Financials
- Fiscal year
- 2025
- Total assets
- €5.1m
- Profit
- €1.5m
- Solvency
- 10.4%
Total assets▲ 36.4%
Net result
20232025
Summary
SMBH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €536,019 and a net result of €1.5m. Equity is growing by ~122.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 8745 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Financial service activities, except insurance and pension funding
NACE 64190Agents and brokers in banking services NACE 66191
#3 company by total assets in Beaumont1 site
How big
€5.1mtotal assets 2025
- Equity
- €536,019
- Profit
- €1.5m
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Largest shareholder
- JSV INVEST · 10%
Accounts 18 d early0 of 2 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8745 sector peers (2025).
NBB · sector comparisonPosition among 8745 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 d early
2024
77 d late
2023
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (3 of the last 3 filed years within 81 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2023net €1.5m ▲762%
- Equity above €500,000Eq €536,019 ▲161%
Key points
By topic
Board & ownership
- Largest shareholder
- JSV INVEST · 10%
Timeline
- Events
- 6
- Since
- 2024
- Next accounts
- by 31-07-2027
- 13-07-2026Annual accounts filed
- 31-12-2025Highest result since 2023
- 31-12-2025Equity above €500,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64190
- Founded
- 05-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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