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GRAANKAAI CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsHaenestraat 16, 8630 Veurne, BelgiumKBO/BCE: BE 1008.415.958

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GRAANKAAI CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,378 and a net result of -€1,685. Its solvency ranks better than 30% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 15-04-2024 Normal situation
Registered office
12 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Development of residential building projects NACE 68121and 3 others
Establishment unit
2.358.366.938 8630 Veurne, since 15-04-2024
Financial year end
31 December
Peppol
Reachable since 05-12-2025

Board and ownership

Board
  • B&N HOLDINGDirector · since 15-04-2024 · permanent representative DELVA Hugo Willy Cornelius
  • BEHEERSVENNOOTSCHAP DELVADirector · since 15-04-2024 · permanent representative DELVA Nathalie Jacqueline
  • Frans SercuDirector · since 15-04-2024
  • JANA INVESTDirector · since 15-04-2024 · permanent representative CLARYSSE Dirk Achiel Marcel

Financial position

78 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
-€2,239
▲ 42.7%
Loss
€1,685
▼ 57.2%
Equity
€94,378
▼ 1.8%
Total assets
€857,079
▲ 193%
Turnover not published (abbreviated format)
Filed on 06-07-2026, 25 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 1.12, cash €2,084, halvedFounded in 2024lowers riskSector: Real estate activities (NACE 68)Size: total assets €857,079Show the evidence

Checked score

Score 2025
78 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 27% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 36-22
equity 11.0% of total assets
Liquidity 1-17
short-term debt 89.0% · cash 0.2%
Profitability 37+3
return on assets -0.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 05-2025: 0.7% 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.12 (1.49 in 2024), below the usual 1.5. Short-term debt is 89% and cash 0.2% of total assets. 89% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 32% of them on solvency, 4% on liquidity, 33% on profitability and 40% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.12, cash €2,084, halved
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €857,079
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€1,685
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
25 days early
2024
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 21 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Comparable companies

These companies have the same main activity as GRAANKAAI CONSTRUCT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €548,000 and €938,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
GRAANKAAI CONSTRUCT Veurne€857,079-€2,239
Egmont Construct Gent€937,583-€3,675
CORBEAU TERRA FORM I Oostende€918,895-€656
Rebast Wortegem-Petegem€593,173-€9,762
MM Antwerp Construct Deinze€630,637-€30,287
MIIX 9050 Deinze€639,698-€4,794
LES TERRASSES DU RAVEL Malmedy€548,079-€2,265
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GRAANKAAI CONSTRUCT

What is the company number of GRAANKAAI CONSTRUCT?
The company number of GRAANKAAI CONSTRUCT is 1008.415.958. The VAT number is the same number with BE in front: BE 1008.415.958.
Where is GRAANKAAI CONSTRUCT based?
The registered office is at Haenestraat 16, 8630 Veurne.Company details
What does GRAANKAAI CONSTRUCT do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of GRAANKAAI CONSTRUCT?
The legal form of GRAANKAAI CONSTRUCT is Private limited company (BV).
When was GRAANKAAI CONSTRUCT founded?
GRAANKAAI CONSTRUCT was founded on 15-04-2024.
Is GRAANKAAI CONSTRUCT still active?
Yes, GRAANKAAI CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of GRAANKAAI CONSTRUCT?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is GRAANKAAI CONSTRUCT profitable?
In financial year 2025, GRAANKAAI CONSTRUCT made a loss of €1,685.
Where can I find the annual accounts of GRAANKAAI CONSTRUCT?
GRAANKAAI CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GRAANKAAI CONSTRUCT due?
GRAANKAAI CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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