KALISA TRADING
ActiveKALISA TRADING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €399. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency38▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.08 in 2024; short-term debt: 87% and cash: 0.9% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
0%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7955 sector peers (2025).
NBB · sector comparisonPosition among 7955 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
13 d late
2023
on the day
2022
6 d late
2021
27 d late
2020
2 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€139k▲ 0.3%
2024 · €138k
2019: €35k
2020: €80k
2021: €83k
2022: €93k
2023: €96k
2024: €138k
2019 → 2025
Total assets
€1.06M▼ 37.3%
2024 · €1.70M
2019: €809k
2020: €1.29M
2021: €590k
2022: €711k
2023: €1.87M
2024: €1.70M
2019 → 2025
Net result
€399▼ 99.3%
2024 · €58k
2019: €9k
2020: €85k
2021: €3k
2022: €10k
2023: €3k
2024: €58k
2019 → 2025
Working capital
€117k▼ 2.0%
2024 · €119k
2019: €26k
2020: €74k
2021: €78k
2022: €60k
2023: €70k
2024: €119k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€93k▲ 12.3%€96k▲ 2.6%€138k▲ 44.6%€139k▲ 0.3%
Operating result€74k-€22k▼ 70.2%€6k▼ 73.2%€87k▲ 1,381%€13k▼ 85.1%
Net result€3k-€10k▲ 248%€3k▼ 74.3%€58k▲ 2,116%€399▼ 99.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€22k▼ 1.6%
Current assets
€1.04M▼ 37.8%
Equity and liabilities €1.06M
Equity
€139k▲ 0.3%
Debt
€926k▼ 40.6%
The debt ratio falls from 91.8% to 87.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €107k
Cash flow
€17k▼
2024 · €78k
Solvency
13.0%▲
2024 · 8.2%
Current ratio
1.13▲
2024 · 1.08
Quick ratio
1.13▲
2024 · 1.08
Debt / equity
6.67▼
2024 · 11.27
ROE
0.3%▼
2024 · 42.1%
ROA
0.0%▼
2024 · 3.4%
Interest coverage
17.18▼
2024 · 38.70
Debt
€926k▼
2024 · €1.56M
Debt ≤ 1 year
€926k▼
2024 · €1.56M
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€11k▼
2024 · €29k
Staff costs
€48k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.06M▼
Fixed assets21/28€22k€22k▼
Tangible fixed assets22/27€20k€4k▼
Furniture and vehicles24€20k€4k▼
Financial fixed assets28€3k€18k▲
Current assets29/58€1.68M€1.04M▼
Amounts receivable within one year40/41€1.38M€1.01M▼
Trade receivables40€1.23M€959k▼
Other amounts receivable41€153k€50k▼
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€271k€9k▼
Deferred charges and accrued income490/1€777€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.06M▼
Equity10/15€138k€139k▲
Contributions10/11€40k€40k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€96k€96k▲
Amounts payable17/49€1.56M€926k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€1.56M€926k▼
Current portion of amounts payable after more than one year42€13k€3k▼
Financial debts43€5k€170▼
Credit institutions430/8€5k€170▼
Trade debts44€1.34M€862k▼
Suppliers440/4€1.34M€862k▼
Taxes, remuneration and social security45€185k€34k▼
Taxes450/3€172k€25k▼
Remuneration and social security454/9€13k€9k▼
Other amounts payable47/48€12k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€48k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€31k€0▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€189k€80k▼
Operating profit (loss)9901€87k€13k▼
Financial income75/76B€2k€232▼
Recurring financial income75€2k€232▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€87k€12k▼
Income taxes67/77€29k€11k▼
Profit (loss) for the period9904€58k€399▼
Profit (loss) for the period to be appropriated9905€58k€399▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€96k▼
Profit (loss) brought forward from the previous period14P€68k€96k▲
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
Social balance
Average headcount (FTE)90870.21.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €399 ▼99.3%
Net result drops to €399, the lowest in the series.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
30-06
Financial
Equity above €100kEq €138k ▲44.6%
6 profitable years in a row build equity to €138k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 6 days late
2022
27-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 27 days late
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
30-06
Financial
Highest result since 2019net €85k ▲846%
Operating result €126k, net result €85k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 4 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Entrepotstraat 359100 Sint-NiklaasGround area
1,032 m²
Building footprint
273 m²
Volume, LiDAR
849 m³
Parcel 46446B0859/00F000, Flanders · tallest building 3.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KALISA TRADING
since 20152.245.249.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B0859/00F000 | Flanders | 1,032 m² | 1 · 273 m² | 3.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.245.249.892
Legal Entity Identifier
254900JG238S7NFX9Z62
Similar companies · same sector, comparable size
FRESH PRODUCED SERVICES
BE 0684.915.218
Antwerpen · Eq €140k
VOLONTA
BE 0844.214.853
Tongeren-Borgloon · Eq €138k
EUR-OLIVES
BE 0458.602.934
Brussel · Eq €136k
COMPTOIR DES FLANDRES
BE 0829.052.763
Roeselare · Eq €143k
GROELKE
BE 0720.585.185
Lier · Eq €144k
Of 956 companies in sector 46319 we hold annual accounts for 609. 399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2015
Fiscal year end30-06
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.