DIY Braine
ActiveThe computed 12-month bankruptcy probability of DIY Braine is 2.1% (moderate). The annual accounts of DIY Braine for fiscal year 2024 show a net loss of 81% of the equity at the start of that year. The 2024 annual accounts show equity of €45k and a net result of €-200k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 5989 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability9▼-33
Solvency27▼-13
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.58 against 0.04 in 2023; short-term debt: 62.8% and cash: 1.6% of total assets), and 98.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.8%
Return on assets
-7.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 5989 sector peers (2024).
NBB · sector comparisonPosition among 5989 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
22 d late
2022
24 d late
2021
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-200k
2023 · €31k
2021: €-26k
2022: €140k
2023: €31k
2021 → 2024
Working capital
€-680k▼ 59.3%
2023 · €-427k
2021: €-157k
2022: €-214k
2023: €-427k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€74k-€214k▲ 189%€245k▲ 14.6%€45k▼ 81.5%
Operating result€-2k-€202k€62k▼ 69.4%€-173k
Net result€-26k-€140k€31k▼ 77.6%€-200k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €173k after €62k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.57M
Fixed assets
€1.63M▼ 0.5%
Current assets
€932k▲ 4,925%
Equity and liabilities €2.57M
Equity
€45k▼ 81.5%
Debt
€2.52M▲ 78.1%
The debt ratio rises from 85.2% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-114k
Cash flow
€-141k
Solvency
1.8%▼
2023 · 14.8%
Current ratio
0.58▲
2023 · 0.04
Quick ratio
0.09▲
2023 · 0.04
Debt / equity
55.48▲
2023 · 5.77
ROE
-439.5%▼
2023 · 12.8%
ROA
-7.8%▼
2023 · 1.9%
Interest coverage
-4.18
Debt
€2.52M▲
2023 · €1.42M
Debt ≤ 1 year
€1.61M▲
2023 · €445k
Debt > 1 year
€846k▼
2023 · €968k
Income taxes
€44▼
2023 · €10k
Staff costs
€114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.66M€2.57M▲
Fixed assets21/28€1.64M€1.63M▼
Intangible fixed assets21-€1.49M
Tangible fixed assets22/27-€142k
Plant, machinery and equipment23-€56k
Furniture and vehicles24-€20k
Other tangible fixed assets26-€66k
Financial fixed assets28€1.64M-
Current assets29/58€19k€932k▲
Stocks and contracts in progress3-€791k
Stocks30/36-€791k
Amounts receivable within one year40/41€302€6k▲
Trade receivables40-€6k
Other amounts receivable41€302-
Cash at bank and in hand54/58€18k€41k▲
Deferred charges and accrued income490/1-€95k
Equity and liabilities
Total equity and liabilities10/49€1.66M€2.57M▲
Equity10/15€245k€45k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€145k€-55k▼
Amounts payable17/49€1.42M€2.52M▲
Amounts payable after more than one year17€968k€846k▼
Financial debts170/4€776k€655k▼
Other amounts payable178/9€192k€191k▼
Amounts payable within one year42/48€445k€1.61M▲
Current portion of amounts payable after more than one year42€214k€289k▲
Financial debts43-€186k
Credit institutions430/8-€186k
Trade debts44€61€1.06M▲
Suppliers440/4€61€1.06M▲
Taxes, remuneration and social security45€48k€71k▲
Taxes450/3€48k€28k▼
Remuneration and social security454/9-€43k
Other amounts payable47/48€183k€4k▼
Accrued charges and deferred income492/3€2k€63k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€114k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€59k
Other operating charges640/8€960€2k▲
Gross operating margin9900€63k€2k▼
Operating profit (loss)9901€62k€-173k▼
Financial income75/76B-€564
Recurring financial income75-€564
Financial charges65/66B€20k€27k▲
Recurring financial charges65€20k€27k▲
Profit (loss) for the period before taxes9903€41k€-200k▼
Income taxes67/77€10k€44▼
Profit (loss) for the period9904€31k€-200k▼
Profit (loss) for the period to be appropriated9905€31k€-200k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€-55k▼
Profit (loss) brought forward from the previous period14P€114k€145k▲
Social balance
Average headcount (FTE)9087-9.8
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-200k ▼739%
Net result drops to €-200k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial
Back to profitnet €140k
Net result €140k after one loss-making year.
31-12
Financial
Equity above €200kEq €214k ▲189%
Equity rises from €74k to €214k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée d'Alsemberg 4211420 Braine-l'AlleudGround area
3,564 m²
Building footprint
5,478 m²
Parcel 25014N0093/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DIY Braine
since 20212.319.818.643
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0093/00A000 | Wallonia | 3,564 m² | 1 · 5,478 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBraine-l'Alleud2.319.818.643
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
47920Retail trade
46839Wholesale trade
46841Wholesale trade
47522Retail trade
47527Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.