JVTECH
ActiveThe computed 12-month bankruptcy probability of JVTECH is 3.0% (moderate). The 2025 annual accounts show equity of €6k and a net result of €568. Its solvency ranks better than 18% of 27319 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability51
Solvency19
Growth-
Stability67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€36k
Net result
€568
Working capital
€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€10k
Current assets
€27k
Equity and liabilities €36k
Equity
€6k
Debt
€30k
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€4k
Cash flow
€3k
Solvency
15.4%
Current ratio
0.87
Quick ratio
0.81
Debt / equity
5.48
ROE
10.2%
ROA
1.6%
Interest coverage
5.80
Debt
€30k
Debt ≤ 1 year
€30k
Income taxes
€457
Staff costs
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€10k
Tangible fixed assets22/27€9k
Plant, machinery and equipment23€4k
Furniture and vehicles24€6k
Financial fixed assets28€210
Current assets29/58€27k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€25k
Trade receivables40€10k
Other amounts receivable41€15k
Cash at bank and in hand54/58€71
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€6k
Contributions10/11€5k
Profit (loss) carried forward14€568
Amounts payable17/49€30k
Amounts payable within one year42/48€30k
Financial debts43€3
Credit institutions430/8€3
Trade debts44€10k
Suppliers440/4€10k
Advances received on contracts in progress46€2k
Taxes, remuneration and social security45€13k
Taxes450/3€9k
Remuneration and social security454/9€4k
Other amounts payable47/48€5k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€6k
Operating profit (loss)9901€1k
Financial income75/76B€470
Recurring financial income75€470
Financial charges65/66B€663
Recurring financial charges65€663
Profit (loss) for the period before taxes9903€1k
Income taxes67/77€457
Profit (loss) for the period9904€568
Profit (loss) for the period to be appropriated9905€568
Appropriation of the result
Profit (loss) to be appropriated9906€568
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herrmann-Debrouxlaan 541160 OudergemGround area
3,929 m²
Building footprint
1,150 m²
Volume, LiDAR
28,081 m³
Parcel 21332B0081/00H002, Brussels · tallest building 30.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
JVTECH
since 20252.375.537.027
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0081/00H002 | Brussels | 3,929 m² | 1 · 1,150 m² | 30.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TAHIR-GENARD
BE 0464.931.886
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BE 0439.586.182
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HMG TECHNICS
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Of 6,989 companies in sector 43221 we hold annual accounts for 3,444. 1,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2025
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43223Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jdplomberie1200@gmail.com
Phone:+32497455749