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JVM IMMO

Active
Private limited companyfounded 20242 yrs activeRue de Sippenaeken 7, 4852 Plombières, BelgiumKBO/BCE: BE 1010.836.703
Summary

JVM IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€38,686) and a net result of -€41,686. Its solvency ranks better than 16% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability13
Solvency21
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98; short-term debt: 101.1% and cash: 0.8% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-4.3%
Return on assets
-4.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JVM IMMO was incorporated on 27 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€38,686
Total assets
€894,447
Net result
-€41,686
Working capital
-€18,390

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €894,447
Fixed assets €8,750
Current assets €885,697
Key figures and ratios
2025 value
EBITDA
-€2,190
Cash flow
-€38,866
Solvency
-4.3%
Current ratio
0.98
Quick ratio
0.01
Debt to equity
-24.12
ROA
-4.7%
Interest coverage
-0.06
Debt
€933,133
Debt ≤ 1 year
€904,086

Peer companies

Historical observation

Of the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
0.9% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€894,447
Fixed assets21/28€8,750
Financial fixed assets28€8,750
Current assets29/58€885,697
Stocks and contracts in progress3€872,966
Stocks30/36€872,966
Amounts receivable within one year40/41€5,663
Trade receivables40€197
Other amounts receivable41€5,466
Cash at bank and in hand54/58€7,067
Equity and liabilities
Total equity and liabilities10/49€894,447
Equity10/15-€38,686
Contributions10/11€3,000
Profit (loss) carried forward14-€41,686
Amounts payable17/49€933,133
Amounts payable within one year42/48€904,086
Financial debts43€549,537
Credit institutions430/8€549,537
Trade debts44€804
Suppliers440/4€804
Other amounts payable47/48€353,745
Accrued charges and deferred income492/3€29,047
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,820
Gross operating margin9900-€2,190
Operating profit (loss)9901-€5,009
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€36,677
Recurring financial charges65€36,677
Profit (loss) for the period before taxes9903-€41,686
Profit (loss) for the period9904-€41,686
Profit (loss) for the period to be appropriated9905-€41,686
Appropriation of the result
Profit (loss) to be appropriated9906-€41,686

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,820
Gross operating margin9900-€2,190
Operating profit (loss)9901-€5,009
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€36,677
Recurring financial charges65€36,677
Profit (loss) for the period before taxes9903-€41,686
Profit (loss) for the period9904-€41,686
Profit (loss) for the period to be appropriated9905-€41,686
Line2025
Assets
Total assets20/58€894,447
Fixed assets21/28€8,750
Financial fixed assets28€8,750
Current assets29/58€885,697
Stocks and contracts in progress3€872,966
Stocks30/36€872,966
Amounts receivable within one year40/41€5,663
Trade receivables40€197
Other amounts receivable41€5,466
Cash at bank and in hand54/58€7,067
Equity and liabilities
Total equity and liabilities10/49€894,447
Equity10/15-€38,686
Contributions10/11€3,000
Profit (loss) carried forward14-€41,686
Amounts payable17/49€933,133
Amounts payable within one year42/48€904,086
Financial debts43€549,537
Credit institutions430/8€549,537
Trade debts44€804
Suppliers440/4€804
Other amounts payable47/48€353,745
Accrued charges and deferred income492/3€29,047
Line2025
Profit (loss) for the period9904-€41,686
+ Depreciation and write-downs630€2,820
Operating cash flow (approximation)-€38,866

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,616 m²
Building footprint
339 m²
Volume, LiDAR
2,449 m³
Parcel 63037A1245/00C000, Wallonia · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVM IMMO
Rue de Sippenaeken 7, 4852 PlombièresReal estate development
since 20242.361.315.342
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63037A1245/00C000 Wallonia 1,616 m² 1 · 339 m² 11.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010836703
Registered 29-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.