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Complete company report
Generated 18-08-2026
Active BE 0461.691.987Public limited company

KALIM

Kapellensteenweg (C) 113 ·2920 Kalmthout, Belgium· 28 yrs active
Sector: Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen (68201)
Conclusion Checked

The computed 12-month bankruptcy probability of KALIM is 0.1% (very low). The 2025 annual accounts show equity of €1.99M and a net result of €38k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 546 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €1.99M
Net result €38k
Better than sector 85%
Active 28 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability10Solvency100Growth78Stability100
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 10
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1997, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 06-06-2026 with the NBB · fiscal year 2025 · verkort
€0€25k€50k€75k€100kOperating result 2021: €59k€59kNet result 2021: €45k€45kOperating result 2022: €90k€90kNet result 2022: €64k€64kOperating result 2023: €69k€69kNet result 2023: €36k€36kOperating result 2024: €86k€86kNet result 2024: €42k€42kOperating result 2025: €77k€77kNet result 2025: €38k€38k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~14.6%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€1.00M€2.00M€3.00M€4.00M2026: €2.43M (€1.90M - €2.97M)2027: €2.70M (€1.85M - €3.56M)2028: €2.97M (€1.80M - €4.15M)2018: €233k2019: €242k2020: €249k2021: €1.81M2022: €1.87M2023: €1.91M2024: €1.95M2025: €1.99M20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 72.2% 16.1%
better than 85% of 546 sector peers
Net result €38k €6k
better than 66% of 546 sector peers
Equity €1.99M €165k
better than 84% of 546 sector peers
Gross operating margin €252k €77k
better than 72% of 545 sector peers
Total assets €2.75M €1.39M
better than 66% of 546 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€246k
-2.8% 18-25
Net profit
€38k
-9.6% 18-25
Cash flow
€207k
-1.2% 18-25
Total assets
€2.75M
-0.9% 18-25
Equity
€1.99M
+1.9% 18-25
Working capital
€238k
+70.0% 18-25
Employees (FTE)
0
- 18-25
Income taxes
€11k
-21.1% 18-25
Show 10 other metrics
Debt
€765k
-7.6% 18-25
Debt ≤ 1y
€67k
-2.9% 18-25
Debt > 1y
€698k
-8.0% 18-25
Current ratio
4.55
+50.3% 18-25
Quick ratio
4.55
+50.3% 18-25
Solvency
72.2%
+2.9% 18-25
Debt / equity
0.38
-9.3% 18-25
ROE
1.9%
-11.4% 18-25
ROA
1.4%
-8.8% 18-25
Interest coverage
8.24
+4.8% 18-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€246k
Net profit€38k
Cash flow€207k
Staff costs-
Income taxes€11k
Dividends-
Total assets€2.75M
Equity€1.99M
Debt€765k
of which ≤ 1y€67k
of which > 1y€698k
Working capital€238k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.55
Quick ratio4.55
Working capital ratio8.7%
Solvency72.2%
Debt / equity0.38
Long-term debt ratio0.35
Interest coverage8.24
Gross margin-
Net margin-
ROA1.4%
ROE1.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.75M
Fixed assets 21/28€2.45M
Tangible fixed assets 22/27€2.45M
Current assets 29/58€306k
Amounts receivable within one year 40/41€290k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.75M
Equity 10/15€1.99M
Contributions / capital 10/11€334k
Reserves 13€1.65M
Accumulated profits (losses) 14€417
Amounts payable 17/49€765k
Amounts payable after one year 17€698k
Amounts payable within one year 42/48€67k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€252k
Operating result 9901€77k
Financial income 75€2k
Financial charges 65€30k
Result before taxes 9903€49k
Income taxes 67/77€11k
Net result for the period 9904€38k
Result to be appropriated 9905€38k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Public limited company(014)
Incorporation16-10-1997
StatusActive
Postal code2920
Establishment units 1 location
Kapellensteenweg (C) 113, 2920 Kalmthout
Overige financiële instellingen, n.e.g.
since 19972.084.226.924
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022G0476/00Z003 Flanders 1,235 m² 1 · 15 m² 1.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
08-08-2025
State Gazette act Director changes
08-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
21-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
27-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
30-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
23-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
30-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
21-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
13-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
08-08-2025 4 reappointed Director changes
  • Carola Lepelaers, Bestuurder
  • Christian De Caigny, Bestuurder
  • Cornelia Lepelaers, Bestuurder
  • Etlenne De Calgny, Bestuurder
Technical details 
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      "evidence_quote": "Uit de notulen van de algemene vergadering gehouden op 20/06/2028 blijkt dat de vergadering de herbenoeming tot bestuurder van de volgende personen met Ingang van 10/06/2026 en dit voor ean hernieuwbare termijn tot aan de algemene vergadering van 2030, bevestigd en bekrachtigd heeft",
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    {
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      "reason": null,
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      "evidence_quote": "Uit de notulen van de algemene vergadering gehouden op 20/06/2028 blijkt dat de vergadering de herbenoeming tot bestuurder van de volgende personen met Ingang van 10/06/2026 en dit voor ean hernieuwbare termijn tot aan de algemene vergadering van 2030, bevestigd en bekrachtigd heeft",
      "decharge_status": null,
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        "kind": "until_agm_year",
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    {
      "kind": "director_renew",
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      "reason": null,
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      "evidence_quote": "Uit de notulen van de algemene vergadering gehouden op 20/06/2028 blijkt dat de vergadering de herbenoeming tot bestuurder van de volgende personen met Ingang van 10/06/2026 en dit voor ean hernieuwbare termijn tot aan de algemene vergadering van 2030, bevestigd en bekrachtigd heeft",
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      "kind": "decharge_granted",
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      "evidence_quote": "De algemene vergadering bevestigt en bekrachtigt voor zover als nodig alle handelingen die door de voormelde bestuurders sedert 10/05/2025 tot en met heden in naam en voor rekening van de vennootschap werden gesteld.",
      "decharge_status": "granted",
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    {
      "kind": "decharge_granted",
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      "person": {
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        "name": "Etienne De Calgy",
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      "reason": null,
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      "evidence_quote": "Ult de notulen v\u00E4n de r\u00E4ad van bestuur gehouden \u043Ep 20/06/2025 blljkt dat de vergadering beslist heeft om de herbenoeming tot gedelegeerd bestuurder, met volledige externe vertegenwoordigingsbevdegdheid en bevoegd tot daden van dagelijke bestuur, overeenkomstig de statuten, van Etienne De Calgy, voor",
      "decharge_status": "granted",
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      "decharge_status": "granted",
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-08-08",
    "filing_date": "2025-07-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "algemene_vergadering",
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      "body": "raad_van_bestuur",
      "date": "2025-06-20",
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    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0461.691.987",
    "name_full": "KALIM",
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  },
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  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameNL KALIM
Registered office
Kapellensteenweg (C) 113
2920 Kalmthout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative