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inventyves

Active Risk: not assessed
Private limited companyfounded 20197 yrs activeSiemkensheuvel 59, 3680 Maaseik, BelgiumKBO/BCE: BE 0719.781.966
Summary

inventyves is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €572k and a net result of €287k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 8048 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-05-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
26 d late
2024
15 d early
2023
284 d late
2022
24 d late
2021
22 d early
2020
58 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€572k▲ 100%
2024 · €286k
2020: €58klowest in 6 years 2021: €72k▲ +23.3% vs 2020 2022: €75k▲ +4.6% vs 2021 2023: €196k▲ +161% vs 2022 2024: €286k▲ +45.7% vs 2023 2025: €572k▲ +100% vs 2024highest in 6 years
2020 → 2025
Net result
€287k▲ 220%
2024 · €90k
2020: €40k 2021: €14k▼ -65.9% vs 2020 2022: €3k▼ -75.5% vs 2021lowest in 6 years 2023: €121k▲ +3537% vs 2022 2024: €90k▼ -25.9% vs 2023 2025: €287k▲ +220% vs 2024highest in 6 years
2020 → 2025
Total assets
€671k▲ 27.1%
2024 · €528k
2020: €219klowest in 6 years 2021: €432k▲ +97.5% vs 2020 2022: €405k▼ -6.2% vs 2021 2023: €510k▲ +25.8% vs 2022 2024: €528k▲ +3.6% vs 2023 2025: €671k▲ +27.1% vs 2024highest in 6 years
2020 → 2025
Solvency
85.3%▲ 31.2pp
2024 · 54.1%
2020: 26.7% 2021: 16.7%▼ -37.6% vs 2020lowest in 6 years 2022: 18.6%▲ +11.5% vs 2021 2023: 38.5%▲ +107% vs 2022 2024: 54.1%▲ +40.6% vs 2023 2025: 85.3%▲ +57.6% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€72k-€75k▲ 4.6%€196k▲ 161%€286k▲ 45.7%€572k▲ 100% 2021: €72klowest in 5 years 2022: €75k▲ +4.6% vs 2021 2023: €196k▲ +161% vs 2022 2024: €286k▲ +45.7% vs 2023 2025: €572k▲ +100% vs 2024highest in 5 years
Operating result€18k-€8k▼ 54.5%€162k▲ 1,880%€117k▼ 27.9%€379k▲ 224% 2021: €18k 2022: €8k▼ -54.5% vs 2021lowest in 5 years 2023: €162k▲ +1880% vs 2022 2024: €117k▼ -27.9% vs 2023 2025: €379k▲ +224% vs 2024highest in 5 years
Net result€14k-€3k▼ 75.5%€121k▲ 3,537%€90k▼ 25.9%€287k▲ 220% 2021: €14k 2022: €3k▼ -75.5% vs 2021lowest in 5 years 2023: €121k▲ +3537% vs 2022 2024: €90k▼ -25.9% vs 2023 2025: €287k▲ +220% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300k€400kOperating result 2021: €18k€18kNet result 2021: €14k€14kOperating result 2022: €8k€8kNet result 2022: €3k€3kOperating result 2023: €162k€162kNet result 2023: €121k€121kOperating result 2024: €117k€117kNet result 2024: €90k€90kOperating result 2025: €379k€379kNet result 2025: €287k€287k20212022202320242025€0€100k€200k€300k€400kOperating result 2023: €162k€162kNet result 2023: €121k€121kOperating result 2024: €117k€117kNet result 2024: €90k€90kOperating result 2025: €379k€379kNet result 2025: €287k€287k202320242025
The operating result recovers in 2025; 2025 is 224% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671k
Fixed assets €110k ▲ 153%
Current assets €561k ▲ 15.8%
Equity and liabilities €671k
Equity €572k ▲ 100%
Debt €99k ▼ 59.2%
Debt's share of the balance-sheet total falls from 45.9% to 14.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
50.1%▲
2024 · 31.3%
ROA
42.7%▲
2024 · 17.0%
Debt ≤ 1 year
€99k▼
2024 · €242k
Income taxes
€93k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€528k€671k▲
Fixed assets21/28€44k€110k▲
Tangible fixed assets22/27€44k€110k▲
Land and buildings22€41k€37k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24-€70k
Current assets29/58€485k€561k▲
Amounts receivable within one year40/41€485k€560k▲
Trade receivables40€375k€435k▲
Other amounts receivable41€110k€125k▲
Cash at bank and in hand54/58-€18
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€528k€671k▲
Equity10/15€286k€572k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€267k€554k▲
Amounts payable17/49€242k€99k▼
Amounts payable within one year42/48€242k€99k▼
Financial debts43€3k€608▼
Credit institutions430/8€3k€608▼
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€67k€3k▼
Taxes450/3€67k€3k▼
Other amounts payable47/48€172k€88k▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€26k▲
Other operating charges640/8€446€768▲
Gross operating margin9900€123k€406k▲
Operating profit (loss)9901€117k€379k▲
Financial charges65/66B€188€203▲
