STEVEN BRAEMS

Active

Private limited companyfounded 2002active for 24 yearsStoepestraat 7 J, 9960 Assenede, Belgium10 active companies are registered at this addressKBO/BCE: BE 0477.337.790

Summary

STEVEN BRAEMS has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244,695 and a net result of -€26,444. Equity is growing by about 6.9% per year across the filed financial years. Its solvency ranks better than 67% of 9,316 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

STEVEN BRAEMSActiveChecked score 66/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€411,282total assets 2025

Equity: €244,695
Loss: -€26,444

Turnover not published (abbreviated or micro format)

Financial health

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

BRAEMS StevenDirector

2025 accounts 16 days early

Why 66raises riskLiquidity: current ratio 2.80, cash €0, halvedSector: Construction of residential and non-residential buildings (NACE 41)Loss of €26,444 (financial year 2025)lowers riskFounded in 2002Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 36% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 84+13

equity 59.5% of total assets

Liquidity 36+2

short-term debt 32.4% · cash 0.0%

Profitability 21-28

return on assets -6.4%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.3%▼ -0.4 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 1.0%● unchanged vs 08-2026highest value 10-2026: 1.0%● unchanged vs 09-2026highest value

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.8, compared with 2.26 in 2024, above the usual 1.5; short-term debt: 32.4% and cash: 0% of total assets), and 40.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 68% on solvency, 31% on liquidity, 17% on profitability and 25% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.80, cash €0, halved

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2002

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Loss of €26,444 (financial year 2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

16 days early

2024

13 days late

2023

23 days early

2022

4 days early

2021

24 days early

2020

2 days early

2019

21 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€26,444
13-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Among the weakest 7% on net resultsector median €8,523 · 9,306 companies -€26,444 View
One director decidessole director in office 1 View
Total assets 20256 financial years filed €411,282 View

By topic

Financials

Financial year: 2025
Total assets: €411,282
Loss: -€26,444
Solvency: 59.5%

Total assets▼ 29.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

BRAEMS StevenDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2004
Next accounts: by 31-07-2027

08-07-2024Annual accounts filed
13-11-2023Resignation: BRAEMS Steven (manager)
27-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 15-04-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 17

Who signs: Each director alone
Annual meeting: Third Saturday of June at 17:00
Purpose: “Algemene Bouwwerken,de vennootschap zal alle activiteiten in de bouwsector mogen…” (deed in Dutch)

Go to Articles of association

Key facts about STEVEN BRAEMS

What is the company number of STEVEN BRAEMS?: 0477.337.790. In Belgium the VAT number is the company number with BE in front: BE 0477.337.790.
Where is STEVEN BRAEMS based?: The registered office is at Stoepestraat 7 J, 9960 Assenede.Company details
What does STEVEN BRAEMS do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STEVEN BRAEMS?: Private limited company (BV).
When was STEVEN BRAEMS founded?: On 15-04-2002.
Is STEVEN BRAEMS still active?: Yes, STEVEN BRAEMS is an active enterprise in the KBO register.
How many employees does STEVEN BRAEMS have?: On average 1.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of STEVEN BRAEMS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is STEVEN BRAEMS profitable?: In financial year 2025, STEVEN BRAEMS made a loss of €26,444.
Where can I find the annual accounts of STEVEN BRAEMS?: STEVEN BRAEMS filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEVEN BRAEMS due?: By 31-07-2027, for financial year 2026.Timeline