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Nivelles Finances

Active Risk: not assessed
Private limited companyfounded 2012active for 14 yearsRue de Namur 73, 1400 Nivelles, Belgium10 active companies are registered at this addressKBO/BCE: BE 0849.689.118
Summary

Nivelles Finances is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €431,686 and a net result of €1.2m. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 37% of 1,842 sector peers (NACE 66, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

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Nivelles FinancesActive
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Overview

Activity
Agents and brokers in banking services
NACE 66191Financial service activities, except insurance and pension funding NACE 64190
1 site
Size
€1.7mtotal assets 2025
Staff
5.8 FTE
Equity
€431,686
Profit
€1.2m
Net result +86%: other schema
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
GIDEM · 40.3%
Board
7 members
Holdings
1
2025 accounts 39 days early3 of 11 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
41 days early
2023
51 days early
2022
68 days early
2021
26 days late
2020
31 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: SRL AJOVI (director)Permanent representative: WILLEMART Amaury
  3. Resignation: SCS DEMORTIER CONSEILS (director)Appointment: SRL ABR CONSULT (director)

Key points

  • Positive: Result rose in 2025different schema filed ▲ 85.6% View
  • Positive: Among the best 5% on net resultsector median €71,369 · 1,840 companies €1.2m View
  • Board changedlatest change 05-05-2026 · 7 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €1.2m 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Profit
€1.2m
Solvency
25.9%
Total assets▼ 1.9%
Net result
20182025
Go to Financials

Board & ownership

Board
7 members
Largest shareholder
GIDEM · 40.3%
  • SRL AJOVIDirector
  • SRL ABR CONSULTDirector
  • DEMORTIER CONSEILSDirector
  • GIDEMDirector
  • LAMBICONSULTDirector

and 2 other directors

Go to Board & ownership

Timeline

Events
20
Since
2014
Next accounts
by 31-07-2027
  1. 31-12-2025Highest result from 2018 to 2025
  2. 20-06-2025Annual accounts filed
  3. 10-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents and brokers in banking servicesNACE 66191
Founded
01-10-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Third Tuesday of May at 19:00
Purpose
“D'assurer la défense professionnelle des agriculteurs et des petites et moyennes…” (deed in French)
Go to Articles of association

Key facts about Nivelles Finances

What is the company number of Nivelles Finances?
0849.689.118. In Belgium the VAT number is the company number with BE in front: BE 0849.689.118.
Where is Nivelles Finances based?
The registered office is at Rue de Namur 73, 1400 Nivelles.Company details
What does Nivelles Finances do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of Nivelles Finances?
Private limited company (BV).
When was Nivelles Finances founded?
On 01-10-2012.
Is Nivelles Finances still active?
Yes, Nivelles Finances is an active enterprise in the KBO register.
How many employees does Nivelles Finances have?
On average 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Nivelles Finances?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Nivelles Finances profitable?
In financial year 2025, Nivelles Finances made a profit of €1.2m.
Where can I find the annual accounts of Nivelles Finances?
Nivelles Finances filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Nivelles Finances due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check

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