JVDB Management
ActiveJVDB Management has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €80k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-13
Solvency40▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.15 in 2024; short-term debt: 53.2% and cash: 1.2% of total assets), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
9.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3163 sector peers (2025).
NBB · sector comparisonPosition among 3163 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
15 d early
2023
23 d late
2022
18 d late
2021
4 d early
2020
38 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▼ 11.1%
2024 · €89k
2018: €-592
2019: €18k
2020: €21k
2021: €62k
2022: €2k
2023: €-80k
2024: €89k
2018 → 2025
Working capital
€-359k▲ 19.7%
2024 · €-447k
2018: €-36k
2019: €-59k
2020: €-59k
2021: €-73k
2022: €-127k
2023: €-253k
2024: €-447k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€123k▲ 1.6%€43k▼ 64.7%€133k▲ 206%€120k▼ 9.8%
Operating result€39k-€49k▲ 26.7%€36k▼ 25.8%€92k▲ 153%€108k▲ 17.6%
Net result€62k-€2k▼ 97.0%€-80k€89k€80k▼ 11.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €802k
Fixed assets
€735k▲ 2.6%
Current assets
€67k▼ 16.1%
Equity and liabilities €802k
Equity
€120k▼ 9.8%
Debt
€682k▲ 2.8%
The debt ratio rises from 83.3% to 85.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€108k▲
2024 · €92k
Cash flow
€80k▼
2024 · €90k
Solvency
14.9%▼
2024 · 16.7%
Current ratio
0.16▲
2024 · 0.15
Quick ratio
0.16▲
2024 · 0.15
Debt / equity
5.69▲
2024 · 4.99
ROE
66.3%▼
2024 · 67.3%
ROA
9.9%▼
2024 · 11.2%
Interest coverage
4.69▼
2024 · 6.46
Debt
€682k▲
2024 · €664k
Debt ≤ 1 year
€426k▼
2024 · €528k
Debt > 1 year
€255k▲
2024 · €135k
Income taxes
€22k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€797k€802k▲
Fixed assets21/28€716k€735k▲
Tangible fixed assets22/27€440€2k▲
Furniture and vehicles24€440€2k▲
Financial fixed assets28€716k€733k▲
Current assets29/58€80k€67k▼
Amounts receivable within one year40/41€28k€28k▼
Trade receivables40€28k€28k▼
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€16k€10k▼
Deferred charges and accrued income490/1€15k€10k▼
Equity and liabilities
Total equity and liabilities10/49€797k€802k▲
Equity10/15€133k€120k▼
Contributions10/11€30k€30k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€13k-
Amounts payable17/49€664k€682k▲
Amounts payable after more than one year17€135k€255k▲
Financial debts170/4€135k€255k▲
Amounts payable within one year42/48€528k€426k▼
Current portion of amounts payable after more than one year42€66k€61k▼
Financial debts43€916€696▼
Credit institutions430/8€916€696▼
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€17k€21k▲
Other amounts payable47/48€444k€338k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49€370▲
Other operating charges640/8€1k€7k▲
Gross operating margin9900€93k€115k▲
Operating profit (loss)9901€92k€108k▲
Financial income75/76B€26k€17k▼
Recurring financial income75€26k€17k▼
Financial charges65/66B€14k€23k▲
Recurring financial charges65€14k€23k▲
Profit (loss) for the period before taxes9903€104k€102k▼
Income taxes67/77€15k€22k▲
Profit (loss) for the period9904€89k€80k▼
Profit (loss) for the period to be appropriated9905€89k€80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€92k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€89k-
To other reserves6921€89k-
Profit to be distributed694/7-€92k
Return on contributions (dividend)694-€92k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €89k
Net result €89k after one loss-making year.
31-12
Financial
Equity above €100kEq €133k ▲206%
Equity rises from €43k to €133k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-80k ▼4330%
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100kEq €121k ▲105%
3 profitable years in a row build equity to €121k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rte Eglise Saint-Pierre 81390 Grez-DoiceauGround area
226 m²
Building footprint
182 m²
Volume, LiDAR
2,815 m³
Parcel 21612D0325/00L002, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hamstraat 1-D, 1180 Ukkel
since 20142.236.912.743
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0325/00L002 | Brussels | 226 m² | 1 · 182 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549003NTIZGUAQO0E57
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.