Equity
€18,570 ▼ 43.4%
KAPSALON COOLS paid out €20,498 in dividends. That is 327% of the 2025 profit.
KAPSALON COOLS
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €79,641 (2025)
€79,641▲ 24.8%
lowest -€11,858 (2024)
€6,274▲ €18,132
peak €47,578 (2021)
€18,570▼ 43.4%
€50,525▲ 28.0%
peak 2.2 FTE (2007)
-not published
Board1 name since 2021
1 directorCOOLS Anneken
Documentsfilings and deeds
26-05-202666 days before the deadline
2025micro format
Gross margin from €63,807 to €79,641Back to profit: €6,274Dividend €20,498Equity from €32,794 to €18,570Debts from €39,467 to €50,525
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 51% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1991
Liquidity: current ratio 1.14, cash €28,562
Figures for financial year 2025 (filed on 30-05-2026)
Size: total assets €69,095
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 50% of them on solvency, 72% on liquidity, 67% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as KAPSALON COOLS has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of KAPSALON COOLS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for KAPSALON COOLS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.14 (1.68 in 2024), below the usual 1.5. Short-term debt is 61.2% and cash 41.3% of total assets. 73.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 days early
2024
43 days early
2023
43 days early
2022
53 days early
2021
67 days early
2020
50 days early
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443739168
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: COOLS Anneken (director) · Reappointment: COOLS Anneken (director) · Legal-form conversion: to coöperatieve vennootschap met beperkte aansprakelijkheid · General meeting of 23-10-2023 · Gazette deed
First establishment
Kerkstraat 43, Buggenhout
Incorporation
published on 18-04-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KAPSALON COOLS Buggenhout | €69,095 | €79,641 | 26.9% | - |
| MAES A. Uccle | €64,182 | €68,240 | -27.8% | - |
| THONET COIFFURE Marche-en-Famenne | €57,791 | €87,808 | 58.2% | 1.6 |
| IMPEX Charleroi | €63,731 | €58,918 | -10.8% | - |
| FERNAND'S TEAM Mechelen | €58,717 | €70,342 | 57.2% | - |
| Haar Huis Antwerp | €58,228 | €80,825 | 14.7% | - |
| HAIRDESIGN R & D Lebbeke | €55,864 | €55,673 | 75.6% | - |
These companies have the same main activity as KAPSALON COOLS: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €55,900 and €64,200, founded between 1986 and 1997.
Official details
Source: KBO- Status
- Active since 28-02-1991Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.052.224.7439255 Buggenhout, since 04-04-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- ≈ €190,000estimated
- €69,095▼ 4.4%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 26-05-2026, 66 days before the end of the filing period
Insights on KAPSALON COOLS
KAPSALON COOLS files the micro format. That format states no turnover. The gross margin rose from €34,667 in 2006 to €79,641 in 2025.
The balance sheet grew most in 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KAPSALON COOLS
- What is the company number of KAPSALON COOLS?
- The company number of KAPSALON COOLS is 0443.739.168. The VAT number is the same number with BE in front: BE 0443.739.168.
- Where is KAPSALON COOLS based?
- The registered office is at Kerkstraat 43, 9255 Buggenhout.Company details
- What does KAPSALON COOLS do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of KAPSALON COOLS?
- KAPSALON COOLS is a private limited company (BV).
- When was KAPSALON COOLS founded?
- KAPSALON COOLS was founded on 28-02-1991.
- Is KAPSALON COOLS still active?
- Yes, KAPSALON COOLS is an active enterprise in the KBO register.
- How many employees does KAPSALON COOLS have?
- KAPSALON COOLS had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of KAPSALON COOLS?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €79,641 and 34 comparable companies (NACE 962). It probably lies between €150,000 and €230,000.
- Is KAPSALON COOLS profitable?
- In financial year 2025, KAPSALON COOLS made a profit of €6,274.
- Where can I find the annual accounts of KAPSALON COOLS?
- KAPSALON COOLS filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KAPSALON COOLS due?
- KAPSALON COOLS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.