Skip to content

Bertoli Construct

Active
Private limited companyfounded 20242 yrs activeKardinaal Mercierstraat 10, 3290 Diest, BelgiumKBO/BCE: BE 1009.699.922
Summary

Bertoli Construct has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,554) and a net result of -€4,554. Its solvency ranks better than 16% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes
Profitability18
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0; short-term debt: 100.3% and cash: 4.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.3%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Bertoli Construct was incorporated on 27 May 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€2,554
Total assets
€825,701
Net result
-€4,554
Working capital
-€2,515

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Key figures and ratios
2025 value
EBITDA
-€14,206
Cash flow
-€3,306
Solvency
-0.3%
Current ratio
1.00
Quick ratio
0.04
ROA
-0.6%
Interest coverage
-20.06
Debt
€828,255
Debt ≤ 1 year
€828,216
A ratio outside any meaningful range has been withheld (balance sheet total €825,701, equity -€2,554).

Peer companies

Historical observation

Of the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
1.0% went bankrupt
2.2% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€825,701
Current assets29/58€825,701
Stocks and contracts in progress3€788,931
Contracts in progress37€788,931
Amounts receivable within one year40/41€3,210
Trade receivables40€3,180
Other amounts receivable41€30
Cash at bank and in hand54/58€33,560
Equity and liabilities
Total equity and liabilities10/49€825,701
Equity10/15-€2,554
Contributions10/11€2,000
Profit (loss) carried forward14-€4,554
Amounts payable17/49€828,255
Amounts payable within one year42/48€828,216
Trade debts44€27,087
Suppliers440/4€27,087
Taxes, remuneration and social security45€125
Taxes450/3€125
Other amounts payable47/48€801,004
Accrued charges and deferred income492/3€39
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,248
Other operating charges640/8€787
Gross operating margin9900-€13,419
Operating profit (loss)9901-€15,454
Financial income75/76B€11,609
Recurring financial income75€11,609
Financial charges65/66B€708
Recurring financial charges65€708
Profit (loss) for the period before taxes9903-€4,554
Profit (loss) for the period9904-€4,554
Profit (loss) for the period to be appropriated9905-€4,554
Appropriation of the result
Profit (loss) to be appropriated9906-€4,554

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,248
Other operating charges640/8€787
Gross operating margin9900-€13,419
Operating profit (loss)9901-€15,454
Financial income75/76B€11,609
Recurring financial income75€11,609
Financial charges65/66B€708
Recurring financial charges65€708
Profit (loss) for the period before taxes9903-€4,554
Profit (loss) for the period9904-€4,554
Profit (loss) for the period to be appropriated9905-€4,554
Line2025
Assets
Total assets20/58€825,701
Current assets29/58€825,701
Stocks and contracts in progress3€788,931
Contracts in progress37€788,931
Amounts receivable within one year40/41€3,210
Trade receivables40€3,180
Other amounts receivable41€30
Cash at bank and in hand54/58€33,560
Equity and liabilities
Total equity and liabilities10/49€825,701
Equity10/15-€2,554
Contributions10/11€2,000
Profit (loss) carried forward14-€4,554
Amounts payable17/49€828,255
Amounts payable within one year42/48€828,216
Trade debts44€27,087
Suppliers440/4€27,087
Taxes, remuneration and social security45€125
Taxes450/3€125
Other amounts payable47/48€801,004
Accrued charges and deferred income492/3€39
Line2025
Profit (loss) for the period9904-€4,554
+ Depreciation and write-downs630€1,248
Operating cash flow (approximation)-€3,306

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
799 m²
Building footprint
250 m²
Volume, LiDAR
1,970 m³
Parcel 24020A0676/00T000, Flanders · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bertoli Construct
Kardinaal Mercierstraat 10, 3290 DiestReal estate development
since 20242.360.488.862
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24020A0676/00T000indicative
ProtectedMonumentClassicistisch herenhuisSource ↗
Flanders 799 m² 1 · 250 m² 16.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,695 companies in this sector we hold annual accounts for 7,393. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded27-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009699922
Also 9925:BE1009699922
Registered 16-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.