Recurring financial charges65€188€203▲
Profit (loss) for the period before taxes9903€117k€379k▲
Income taxes67/77€27k€93k▲
Profit (loss) for the period9904€90k€287k▲
Profit (loss) for the period to be appropriated9905€90k€287k▲
Appropriation of the result
Profit (loss) to be appropriated9906€267k€554k▲
Profit (loss) brought forward from the previous period14P€178k€267k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€422€2k€2k€5k€26k▲ 409%
Other operating charges640/8€410€62€492€446€768▲ 72.0%
Gross operating margin9900€19k€10k€165k€123k€406k▲ 232%
Operating profit (loss)9901€18k€8k€162k€117k€379k▲ 224%
Financial income75/76B€0€4k€0---
Recurring financial income75€0€4k€0---
Financial charges65/66B€116€6k€3k€188€203▲ 7.9%
Recurring financial charges65€116€6k€3k€188€203▲ 7.9%
Profit (loss) for the period before taxes9903€18k€6k€160k€117k€379k▲ 225%
Income taxes67/77€4k€2k€39k€27k€93k▲ 241%
Profit (loss) for the period9904€14k€3k€121k€90k€287k▲ 220%
Profit (loss) for the period to be appropriated9905€14k€3k€121k€90k€287k▲ 220%
Line20212022202320242025Change
Assets
Total assets20/58€432k€405k€510k€528k€671k▲ 27.1%
Fixed assets21/28€8k€6k€5k€44k€110k▲ 153%
Tangible fixed assets22/27€8k€6k€5k€44k€110k▲ 153%
Land and buildings22---€41k€37k▼ 10.6%
Plant, machinery and equipment23€8k€6k€5k€2k€3k▲ 28.1%
Furniture and vehicles24----€70k-
Current assets29/58€424k€399k€505k€485k€561k▲ 15.8%
Amounts receivable within one year40/41€424k€298k€488k€485k€560k▲ 15.5%
Trade receivables40€297k€155k€380k€375k€435k▲ 16.0%
Other amounts receivable41€128k€143k€108k€110k€125k▲ 13.9%
Cash at bank and in hand54/58-€102k€17k-€18-
Deferred charges and accrued income490/1----€1k-
Equity and liabilities
Total equity and liabilities10/49€432k€405k€510k€528k€671k▲ 27.1%
Equity10/15€72k€75k€196k€286k€572k▲ 100%
Contributions10/11€19k€19k€19k€19k€19k=
Outside capital11€19k-----
Other1109/19€19k-----
Profit (loss) carried forward14€53k€57k€178k€267k€554k▲ 107%
Amounts payable17/49€360k€330k€314k€242k€99k▼ 59.2%
Amounts payable within one year42/48€360k€330k€314k€242k€99k▼ 59.2%
Financial debts43€521--€3k€608▼ 75.9%
Credit institutions430/8€521--€3k€608▼ 75.9%
Trade debts44-€5k€277€1k€7k▲ 368%
Suppliers440/4-€5k€277€1k€7k▲ 368%
Taxes, remuneration and social security45€5k€3k€39k€67k€3k▼ 95.2%
Taxes450/3€5k€3k€39k€67k€3k▼ 95.2%
Other amounts payable47/48€354k€322k€274k€172k€88k▼ 48.7%
Line20212022202320242025Change
Profit (loss) for the period9904€14k€3k€121k€90k€287k▲ 220%
+ Depreciation and write-downs630€422€2k€2k€5k€26k▲ 409%
Operating cash flow (approximation)€14k€5k€123k€95k€313k▲ 230%
Investment in fixed assets (approximation)-€0€-1k€-44k€-93k▼ 112%
Change in cash--€-85k---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-09
Financial Highest result since 2020net €287k ▲220%
Operating result €379k, net result €287k, both a record.
30-09
Financial Liquidity triplescurrent ratio 5.68
Current ratio from 2.00 to 5.68; short-term debt falls from €242k to €99k.
30-09
Financial Equity above €500kEq €572k ▲100%
6 profitable years in a row build equity to €572k.
15-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
08-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 284 days late
2024
30-09
Financial Equity above €200kEq €286k ▲45.7%
5 profitable years in a row build equity to €286k.
2023
30-09
Financial Equity above €150kEq €196k ▲161%
4 profitable years in a row build equity to €196k.
24-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-09
Financial Weakest financial yearnet €3k ▼75.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
08-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,056 m²
Building footprint
249 m²
Volume, LiDAR
1,169 m³
Parcel 72021D0719/00A002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
inventyves
Siemkensheuvel 59, 3680 MaaseikFinancial service activities, except insurance and pension funding
since 20192.284.897.158
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72021D0719/00A002 Flanders 1,056 m² 1 · 249 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-02-2019
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
Contact
Phone 000000000Maaseik

Scores and ratios are computed by Checked and are not a credit decision.