Bricogrez
ActiveSummary
Bricogrez has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €98k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 18% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+19
Solvency42▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.5 in 2024; short-term debt: 44.3% and cash: 2.1% of total assets), and 83.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4867 sector peers (2025).
NBB · sector comparisonPosition among 4867 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
38 d early
2023
1 d early
2022
28 d late
2021
6 d early
2020
30 d early
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€98k▲ 3,169%
2024 · €3k
2018: €117k
2019: €48k
2020: €290k
2021: €96k
2022: €-87k
2023: €18k
2024: €3k
2018 → 2025
Working capital
€200k▼ 37.7%
2024 · €322k
2018: €223k
2019: €204k
2020: €280k
2021: €246k
2022: €158k
2023: €272k
2024: €322k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€415k-€327k▼ 21.1%€331k▲ 1.3%€334k▲ 0.9%€330k▼ 1.3%
Operating result€140k-€-83k€59k€51k▼ 13.9%€160k▲ 215%
Net result€96k-€-87k€18k€3k▼ 83.5%€98k▲ 3,169%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 215% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.95M
Fixed assets
€886k ▼ 4.9%
Current assets
€1.07M ▲ 10.0%
Equity and liabilities €1.95M
Equity
€330k ▼ 1.3%
Debt
€1.62M ▲ 3.6%
Debt's share of the balance-sheet total rises from 82.4% to 83.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€230k▲
2024 · €131k
Cash flow
€168k▲
2024 · €83k
Current ratio
1.23▼
2024 · 1.50
Quick ratio
0.27▼
2024 · 0.30
Debt to equity
4.91▲
2024 · 4.68
ROE
29.6%▲
2024 · 0.9%
ROA
5.0%▲
2024 · 0.2%
Interest coverage
4.35▲
2024 · 2.72
Debt ≤ 1 year
€865k▲
2024 · €647k
Debt > 1 year
€754k▼
2024 · €896k
Income taxes
€9k▲
2024 · €211
Staff costs
€474k▼
2024 · €503k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€1.95M▲
Fixed assets21/28€931k€886k▼
Tangible fixed assets22/27€931k€885k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€7k€5k▼
Leasing and similar rights25€111k€105k▼
Other tangible fixed assets26€797k€763k▼
Financial fixed assets28€613€613=
Current assets29/58€969k€1.07M▲
Amounts receivable after more than one year29-€100k
Other amounts receivable291-€100k
Stocks and contracts in progress3€776k€834k▲
Stocks30/36€776k€834k▲
Amounts receivable within one year40/41€82k€34k▼
Trade receivables40€16k-
Other amounts receivable41€67k€34k▼
Cash at bank and in hand54/58€44k€41k▼
Deferred charges and accrued income490/1€67k€57k▼
Equity and liabilities
Total equity and liabilities10/49€1.90M€1.95M▲
Equity10/15€334k€330k▼
Contributions10/11€300k€300k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€4k-
Amounts payable17/49€1.57M€1.62M▲
Amounts payable after more than one year17€896k€754k▼
Financial debts170/4€896k€754k▼
Amounts payable within one year42/48€647k€865k▲
Current portion of amounts payable after more than one year42€152k€153k▲
Trade debts44€383k€559k▲
Suppliers440/4€383k€559k▲
Taxes, remuneration and social security45€109k€49k▼
Taxes450/3€21k€5k▼
Remuneration and social security454/9€89k€43k▼
Other amounts payable47/48€2k€104k▲
Accrued charges and deferred income492/3€22k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€503k€474k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€70k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€637k€708k▲
Operating profit (loss)9901€51k€160k▲
Financial income75/76B€429€47▼
Recurring financial income75€429€47▼
Financial charges65/66B€48k€53k▲
Recurring financial charges65€48k€53k▲
Profit (loss) for the period before taxes9903€3k€107k▲
Income taxes67/77€211€9k▲
Profit (loss) for the period9904€3k€98k▲
Profit (loss) for the period to be appropriated9905€3k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€102k▲
Profit (loss) brought forward from the previous period14P€1k€4k▲
Profit to be distributed694/7-€102k
Return on contributions (dividend)694-€102k
Social balance
Average headcount (FTE)908711.511.2▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-87k ▼191%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €290k ▲501%
Operating result €393k, net result €290k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre 1701390 Grez-DoiceauGround area
1.0 ha
Building footprint
1,272 m²
Volume, LiDAR
6,864 m³
Parcel 25037G0153/00A000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bricogrez
since 20152.242.984.745
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037G0153/00A000 | Wallonia | 1.0 ha | 1 · 1,272 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGrez-Doiceau2.242.984.745
Similar companies · same sector, comparable size
INTERIO
BE 0883.602.395
Lochristi · Eq €332k
Special Coatings International
BE 0639.966.705
Kapellen · Eq €313k
FLOORCONCEPTS
BE 0895.553.983
Oostende · Eq €358k
Centrale des Produits chimiques et de peinture
BE 0403.975.207
Grâce-Hollogne · Eq €360k
Vescom Belgium
BE 0418.700.401
Antwerpen · Eq €362k
Of 230 companies in sector 46833 we hold annual accounts for 143. 122 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46833Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
46839Wholesale trade
47526Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:brico.grez-doiceau@brico.be
Phone:010/84.94.40