VERS-FRUIT
ActiveVERS-FRUIT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €874 and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency25▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
16 d late
2023
4 d early
2022
3 d late
2021
8 d late
2020
20 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€874
2024 · €-3k
2018: €25k
2019: €45k
2020: €31k
2021: €8k
2022: €-47k
2023: €-5k
2024: €-3k
2018 → 2025
Total assets
€380k▲ 4.0%
2024 · €365k
2018: €446k
2019: €392k
2020: €392k
2021: €354k
2022: €366k
2023: €386k
2024: €365k
2018 → 2025
Net result
€4k▲ 74.4%
2024 · €2k
2018: €10k
2019: €20k
2020: €-14k
2021: €-23k
2022: €-55k
2023: €42k
2024: €2k
2018 → 2025
Working capital
€-44k▲ 4.7%
2024 · €-46k
2018: €-83k
2019: €-42k
2020: €-100k
2021: €-103k
2022: €-139k
2023: €-74k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-47k€-5k▲ 89.6%€-3k▲ 43.0%€874
Operating result€-21k-€-49k▼ 133%€41k€4k▼ 89.1%€5k▲ 19.3%
Net result€-23k-€-55k▼ 139%€42k€2k▼ 95.0%€4k▲ 74.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€59k▲ 37.0%
Current assets
€321k▼ 0.4%
Equity and liabilities €380k
Equity
€874
Debt
€379k
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k▼
2024 · €34k
Cash flow
€27k▼
2024 · €32k
Solvency
0.2%▲
2024 · -0.8%
Current ratio
0.88▲
2024 · 0.87
Quick ratio
0.87▼
2024 · 0.87
ROA
1.0%▲
2024 · 0.6%
Interest coverage
14.62▲
2024 · 14.21
Debt
€379k▲
2024 · €368k
Debt ≤ 1 year
€364k▼
2024 · €368k
Debt > 1 year
€15k
Staff costs
€120k▲
2024 · €101k
Equity ratios withheld: equity of €874 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€380k▲
Fixed assets21/28€43k€59k▲
Intangible fixed assets21€10k-
Tangible fixed assets22/27€20k€47k▲
Plant, machinery and equipment23€74€3k▲
Furniture and vehicles24€20k€43k▲
Financial fixed assets28€13k€13k=
Current assets29/58€322k€321k▼
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€253k€195k▼
Trade receivables40€246k€185k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€67k€119k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€365k€380k▲
Equity10/15€-3k€874▲
Contributions10/11€6k€6k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-31k€-27k▲
Amounts payable17/49€368k€379k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€368k€364k▼
Current portion of amounts payable after more than one year42-€7k
Trade debts44€181k€170k▼
Suppliers440/4€181k€170k▼
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€3k€811▼
Remuneration and social security454/9€21k€25k▲
Other amounts payable47/48€164k€161k▼
Income statement
Code20242025
Remuneration, social security and pensions62€101k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€23k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€1k€16k▲
Gross operating margin9900€136k€170k▲
Operating profit (loss)9901€4k€5k▲
Financial income75/76B-€245
Recurring financial income75-€245
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€4k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-27k▲
Profit (loss) brought forward from the previous period14P€-33k€-31k▲
Social balance
Average headcount (FTE)90872.42.2▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 16 days late
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €42k
Net result €42k after 3 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
30-09
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
08-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostnieuwkerksesteenweg 1018800 RoeselareGround area
13.7 ha
Building footprint
7.2 ha
Parcel 36504D0700/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
VERS-FRUIT
since 20152.242.867.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0700/00P000 | Flanders | 13.7 ha | 1 · 7.2 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.242.867.751
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Of 956 companies in sector 46319 we hold annual accounts for 609. 33 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2015
Fiscal year end30-09
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
46220Wholesale trade
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.