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Fidem

Active
Private limited company·Activiteiten van holdings· 7 yrs active
Smokkelpotstraat(Mar) 58 ·8510 Kortrijk, Belgium
KBO/BCE: BE 0707.625.589
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Belgian State Gazette acts: 0 of 3 read
Age7 yrs
Real estate2 parcels · 1,805 m²

Summary

Conclusion

the dossier summarised in one paragraph

Fidem is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 19-03-2026 134 d early 2026-00057036
31-12-2024 31-07-2025 17-02-2025 164 d early 2025-00035351
31-12-2023 31-07-2024 26-02-2024 156 d early 2024-00034118
31-12-2022 31-07-2023 24-03-2023 129 d early 2023-00044554
31-12-2021 31-07-2022 25-07-2022 6 d early 2022-20225349
31-12-2020 31-07-2021 26-07-2021 5 d early 2021-40000128
31-12-2019 31-07-2020 23-07-2020 8 d early 2020-33600386

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 19-03-2026 2026-00057036
31-12-2024 verkort 17-02-2025 2025-00035351
31-12-2023 verkort 26-02-2024 2024-00034118
31-12-2022 verkort 24-03-2023 2023-00044554
31-12-2021 verkort 25-07-2022 2022-20225349
31-12-2020 verkort 26-07-2021 2021-40000128
31-12-2019 verkort 23-07-2020 2020-33600386

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Fidem
Steenstraat(Heu) 6, 8501 KortrijkManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20182.281.652.707
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,805 m²
Buildings2
Building footprint440 m²
Volume (LiDAR)1,185 m³
Tallest building9.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026B0642/00B000 Flanders 1,363 m² 1 · 214 m² -
34016A0648/00D002 Flanders 441 m² 1 · 226 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,579 of the 24,680 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL Fidem
Registered office
Smokkelpotstraat(Mar) 58
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.