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TAHIR-GENARD

Active
Private limited companyfounded 1998active for 27 yearsRue de Biesmerée, Stave 5, 5646 Mettet, BelgiumKBO/BCE: BE 0464.931.886
Summary

The annual accounts of TAHIR-GENARD for financial year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €5,606 and a net result of -€7,675. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 34,972 sector peers (NACE 43, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 29-12-1998 Normal situation
Activity
Plumbing work NACE 43221and 4 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.089.968.631 5070 Fosses-la-Ville, since 13-01-1999
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€117,589
▲ 26.7%
Turnover
≈ €370,000
estimated
Loss
€7,675
▲ 406%
Equity
€5,606
▼ 57.8%
Total assets
€57,972
▼ 20.2%
Staff
2.7 FTE
▲ 12.5%
  • 2025 accounts filed 10 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €7,675, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €57,972Founded in 1998Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 8% of micro companies in specialised construction (NACE 43)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 35-8
equity 9.7% of total assets
Liquidity 2-4
short-term debt 90.3% · cash 1.2%
Profitability 2-18
return on assets -13.2%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.4%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -1.2 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.1%▼ -0.1 percentage points vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%▼ -0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026lowest value 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%▲ +0.7 percentage points vs 07-2026 09-2026: 1.3%▼ -0.6 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.03 (1.17 in 2024), below the usual 1.5. Short-term debt is 90.3% and cash 1.2% of total assets. 90.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 14% of them on solvency, 3% on liquidity, 9% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Size: total assets €57,972
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €7,675, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,675
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 34972 sector peers (2025).
NBB · sector comparison
Position among 34972 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
10 days late
2024
27 days late
2023
29 days late
2022
31 days late
2021
11 days late
2020
30 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in specialised constructionsector median €57,775 · 34,984 companies €5,606 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€7,675 View

Recent changes

  1. · Gazette deed Changes of role: Gérald TAHIR (director) and Vincent GENARD (director)Legal-form conversion: from private limited company (pre-2019) to private limited company
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as TAHIR-GENARD: plumbing work (NACE 43221). They are comparable in size and age: total assets between €42,900 and €107,000, founded between 1988 and 2008.

CompanyTotal assetsGross margin
TAHIR-GENARD Mettet€57,972€117,589
PETER DE BACKER Wetteren€44,208€104,798
Dakwerken Siebens Duffel€44,749€109,821
STEMO Temse€42,922€81,916
ARROWS SYSTEMS Kontich€96,095€94,899
BOETS SANITAIR Hulshout€86,225€115,037
JKM LASWERKEN-HVAC Hasselt€107,331€97,815
Full comparison

Key facts about TAHIR-GENARD

What is the company number of TAHIR-GENARD?
The company number of TAHIR-GENARD is 0464.931.886. The VAT number is the same number with BE in front: BE 0464.931.886.
Where is TAHIR-GENARD based?
The registered office is at Rue de Biesmerée, Stave 5, 5646 Mettet.Company details
What does TAHIR-GENARD do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of TAHIR-GENARD?
The legal form of TAHIR-GENARD is Private limited company (BV).
When was TAHIR-GENARD founded?
TAHIR-GENARD was founded on 29-12-1998.
Is TAHIR-GENARD still active?
Yes, TAHIR-GENARD is an active enterprise in the KBO register.
How many employees does TAHIR-GENARD have?
TAHIR-GENARD had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TAHIR-GENARD fall under?
In its 2025 annual accounts, TAHIR-GENARD states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of TAHIR-GENARD?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €117,589 and 86 comparable companies (NACE 432). It probably lies between €290,000 and €440,000.
Is TAHIR-GENARD profitable?
In financial year 2025, TAHIR-GENARD made a loss of €7,675.
Where can I find the annual accounts of TAHIR-GENARD?
TAHIR-GENARD filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TAHIR-GENARD due?
TAHIR-GENARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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