Summary
k@3n is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €19k and a net result of €300k. Equity is shrinking by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 6% of 123 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 123 sector peers (2026).
NBB · sector comparisonPosition among 123 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
43 d early
2025
16 d early
2024
52 d early
2023
50 d early
2022
11 d early
2021
27 d early
2020
47 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€19k▼ 0.4%
2025 · €19k
2019: €18klowest in 8 years
2020: €60k▲ +225% vs 2019
2021: €188k▲ +214% vs 2020
2022: €263k▲ +39.5% vs 2021highest in 8 years
2023: €33k▼ -87.3% vs 2022
2024: €19k▼ -43.0% vs 2023
2025: €19k▲ +0.1% vs 2024
2026: €19k▼ -0.4% vs 2025
2019 → 2026
Net result
€300k▲ 285%
2025 · €78k
2019: €6klowest in 8 years
2020: €57k▲ +831% vs 2019
2021: €158k▲ +180% vs 2020
2022: €98k▼ -38.0% vs 2021
2023: €167k▲ +70.5% vs 2022
2024: €122k▼ -27.1% vs 2023
2025: €78k▼ -36.2% vs 2024
2026: €300k▲ +285% vs 2025highest in 8 years
2019 → 2026
Total assets
€654k▲ 107%
2025 · €316k
2019: €27klowest in 8 years
2020: €82k▲ +202% vs 2019
2021: €251k▲ +207% vs 2020
2022: €289k▲ +15.4% vs 2021
2023: €374k▲ +29.2% vs 2022
2024: €274k▼ -26.6% vs 2023
2025: €316k▲ +15.3% vs 2024
2026: €654k▲ +107% vs 2025highest in 8 years
2019 → 2026
Solvency
2.9%▼ 3.1pp
2025 · 6.0%
2019: 68.5%
2020: 73.7%▲ +7.6% vs 2019
2021: 75.2%▲ +2.0% vs 2020
2022: 90.9%▲ +20.9% vs 2021highest in 8 years
2023: 8.9%▼ -90.2% vs 2022
2024: 6.9%▼ -22.3% vs 2023
2025: 6.0%▼ -13.2% vs 2024
2026: 2.9%▼ -51.8% vs 2025lowest in 8 years
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€263k-€33k▼ 87.3%€19k▼ 43.0%€19k▲ 0.1%€19k▼ 0.4%
2022: €263khighest in 5 years
2023: €33k▼ -87.3% vs 2022
2024: €19k▼ -43.0% vs 2023
2025: €19k▲ +0.1% vs 2024
2026: €19k▼ -0.4% vs 2025lowest in 5 years
Operating result€124k-€217k▲ 74.7%€156k▼ 28.4%€98k▼ 37.3%€433k▲ 344%
2022: €124k
2023: €217k▲ +74.7% vs 2022
2024: €156k▼ -28.4% vs 2023
2025: €98k▼ -37.3% vs 2024lowest in 5 years
2026: €433k▲ +344% vs 2025highest in 5 years
Net result€98k-€167k▲ 70.5%€122k▼ 27.1%€78k▼ 36.2%€300k▲ 285%
2022: €98k
2023: €167k▲ +70.5% vs 2022
2024: €122k▼ -27.1% vs 2023
2025: €78k▼ -36.2% vs 2024lowest in 5 years
2026: €300k▲ +285% vs 2025highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 344% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €654k
Equity
€19k ▼ 0.4%
Debt
€635k ▲ 113%
Debt's share of the balance-sheet total rises from 94.0% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
ROA
45.9%▲
2025 · 24.6%
Debt ≤ 1 year
€635k▲
2025 · €297k
Income taxes
€134k▲
2025 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €654k, equity €19k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 36 lines
Balance sheet
Code20252026
Assets
Total assets20/58€316k€654k▲
Current assets29/58€316k€654k▲
Amounts receivable within one year40/41€229k€417k▲
Trade receivables40€83k€282k▲
Other amounts receivable41€146k€135k▼
Cash at bank and in hand54/58€88k€237k▲
Equity and liabilities
Total equity and liabilities10/49€316k€654k▲
Equity10/15€19k€19k▼
Contributions10/11€19k€19k=
Reserves13€306€306=
Non-distributable reserves130/1€306€306=
Reserves not available under the articles1311€306€306=
Profit (loss) carried forward14€177€105▼
Amounts payable17/49€297k€635k▲
Amounts payable within one year42/48€297k€635k▲
Trade debts44€5k€249▼
Suppliers440/4€5k€249▼
Taxes, remuneration and social security45€7k€104k▲
Taxes450/3€4k€104k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€285k€531k▲
Income statement
Code20252026
Other operating charges640/8€393€466▲
Gross operating margin9900€98k€434k▲
Operating profit (loss)9901€98k€433k▲
Financial income75/76B€237€703▲
Recurring financial income75€237€703▲
Financial charges65/66B€412€252▼
Recurring financial charges65€412€252▼
Profit (loss) for the period before taxes9903€97k€434k▲
Income taxes67/77€19k€134k▲
Profit (loss) for the period9904€78k€300k▲
Profit (loss) for the period to be appropriated9905€78k€300k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€300k▲
