ROA
-10.9%▼
2024 · 7.0%
Interest coverage
-21.73
Debt
€100k▲
2024 · €60k
Debt ≤ 1 year
€80k▲
2024 · €45k
Debt > 1 year
€20k▲
2024 · €15k
Income taxes
€1k▼
2024 · €2k
Staff costs
€109k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€88k▲
Fixed assets21/28€100€4k▲
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Financial fixed assets28€100€100=
Current assets29/58€58k€85k▲
Amounts receivable within one year40/41€16k€49k▲
Trade receivables40€10k€41k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€14k€8k▼
Deferred charges and accrued income490/1€28k€28k=
Equity and liabilities
Total equity and liabilities10/49€58k€88k▲
Equity10/15€-2k€-11k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-20k€-29k▼
Amounts payable17/49€60k€100k▲
Amounts payable after more than one year17€15k€20k▲
Financial debts170/4-€20k
Other amounts payable178/9€15k-
Amounts payable within one year42/48€45k€80k▲
Current portion of amounts payable after more than one year42-€15k
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€4k€34k▲
Taxes450/3-€11k
Remuneration and social security454/9€4k€23k▲
Other amounts payable47/48€34k€23k▼
Income statement
Code20242025
Remuneration, social security and pensions62€83k€109k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€154€159▲
Gross operating margin9900€90k€102k▲
Operating profit (loss)9901€7k€-8k▼
Financial income75/76B€1€16▲
Recurring financial income75€1€16▲
Financial charges65/66B€801€311▼
Recurring financial charges65€801€311▼
Profit (loss) for the period before taxes9903€6k€-8k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€4k€-10k▼
Profit (loss) for the period to be appropriated9905€4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-29k▼
Profit (loss) brought forward from the previous period14P€-24k€-20k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-14k ▼591%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 853440 ZoutleeuwGround area
1,207 m²
Building footprint
119 m²
Volume, LiDAR
558 m³
Parcel 24036D0341/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Herman Cauwenberghs
since 20102.193.330.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24036D0341/00M000 | Flanders | 1,207 m² | 1 · 119 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2010
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:herman@kara-hr.be
Phone:0486501962