Checked.be · Company dossierhttps://checked.be/en/c/fernand-s-team-0430136008 · as of 02-10-2026
FERNAND'S TEAM
Active
Private limited company · founded 1986 · 39 yrs activeHombeeksesteenweg 123, 2800 Mechelen, BelgiumKBO/BCE: BE 0430.136.008
Summary
FERNAND'S TEAM has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,571 and a net result of €9,311. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 5053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Why 90+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability89▲+7
Solvency82▲+9
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
0.3%Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.46 in 2024; short-term debt: 32.7% and cash: 53.9% of total assets), and 42.8% of the assets are financed with debt.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
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neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).