Profit (loss) brought forward from the previous period14P€160€177▲
Profit to be distributed694/7€78k€300k▲
Return on contributions (dividend)694€78k€300k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €347 | €347 | €385 | €393 | €466 | ▲ 18.5% |
| Gross operating margin9900 | €125k | €218k | €156k | €98k | €434k | ▲ 343% |
| Operating profit (loss)9901 | €124k | €217k | €156k | €98k | €433k | ▲ 344% |
| Financial income75/76B | - | - | €173 | €237 | €703 | ▲ 197% |
| Recurring financial income75 | - | - | €173 | €237 | €703 | ▲ 197% |
| Financial charges65/66B | €90 | €144 | €184 | €412 | €252 | ▼ 38.8% |
| Recurring financial charges65 | €90 | €144 | €184 | €412 | €252 | ▼ 38.8% |
| Profit (loss) for the period before taxes9903 | €124k | €217k | €156k | €97k | €434k | ▲ 346% |
| Income taxes67/77 | €26k | €50k | €34k | €19k | €134k | ▲ 590% |
| Profit (loss) for the period9904 | €98k | €167k | €122k | €78k | €300k | ▲ 285% |
| Profit (loss) for the period to be appropriated9905 | €98k | €167k | €122k | €78k | €300k | ▲ 285% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289k | €374k | €274k | €316k | €654k | ▲ 107% |
| Current assets29/58 | €289k | €374k | €274k | €316k | €654k | ▲ 107% |
| Amounts receivable within one year40/41 | €156k | €343k | €266k | €229k | €417k | ▲ 82.2% |
| Trade receivables40 | - | €204k | €125k | €83k | €282k | ▲ 238% |
| Other amounts receivable41 | €156k | €139k | €141k | €146k | €135k | ▼ 7.2% |
| Cash at bank and in hand54/58 | €133k | €31k | €8k | €88k | €237k | ▲ 170% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289k | €374k | €274k | €316k | €654k | ▲ 107% |
| Equity10/15 | €263k | €33k | €19k | €19k | €19k | ▼ 0.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €244k | €15k | €306 | €306 | €306 | = |
| Non-distributable reserves130/1 | €306 | €306 | €306 | €306 | €306 | = |
| Reserves not available under the articles1311 | €306 | €306 | €306 | €306 | €306 | = |
| Distributable reserves133 | €244k | €15k | - | - | - | - |
| Profit (loss) carried forward14 | €1 | €21 | €160 | €177 | €105 | ▼ 40.8% |
| Amounts payable17/49 | €26k | €340k | €255k | €297k | €635k | ▲ 113% |
| Amounts payable after more than one year17 | - | €850 | - | - | - | - |
| Trade debts175 | - | €850 | - | - | - | - |
| Amounts payable within one year42/48 | €26k | €339k | €255k | €297k | €635k | ▲ 113% |
| Trade debts44 | €3k | - | - | €5k | €249 | ▼ 95.4% |
| Suppliers440/4 | €3k | - | - | €5k | €249 | ▼ 95.4% |
| Taxes, remuneration and social security45 | - | €6k | €3k | €7k | €104k | ▲ 1,315% |
| Taxes450/3 | - | €3k | €3k | €4k | €104k | ▲ 2,299% |
| Remuneration and social security454/9 | - | €3k | - | €3k | - | - |
| Other amounts payable47/48 | €23k | €333k | €252k | €285k | €531k | ▲ 86.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98k | €167k | €122k | €78k | €300k | ▲ 285% |
| Operating cash flow (approximation) | €98k | €167k | €122k | €78k | €300k | ▲ 285% |
| Change in cash | - | €-103k | €-22k | €79k | €149k | ▲ 88.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2019net €300k ▲285%
Operating result €433k, net result €300k, both a record.
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 11.01
Current ratio from 4.03 to 11.01; short-term debt falls from €62k to €26k.
31-03
Financial
Equity above €200kEq €263k ▲39.5%
4 profitable years in a row build equity to €263k.
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €150kEq €188k ▲214%
3 profitable years in a row build equity to €188k.
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2018
Ground area
2,410 m²
Building footprint
1,306 m²
Volume, LiDAR
22,761 m³
Parcel 21674C0167/00B002, Brussels · tallest building 27.2 m, ±6 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
k@3n
since 20182.280.733.779
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0167/00B002 | Brussels | 2,410 m² | 1 · 1,306 m² | 27.2 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 7,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-2018
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.